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Baby steps to mortgage freedom for beanielou.
Comments
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I'm glad your new laptop has arrived in time for Christmas and I hope you manage to get it set up 🙂.
I understand how awful you feel about not seeing DS 😥, I didn't see DS3 for seven months and a half months during the first lockdown and it was heartbreaking 😥. I hope the vaccine roll outs will speed up soon. At least hope is on the horizon.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
Pants about being in tier 4 but I don't think it'll be long before we are all in that tier. Take care
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1245 -
It’s total rubbish not seeing family. I’ve missed my dd and gc like mad. I need her to see me in real life as she doesn’t believe I am improving as much as I’m telling her 😏 At least I’m getting to see my ds as we’re I a bubble as he lives alone.Teir 4 is rubbish too. We’ve been in tier 3 now for what seems forever....I suspect we will be following you to tier 4 as cases are rising.
I hope you get your laptop working soon. That was prompt service 👍
Take care and keep plodding 👍January spends - £587.586 -
Dearest Beaniou
Sending you hugs - tier 4 is just pants and appreciate the impact on MH - please be kind to yourself / let’s hope 2021 will be brighter.Love BM
ps glad you got a laptop - as you are a spreadsheet Queen much better for your posture when slaving over accounts then a tablet. XAs a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away5 -
Thanks everyone.
I am not at my best it has to be said.
My anxiety is ramping up & I do not feel I have a break.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Thanks BM xxBubblesmum said:Dearest Beaniou
Sending you hugs - tier 4 is just pants and appreciate the impact on MH - please be kind to yourself / let’s hope 2021 will be brighter.Love BM
ps glad you got a laptop - as you are a spreadsheet Queen much better for your posture when slaving over accounts then a tablet. X
I certainly could not do the FB stuff on a tablet.
Bad enough doing it on a laptop!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Sorry to hear you’re not at your best. Blooming tier restrictions not the best for MH, they don’t take that into consideration unfortunately ☹️ Hope you’ve got the laptop sorted, if not still happy to help.I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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Thanks SA
I have not even taken it out of the box yet.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
So you need to unbox it, switch it on and follow what it asks you to do. As others have said you’ll need your internet password to hand. Should be pretty straightforward from there. I assume you’ve got the Office 365 disc for excel?I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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Hope you’ve not got too much of the white stuff.....we have a fair covering....not very thick but it’ll be lethal tomorrow when it freezes over 🙄January spends - £587.585
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