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The No-nonsense,Nifty November NSD Challenge!

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  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Small(ish) spend for me today but i am staying in tomorrow so hoping to go one over my target this month. Fingers crossed :)
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • zenshi
    zenshi Posts: 1,133 Forumite
    Part of the Furniture 500 Posts
    Still not found spending diary but working backwards in work diary, I am now up to 18 NSD as of today. Level pegging with daughter, so final push to see who wins between us :rotfl:
    LBM.....sometime in 2013 £27,056. 10 creditors
    June 20.....£7,587.....3 creditors left 72% paid

    £26,200 on interest only part of mortgage (July 16)...will chip away £17,103
    £49,200 repayment mortgage ( July 16) £37,764
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Ooh ouch! marmite, where did you put that horse liniment? I will need to rub loads on my back if I am needed for final rehearsals......you realise, Igor, that the ballroom floor at Ennessdee Towers needs a good polish before the weekend? Why don't you and Hubert tie polishing cloths to your feet and run through the routines? Couple of quicksteps and a cha cha cha and that floor will shine!
    marmite, did you order in the food? Remember we have managed to persuade Igor into doing the compere role instead of the catering.....he is so looking forward to it, look at him trying on his Brucie wig, how sweet!
    One life - your life - live it!
  • NSD 13 today taking me to 13/12 and 3-in-a-row.

    My target was 4-in-a-row so just need one more NSD tomorrow, Tougher tomorrow as I get paid and will be tempted to spend!
    Must stay strong....
    Starting 2016 debt-free :D
    Emergency Fund: £350/£1000
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    Claiming number 23 please young Marmite - hmm wonder if I can avoid spending on Friday this week?
    Must use my stash up!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 15 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    So I go away for a few days north of the boarder to visit OH family and round up some guests (prisoners) for out shin dig on the 30th only to come back and find SOMEONE has wired my pole to the mains :eek::eek::eek: :D

    Well a busy few days for me, out on Friday til late late late, then flights to bonnie Scotland on Sat to see the outlaws, and back yesterday. Consequently i have totally lost track of my NSD and have not much of a hope in hell of reaching target this month. On the upside, I managed to get a few xmas bits whilst away (though carrying a Lush set back does start to make you feel a bit queasy after a while)

    Super busy being back, oh and picked up a wardrobe tonight from fleabay, annoyingly it has a scuff on the gloss doors which wasn't in the photo and I reckon they did it taking it apart. Thinking some enamel paint might be the only thing to try and hide it.

    But, NSD today so NSD #8 bagged.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    kerri_gt wrote: »
    So I go away for a few days north of the boarder to visit OH family and round up some guests (prisoners) for out shin dig on the 30th only to come back and find SOMEONE has wired my pole to the mains :eek::eek::eek:

    Just a normal, everyday occurrence in Ennessdee Towers.........
    One life - your life - live it!
  • Whoops..lost the plot somewhat this month.. I'll be a little more organised in December! I think I've done 2/3 of my target but no idea.. bad planning on my part for recording spends, lunches at work mostly....they are so yummy though and get them 1/2 price so nearly as cheap as homemade, and then if I have a hot lunch, I don't need to fork out for a big dinner :) excuses excuses!
    January 2025 - Debt £20,006
  • I haven't updated properly,as I'm getting a headache.Will finish later.:o


    Hope it went quickly and you feel better now xx

    DFD Need to August 2027 :(

    NSD March 15/20
    NSD April 17/15
    NSD May 13/15

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