Baby steps to mortgage freedom for beanielou.

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  • lucielle
    lucielle Posts: 10,737 Forumite
    First Post Name Dropper Photogenic First Anniversary
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    When’s your first outing going to be?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • milann
    milann Posts: 10,586 Forumite
    First Post Name Dropper First Anniversary Combo Breaker
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    Ds is forgiven 👍😂 I thought he was saying not to buy it. I think £550 is a bargain for it. Hope it helps.
    Can the cats have crocheted blankets or is the woolly texture no good for them.
    January spends - £587.58
  • EssexHebridean
    EssexHebridean Posts: 21,372 Forumite
    Name Dropper First Anniversary Photogenic First Post
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    Well done you for prioritising your needs and doing what is needed for your own safety and confidence.  Are you going to practise the folding/unfolding at home a few times before trying it for real out in the wild?!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00
    Balance as at 31/12/23 = £112,000.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • beanielou
    beanielou Posts: 90,338 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Hurrah for new walker, may you have many happy trails together!  Does it have a name?
    Not yet. Any suggestions?  😊
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 27,397 Forumite
    Name Dropper First Anniversary Photogenic First Post
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    Wanda? As in wander 🤣
    I like that!

    Glad your new walker is here. Stop resisting using it. Christen it already!! Get your money's worth.
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 237 payments to go - now £184,341 Equity 26.26%
    2) Spend on handyman & external building works & new patio door £12.3K
    3) CC £4.9K on 0% spends card but offset by £34.1K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £9.6K/£127.5K AVC target 7.5% value at 15/4
    5) FI Age 60 annual income target £13.7/30K 45.7%
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