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Baby steps to mortgage freedom for beanielou.
Comments
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Sunshine_girl2 wrote: »Well you looked perfectly acceptable to me, your hair looks fine . I am sure your friends didn't judge you. I rarely buy new stuff to go out in, I am always the poor relation when I do.
Have a good day Beanie.
You looked lovely Beanie. I nearly said that on FB but I didn't want to offend your friends by leaving them out! Fashion is a really effective CO2 contributor, so it would be better for the planet if we all make do and mend.Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB1 -
How are you today Beanie?Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1 -
Hi Beanie
Glad you had a good night out. Christmas is only once a year and if the budget gets slightly blown then so be it.
I actually prefer going out in something I know I'm going to be comfortable in rather than something new. I like to know the stretchability of my clothes where food is concerned. :rotfl: I never remember what somebody has worn but always remember good conversation and the laughs.
Hope you've had a nice weekend. xx1 -
HairyHandofDartmoor wrote: »How are you today Beanie?
Not at my best.
Fallen twice & my balance is off.
Have had the saga of the car keys after the car locked itself with everything in in it including my handbag, phone & car keys!!!
Needless to say I was not in the car.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Hi Beanie Glad you had a good night out. Christmas is only once a year and if the budget gets slightly blown then so be it.
I actually prefer going out in something I know I'm going to be comfortable in rather than something new. I like to know the stretchability of my clothes where food is concerned. :rotfl: I never remember what somebody has worn but always remember good conversation and the laughs.
Hope you've had a nice weekend. xx
Unfortunatly someone had shared a picture of last year not long before we went out xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Not at my best.
Fallen twice & my balance is off.
Have had the saga of the car keys after the car locked itself with everything in in it including my handbag, phone & car keys!!!
Needless to say I was not in the car.
Sorry to hear that. I hope you got your car sorted.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1 -
HairyHandofDartmoor wrote: »Sorry to hear that. I hope you got your car sorted.
Yes, eventually managed to get DS who had to go to my house to get spares & bring them to me.
What a star.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Yesterday a wee local business was advertising the most amazing snowmen made from wood.
Those of you on FB will have seen Woody
Another unbudgeted purchase but awesome.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I loved your snowman and thought you looked lovely on your night out.
I haven’t been out at all yet to any Christmas dos....work went to an escape room - there was no way I was going to that. I am going to a do with dh U3A group just after new year and I’m wearing a dress from about 10 years ago - a pleated skirt from just under the bust which hides a multitude of sins - only thing I can get in to atm. I’ve no idea what I’m going to wear on Christmas Day at dds - feel a mess and don’t want to buy anything new. In the new year when I’ve got my proper routine back I am going to get back in my clothes that don’t fit anymore
Have a lovely Christmas if I don’t get chance to come on here for a few days :xmastree::santa2::snow_grin:rudolf::xmassign:January spends - £587.581 -
Hope you have a lovely Christmas :xmastree::xmastree::xmastree:"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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