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Baby steps to mortgage freedom for beanielou.
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Loving Ken Bruce’s pop master on more 4 🤩I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
More and more retailers are introducing charges on returns, people ordering loads and then returning it (sometimes worn), particularly when they use sites like Klarna so they don't actually have to pay, costs the retailers a fortune. The costs of processing a return are around 2/3rds of the price of a product. A lot of returns just get burnt or landfilled too, so it's bad environmentally.
As ever, the misbehaviour by a minority ruins it for all of us who just want to return the odd item that doesn't fit right."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
jwil said:More and more retailers are introducing charges on returns, people ordering loads and then returning it (sometimes worn), particularly when they use sites like Klarna so they don't actually have to pay, costs the retailers a fortune. The costs of processing a return are around 2/3rds of the price of a product. A lot of returns just get burnt or landfilled too, so it's bad environmentally.
As ever, the misbehaviour by a minority ruins it for all of us who just want to return the odd item that doesn't fit right.
I did not know that.
I hardly ever return thingsI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
In todays news I have a new person for helping with my bits & bobs so I am pleased
End of the month the morra & the last SO to DS.Yah.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.8 -
Two lots of good news there 🙂I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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jwil said:More and more retailers are introducing charges on returns, people ordering loads and then returning it (sometimes worn), particularly when they use sites like Klarna so they don't actually have to pay, costs the retailers a fortune. The costs of processing a return are around 2/3rds of the price of a product. A lot of returns just get burnt or landfilled too, so it's bad environmentally.
As ever, the misbehaviour by a minority ruins it for all of us who just want to return the odd item that doesn't fit right.I thought about this too when it was mentioned. I don't mind paying return postage as I do tend to order a couple of sizes - I much prefer to order online than have to trek to and round the shops, so it's fair enough. But that's literally trying on, refolding and back in the bag, sometimes not even out of the bag if it turns out I don't like the colour or print.I'd be surprised if return costs really add up to 2/3 of the price of the product though, surely that depends on what price point you're buying. A few quid return courier, say an hour of sorting and admin at reasonable wage plus overheads, then cost of resending? But I suppose I tend to buy dresses and jeans at kind of top of the high street prices, so my per item spends are high and I get a lot of plain tops etc second hand.I do think companies should start to refuse or discount refunds if they are really getting stuff returned in poor condition, it might make more difference to that minority.Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc3 -
Sun_Addict said:Two lots of good news there 🙂I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Brilliant news on the helper and also the final payment!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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RosaBernicia said:jwil said:More and more retailers are introducing charges on returns, people ordering loads and then returning it (sometimes worn), particularly when they use sites like Klarna so they don't actually have to pay, costs the retailers a fortune. The costs of processing a return are around 2/3rds of the price of a product. A lot of returns just get burnt or landfilled too, so it's bad environmentally.
As ever, the misbehaviour by a minority ruins it for all of us who just want to return the odd item that doesn't fit right.I thought about this too when it was mentioned. I don't mind paying return postage as I do tend to order a couple of sizes - I much prefer to order online than have to trek to and round the shops, so it's fair enough. But that's literally trying on, refolding and back in the bag, sometimes not even out of the bag if it turns out I don't like the colour or print.I'd be surprised if return costs really add up to 2/3 of the price of the product though, surely that depends on what price point you're buying. A few quid return courier, say an hour of sorting and admin at reasonable wage plus overheads, then cost of resending? But I suppose I tend to buy dresses and jeans at kind of top of the high street prices, so my per item spends are high and I get a lot of plain tops etc second hand.I do think companies should start to refuse or discount refunds if they are really getting stuff returned in poor condition, it might make more difference to that minority.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
jwil said:Brilliant news on the helper and also the final payment!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4
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