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Baby steps to mortgage freedom for beanielou.
Comments
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Glad you had a nice time with DS and have a lovely visit with your friend
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Have a lovely time with your friend.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
Beanie have you checked to see if you might be able to get help with glasses on low income grounds on gov.uk. It might be worth checking especially if you have a complex prescription. I know glasses are expensive as me and oh both have sight tests tomorrow 😱
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Good luck with meeting old friend and the new glasses.
Glad your DS is okAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/252 -
Enjoy the meet up with friend who I’m guessing is a bit out of comfort zone too. Bet you’ll be fine after 30 seconds 👍
Always nice to hear things are well in our offspring world…..long may it continue.
I definitely think it’s worth looking to see if you can get help towards glasses. I know pip opens doors to lots of things but not exactly sure what.January spends - £587.582 -
Thanks everyone.
I do get help with glasses but still expecting quite a steep bill.
All to do with prescription I am led to believe.
Had a lovely meet up with my friend.
It went better than I thought.
I must contact the person who goes my weeding.
Sadly it is just too painful for me.
Physio tomorrow.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Glad you had a lovely meet up with your friend.Hope you manage to get hold of the gardener.January spends - £587.584
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Glad you had a lovely meet up.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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milann said:Glad you had a lovely meet up with your friend.Hope you manage to get hold of the gardener.
ThanksSun_Addict said:Glad you had a lovely meet up. I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Glad you enjoyed your meet up.
Hope you get the weeding sorted out soon.Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 16/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3
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