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Baby steps to mortgage freedom for beanielou.
Comments
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I have found(!!!) 5 skirts.
Now skirts and I are really not friends.
One in charity bag as I dont show my knees these days even on holiday.
I will try two on later/tomorrow.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Sun_Addict wrote: »When I'm on a mission to declutter clothes I have a good look at the stuff I don't wear, why don't I wear it, time for it to go. Something else I've heard but not tried is when you hang something back up in the wardrobe turn the hanger the other way round. After a set time look at what's still hanging the other way and that's all the stuff you don't wear and can get rid of.
I need to have a major cull of my summer clothes and sandals this year, got far too many, loads of stuff I haven't worn for years.
I think we both need to be ruthless
I did my summer clothes last week & they were easy as I dont expect to go abroad again & I am now to old to wear vest tops in this country.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
This has helped my decluttering Beanie as I also don't show my knees. Off to get rid of the skirts that are above knee. Thank youI have found(!!!) 5 skirts.
Now skirts and I are really not friends.
One in charity bag as I dont show my knees these days even on holiday.
I will try two on later/tomorrow.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
doingitanyway wrote: »This has helped my decluttering Beanie as I also don't show my knees. Off to get rid of the skirts that are above knee. Thank you

Happy to help;)I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I am another that doesn't like showing my knees so I agree with you getting rid of them. What else might you find in the wardrobe you had forgotten about !Life is an adventure, never stop exploring.1
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Sunshine_girl2 wrote: »I am another that doesn't like showing my knees so I agree with you getting rid of them. What else might you find in the wardrobe you had forgotten about !
Nothing else!!
I was just surprised to find a skirt I wore to a wedding about 11 years ago It is lovely but I fear it will be way too small.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I only show my knees in the winter if I'm wearing thick tights and I think I'm too old for vest tops too. But I've got a few vest tops that are useful for layering under other tops to keep me warm. I do think that if you've haven't worn it for years then it can probably go.
Well done on the de-cluttering Beanie
. I'm sorry paying the plumber meant you had to miss physio though
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1 -
You're doing very well with the decluttering beanie. I think we all need to be ruthless with clothes occasionally. I'm another one who doesn't show knees anymore - I live in trousers or jeans. I have some dresses but as I'm tall I wear them more like tunics and put leggings or thick tights underneath. The last time I wore a dress was a couple of years ago at the races - must admit I would have been more comfortable in trousers.
I'm another one that does SA's hanger trick though - it works very well I find.
xFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
HairyHandofDartmoor wrote: »I only show my knees in the winter if I'm wearing thick tights and I think I'm too old for vest tops too. But I've got a few vest tops that are useful for layering under other tops to keep me warm. I do think that if you've haven't worn it for years then it can probably go.
Well done on the de-cluttering Beanie
. I'm sorry paying the plumber meant you had to miss physio though
.
Yes, the physio was a pain
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Interesting that we are all anti knees now :think:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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