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Baby steps to mortgage freedom for beanielou.
Comments
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Happy new walker and Happy Easter too
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20254 -
Thank youjwil said:Glad all is ok with the walker. Happy new door mat as well!
I am going to try healthir eating again from Monday. I need to loose a bit of weight yet again!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]5 -
I'll join youbeanielou said:
Thank youjwil said:Glad all is ok with the walker. Happy new door mat as well!
I am going to try healthir eating again from Monday. I need to loose a bit of weight yet again!! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Yaay for the very, very stable walker - that will help so much! 😊
I think I should join you on the healthier eating too …. 😉
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I’m in on the healthier eating….I have been trying and slowly getting there but it’s still 1 step forward 1 step back for me. I have lost a stone in just over 12 months but it’s slow going.Have a lovely Easter 🐣🐣January spends - £587.585
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Another one determined to improve health and lose weight.
Hope you are having a lovely EasterIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20254 -
Thanks milann.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]3 -
We can do it.doingitanyway said:Another one determined to improve health and lose weight.
Hope you are having a lovely EasterThanks. As a family we haven’t celebrated in many years since a family member passed away. It was her thing.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]5 -
go to nearest supermarket with indoor car park and practise folding frame there. to keep out of wind rain xxx it needs pimping. Spray glitter? purchase some shower caps for the wheels to be used for wet days before you replace back in car. saves the wet mess from seats etcbeanielou said:
I think the back. I need to experiment when it’s not blowing a hoolie & chucking it down with rain.milann said:Where in the car do you put it? Could you sit in the drivers seat, fold it whilst seated and lift it over yourself to the passenger seat. That’s how folk I know do their wheelchair? But I suppose it depends on size and weight.Hope you have a lovely Easter - will you get to see your mum and see how she’s doing?I was intending to go to my mums over the weekend but she does not want me to as she knows how much I struggle with her outside stairs. We will see!6 -
Good to see you 🥰tunathe_cat said:
go to nearest supermarket with indoor car park and practise folding frame there. to keep out of wind rain xxx it needs pimping. Spray glitter? purchase some shower caps for the wheels to be used for wet days before you replace back in car. saves the wet mess from seats etcbeanielou said:
I think the back. I need to experiment when it’s not blowing a hoolie & chucking it down with rain.milann said:Where in the car do you put it? Could you sit in the drivers seat, fold it whilst seated and lift it over yourself to the passenger seat. That’s how folk I know do their wheelchair? But I suppose it depends on size and weight.Hope you have a lovely Easter - will you get to see your mum and see how she’s doing?I was intending to go to my mums over the weekend but she does not want me to as she knows how much I struggle with her outside stairs. We will see!
I have practiced in the drive so all set. Good idea on shower caps.As it was so expensive I am not sure that I will be pimping it. I will ponder.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]5
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