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Baby steps to mortgage freedom for beanielou.
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Rubbish having to choose between physio and heating. Just keep on plodding :beer:January spends - £587.581
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More decluttering today.
PLeased with how it is going.
Hopefully someone is doing a skip run for me tomorrow.
Another mortgage payment tomorrow.
Have a good week everyone.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Those mortgage payments keep going - the end is in sight Beanie :beer:January spends - £587.581
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Well done on the decluttering :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Before you know it you’ll be debt free, mortgage free and clutter freeMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.1
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Those mortgage payments keep going - the end is in sight Beanie :beer:Well done on the decluttering :T
Thanks.in_need_of_direction wrote: »Before you know it you’ll be debt free, mortgage free and clutter free
Never be clutter free as that’s not me. However the garage is now mostly clear. Amazing. I have floor tiles from a job that was done nearly 30 years ago in case I needed them!!! Off to the skip they go!!
Spare room no 1 now has nothing belonging to me in it so result :j :j
I still have way too many clothes but find it really to let some go~~Any tips?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Could you make a patchwork quilt or something from the clothes? (If it's sentimental reasons?)
I am about to ebay lots so I can actually find something I wear in my wardrobe...Mortgage OP 2025 £7500/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,465
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
I made heart shaped cushions many years ago out of my wedding dress. I kept a couple and gave some to my nieces for Christmas and the remainder went to The Brittle Bone Society - they made about a £100 out of them which was a lot of money about 35 years ago..... Could you make something small for you and make craft things to sell maybe out of the clothes? Not sure how crafty you are Beanie.January spends - £587.581
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I am totally uncrafty.
A charity bag came through the door earlier & I am going to challange myself to fill it!!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
When I'm on a mission to declutter clothes I have a good look at the stuff I don't wear, why don't I wear it, time for it to go. Something else I've heard but not tried is when you hang something back up in the wardrobe turn the hanger the other way round. After a set time look at what's still hanging the other way and that's all the stuff you don't wear and can get rid of.
I need to have a major cull of my summer clothes and sandals this year, got far too many, loads of stuff I haven't worn for years.
I think we both need to be ruthless
I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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