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Baby steps to mortgage freedom for beanielou.

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Comments

  • milann
    milann Posts: 11,547 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Where in the car do you put it? Could you sit in the drivers seat, fold it whilst seated and lift it over yourself to the passenger seat. That’s how folk I know do their wheelchair? But I suppose it depends on size and weight. 
    Hope you have a lovely Easter - will you get to see your mum and see how she’s doing?
    January spends - £587.58
  • peb
    peb Posts: 1,994 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I need to experiment when it’s not blowing a hoolie & chucking it down with rain

    Yup, makes sense....

    Is your mum up to meeting you elsewhere?  Cafe etc
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Wanda? As in wander 🤣
    Love it :D
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • savingholmes
    savingholmes Posts: 29,109 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I don't know these nesh people - fancy not wanting to try something new when it's blowing a hoolie!  :D Glad you are planning to use it. I know I can be guilty of putting new things away for a while before using them - I've no idea why. Possibly a hangover from the days when I overspent and wanted to hide how much I'd bought. Ignore me.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • jwil
    jwil Posts: 22,621 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad all is ok with the walker.  Happy new door mat as well!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,826 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Glad the walker fits into the car - and an upside you get to do a bit of weight training too :) 
    it looks brilliantly stable 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
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