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Baby steps to mortgage freedom for beanielou.

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Comments

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Have a great time tonight! Raspberry gin :drool:
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Tonights check list
    Body ready de fuzzed
    knickers on /in bag
    War paint on
    Glad Rags on
    Hand bag checked mistle to just in case x
    Taxi money in bra so you get home safely.
    Teeth in and sparkle

    splash of perfume
    re touch lippy in bag

    Raspberry Gin oclock it is Sample time
    Have fun.

    We will wait t o hear local newspaper headline.. Beanie pickled in Gin driving her wheelchair wrong way around the road whilst flashing at the spead cameras.

    Have fun be naughty and make lots of memories.

    I dare you tonight to have a selfie with any emergency service person in uniform. Or Santa or one of his elves.


    have fun Tuna x
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have fun be naughty and make lots of memories.

    I dare you tonight to have a selfie with any emergency service person in uniform. Or Santa or one of his elves.

    have fun Tuna x
    :rotfl::rotfl::rotfl:
    Have a great time, beanie :)
    2023: the year I get to buy a car
  • Have a lovely evening out with you friends Beanie :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,759 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thank you everyone :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,448 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy tonight and don't get involved in Mad Friday :rotfl: Can see why it's called this you should see all the people dressed as Santa in our city centre this afternoon. There'll be some sore heads in the morning that's for sure :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • milann
    milann Posts: 11,521 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope you’re having an amazing time.....and had everything ticked on Tunas check list :beer::rotfl::cool:
    January spends - £587.58
  • beanielou
    beanielou Posts: 96,759 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    A good night last night.
    The live music was good.
    Played Caladonia & Sunshine on Leith.

    Food was good.
    Had some Prosecco & a few raspberry gins.
    Spent rather more than budgeted for. Oops.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Maybe your budget was unrealistic
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • beanielou
    beanielou Posts: 96,759 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Maybe your budget was unrealistic
    Probably.
    Champagne tastes & beer money.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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