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'You can use all banks’ cash machines for free. Why queue?' Blog discuss

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This is the discussion to link on the back of Martin's 'You can use all banks’ cash machines for free. Why queue?' blog. Please read the blog first, as the discussion follows it.

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Comments

  • vulchem
    vulchem Posts: 11 Forumite
    Don't bother trying to use A&L cash machines at Post Offices unless you have an account with them. If you don't you are charged.:mad:
  • olly300
    olly300 Posts: 14,738 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Unfortunately people are a bit like lemmings in the fact that they queue up because they think there is something wrong with the other cash machines.
    I'm not cynical I'm realistic :p

    (If a link I give opens pop ups I won't know I don't use windows)
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Isn't it a British thing to queue?
    No longer using this account for new posts from 2013
  • Andybez38
    Andybez38 Posts: 1,773 Forumite
    Part of the Furniture Combo Breaker
    Im british and im :D Q Q Q Q Q Q Q ing :D
    I came into this world with nothing and I'm gonna leave with nothing.
  • Hello

    It costs Banks more money to process Cash Transactions undertaken at a 'competitors' cash machine than there own. I guess thats part of the reason why its not braodcasted

    I work for LloydsTSB and there has been a campaign recently to get staff to use LloydsTSB branded machines.

    There are more options available at your own banks machine (mini statements etc) so gives the consumer more access to banking facilities
    Proud To Be Dealing With My Debts - 1420 Days To Go!
    LBM: £103,592.98 / Currently £78,500.08 - Down 24.22% / Mortgage: £92,800.00 / Loan: £17,284.21 / Overdraft: £450.09 / C/Card 0%(October 08): £5,601.54 / C/Card 0% (January 09): £1075.22 / Child Care: £137.80
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  • MarkyMarkD
    MarkyMarkD Posts: 9,912 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I don't think that Martin's "wall entrenched" definition is necessarily helpful. Correct me if I'm wrong, but I believe that there are "wall entrenched" ATMs at petrol stations which are charging ones?

    But apart from that, I agree that it's amusing to see people unnecessarily queuing for the "right" ATM.

    There is a benefit in using your own bank's ATM, if you have the choice (and no queue) though. If there is an ATM problem (like dispensing the wrong amount) it will be FAR quicker and easier to resolve if there is only one bank involved.
  • fatgit
    fatgit Posts: 188 Forumite
    A bit of an aside, but I find Llyods TSB machines to be MUCH MUCH quicker than most other banks.

    Really don't understand why, on most machines, it takes the same length of time it did years and years ago - technology has come leaps and bounds in the past 10 years!
  • Stompa
    Stompa Posts: 8,375 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    MarkyMarkD wrote: »
    But apart from that, I agree that it's amusing to see people unnecessarily queuing for the "right" ATM.

    I wonder how commonplace this really is, I don't ever recall noticing it.
    Stompa
  • boots_babe
    boots_babe Posts: 3,294 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    This made me laugh as it is SO true. Almost any time that I go somewhere with multiple cash machines, people will be queuing to use one or two of them, when at least one of the machines is free. It always bemuses me! :rolleyes:
  • CIS
    CIS Posts: 12,260 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Happens all the time at the local shopping centre - large queue for machine outside whilst there is one just inside the branch about 10ft away and easily seen by anyone queuing.
    I no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.
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