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Baby steps to mortgage freedom for beanielou.
Comments
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Sorry to hear you had a bad experience. People's attitudes can be so shocking.
Someone I know posted on FB recently about what on the surface appears to be a very minor issue with a refurbished car park and the disabled spaces, but in reality it causes a lot of problems for people with wheelchairs/scooters. They just asked whether others had experienced problems as they didn't get a helpful response from the council. The amount of people that were posting comments about 'first world problems', 'get a life', 'learn to drive' etc was astounding. There were several other people posting who were either disabled or have disabled friends/family who were agreeing that the new spaces were problematic, so it obviously was an issue. The lack of empathy or basic understanding is just awful."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
jwil said:Sorry to hear you had a bad experience. People's attitudes can be so shocking.
Someone I know posted on FB recently about what on the surface appears to be a very minor issue with a refurbished car park and the disabled spaces, but in reality it causes a lot of problems for people with wheelchairs/scooters. They just asked whether others had experienced problems as they didn't get a helpful response from the council. The amount of people that were posting comments about 'first world problems', 'get a life', 'learn to drive' etc was astounding. There were several other people posting who were either disabled or have disabled friends/family who were agreeing that the new spaces were problematic, so it obviously was an issue. The lack of empathy or basic understanding is just awful.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Today is 3 years since we lost the one & only Mr N.
I do wonder what he would think of Miss S & Mr M.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
RIP Mr N🙏🙏Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 16/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)5 -
There would’ve been a lot of hissing and spitting bless him xI get knocked down but I get up again (Chumbawamba, Tubthumping)5
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Sun_Addict said:There would’ve been a lot of hissing and spitting bless him x
I watched a vidio earlier of when Jack & Jill were introduced & he was not a happy boy!
Still can't get over that he saw Jack out by 5 days.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
I sympathise on the wet floor issue. I did huge damage to my knee slipping on a wet floor but because there was a sign I couldn't claim.
Sorry you lost friends in the Piper disaster.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/254 -
Thanks @savingholmes.
I think that was irritated me so much~~the fact that they thought it was ok cause there was a blooming sign.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
There is a serious lack of empathy with some people and establishments 😡
Yes, the meeting of Mr N and the latest feline family could have been very interesting to say the least.
January spends - £587.584 -
milann said:There is a serious lack of empathy with some people and establishments 😡
Yes, the meeting of Mr N and the latest feline family could have been very interesting to say the least.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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