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Baby steps to mortgage freedom for beanielou.
Comments
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Sun_Addict wrote: »It'll be great to get rid of more stuff
Our local council charge per item but once a year they do an amnesty and they'll collect up to 6 items free of charge.
That's good.
Wish ours did that.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
doingitanyway wrote: »Great news about your friend who is coming to do a tip trip
My council introduced £30 fee for collecting items too. :mad:
& they wonder why people fly top!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
If you live in the city council area of where I am you get all your rubbish cleared for free all year round plus your garden waste bin is free. I live in a borough council area and have to pay £36 a year for the garden bin and apart from the annual amnesty pay for other rubbish removal. The nearest council tip is miles away and we don't have transport. I didn't have much picked up on the recent amnesty as the stuff I want to get rid of is too good to go to landfill.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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The advantage of living in flats is that we have a communal waste area where the bins live - and you can leave anything in there and the council sigh deeply, and come and take it away for nothing.
The disadvantage of living in flats is that the people from the houses roundabout have realised that we have a communal waste area where the bins live - and you can leave anything in there and the council sigh deeply, and come and take it away for nothing...
Hurrah for lovely friends who can help you get stuff to the tip Beanie!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Thanks EH.
Maybe I am glad that I live in a wee house :think:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I always read your posts in my head with your Scottish accent Beanie - ever since I heard your real voice.
I love accents too - quite a mix in our family as we’re spread about. Northern, Yorkshire, Irish and Southern. I could listen all day especially to the little ones.January spends - £587.581 -
:eek::eek::rotfl::rotfl:I always read your posts in my head with your Scottish accent Beanie - ever since I heard your real voice.
I love accents too - quite a mix in our family as we’re spread about. Northern, Yorkshire, Irish and Southern. I could listen all day especially to the little ones.
I don't think I have a particulary broad Scottish accent.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
In most excellent news I most pleased to announce there are new Smarties buttons.
There are milk & white ones with ordinary smarties & milk chocolate ones with orange smarties. I am in love
A friend brought me some today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Oh Beanie you DO :beer::rotfl::rotfl::rotfl::rotfl: a lovely Scottish lilt.
Bet I sounded really Northern.....
So what do do call a barm cake....bread roll, bun or other. When dd went to uni her friends fell about laughing when she asked for a barm cake with her burger :rotfl::)January spends - £587.582 -
Hooray for new smarties :beer:January spends - £587.581
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