The No-nonsense,Nifty November NSD Challenge!

Candlewick

I have been AWOL for a few months but have lurked occasionally on the DFW board.

The bad news first: ...

I am back on the dreaded weed

My credit card is creeping up and for the first time ever I had to balance transfer last month.

The good news:...

I am still keeping a spending diary

Life could be a lot worse

I am hoping to get a mortgage in June next year for a new build a bit later on in 2015 and I really need to get my credit card bill under control. I intend on giving up smoking again in the next few weeks. I have done it before so know I can do it again.

I hope you don't mind me joining in again and on that assumption will pledge 14 days of no spending.

I will not be including any days I spend on work expenses otherwise I would be lucky to ever reach more than 8.

Candlewick

Savingdad

Never done this challenge before but I'm going to put myself down for 15 nsd and 5 in a row please.
I'm setting my standards if a nsd to be nothing spent in cash, credit card or debit card, all the bills are SO and DD so im not counting them.
Looking firward to the challenge.

Knit_Witch

well if you want to see how [STRIKE]insane[/STRIKE]fun we are pop over to the October thread and join the Halloween party!

Nargleblast

And bring your own pumpkins, the bat curry is to die for......

Ratison

Please can I go for 10 NSD and 3 in a row? Thanks! I'm excited to join, this forum is making me completely obsessed with frugality!

IrishRose12

Another one here who fell off the wagon a few months ago, but my bank account is telling me I need to stop spending again. So can I please set myself a target of 20 NSD's please? I've 2 weekends away this month but hopefully I'll stick to the budget and NSD target

marmiterulesok

bizzybee wrote: »

Going to change my tactics this time and set aside a grocery budget so it doesn't count as a spend during the month (unless of course I go over budget:()

black_cat wrote: »

That's what I did. Not only did I achieve more NSDs, but I kept within budget!

I'm going to change my rules (again).As I have a budget for everything,I'm going now to count the day as an nsd,if I stay within budget.Hopefully that'll keep me more on the straight and narrow. I need to be super vigilant,as my salary has gone down by a sixth.I know I can do it.I just need to ajust my spending /budget habits.

t2rry wrote: »

Given I have only a few weeks until my wedding, and many things to buy in readiness for it, and many things to buy that I probably have not yet realised are necessary, I shall reduce my target this month to an achievable 10 NSD's please Marmite

Doesn't time fly?!

I hope that you're not feeling too stressed.

PS Igor will happily cater for a very small fee. That's the kind of chap he is!
And.....he's gone into business with The Swedish Chef,aka 'Mummy',to form a catering company! :eek::eek::eek:

He's hoping that we can come up with a name.Anyone?

marmiterulesok

Wow,lots of new faces,and a few old faces back again!

Welcome,welcome,welcome :wave:

Ok,so who is going to get 'numero uno' today?It'd be a great way to start the month! :j:j

Nargle I've added an important piece of news to my last post.Igor and Swedish Chef are going into business! :rotfl::rotfl:

Who'd have thought it....

Nargleblast

The mind boggles! I can see them now......."pud de chicky in de boosky und die ferret in die choodney..."

Knit_Witch

Well off the mark here! Claiming 1 and 1 in a row :rotfl:

Okay WHAT was the addition to the Gluhwein last night - my tongue feels furry this morning (*gah!*:D)