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Could you live decently on £14,400 a year?

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  • enabledebra
    enabledebra Posts: 8,075 Forumite
    No, its a poor wage. Its not OK because we are a rich country. No one would starve but we can do better than this if the country is governed to benefit everyone.
  • Coopdivi
    Coopdivi Posts: 3,412 Forumite
    The impoverished have never had it so good.
  • enabledebra
    enabledebra Posts: 8,075 Forumite
    Coopdivi wrote: »
    The impoverished have never had it so good.

    That's never been my point. I don't care how much better off I am than someone carrying water from a well 5 miles away. I want a fair share of my own country's wealth. I don't expect my mates to contribute 50p to the round and tell me that's worth £500 in Outer Mongolia.
  • aardvaak
    aardvaak Posts: 5,836 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    wellynever wrote: »
    http://www.bbc.co.uk/news/10537363

    Just wondering what people think, this is for a single person, i find this quite high for just one person but i suppose it depends where in the UK you live,

    As someone in the support group with a partner this is the exact amount we get a year and that includes rent and council tax plus everything else the list would be too long if i was to add everything, we live ok on that,

    As for a working single person on that money what chance to buy their own home marry have children, it just saddens me that in 2014 that £14k seems to be ok or even the norm.

    Woh - does anyone earn £14,400 a year?
  • sh0597
    sh0597 Posts: 578 Forumite
    Yes easily.
  • No - it would provide a very basic form of life which is not 'living decently' to my mind.
  • Podge52
    Podge52 Posts: 1,913 Forumite
    I've just worked out my income and spending and it's quite scary when you see it in black and white.

    Total income
    wage = £580
    Tax credit = £117
    HB = £69
    Total = £766

    Outgoings
    Rent = £327
    C tax = £59
    Bus ticket = £53
    Elec, Gas, water, Tele lic, = £73
    Mobile and Broadband £38
    Total = £550

    Take off £108 for food for me and the cat and I'm left with the same to fritter away on things like toiletries, cleaning products, replacement fuses, Birthday presents, Christmas presents.etc etc etc

    But wait, It would be iresposible of me not to have at least three monhts salary to fall back on in case of emergencies so lets say I save half of my remaining. that's £50 a month.

    So, in about three and a half years provided I don't have to dip into my savings for a lightbulb, or some other such frippery, I'll have my three month safety net.
  • Castler
    Castler Posts: 339 Forumite
    wellynever wrote: »
    http://www.bbc.co.uk/news/10537363

    Just wondering what people think, this is for a single person, i find this quite high for just one person but i suppose it depends where in the UK you live,

    As someone in the support group with a partner this is the exact amount we get a year and that includes rent and council tax plus everything else the list would be too long if i was to add everything, we live ok on that,

    As for a working single person on that money what chance to buy their own home marry have children, it just saddens me that in 2014 that £14k seems to be ok or even the norm.

    It says there council tax is £120 a month however the average band D property is only £90 a month.

    So this single person is living in a larger than average property indeed they must be living in the top 1% of properties by values
  • East Thames Group is a leading provider of affordable housing and community initiatives in east London and Essex.

    They provide more than 13,500 affordable homes and state that they are much more than a landlord.

    They take a lead in developing and building new homes and run a wide range of employment programmer’s and community development initiatives.

    They (say) they are committed to making a positive and lasting difference in east London and Essex.

    Post title: Support Worker

    You will be working as part of a dedicated team in a Learning Difficulty Care scheme providing care to vulnerable adults.

    To provide a high quality individualised support to service users through direct service, planning and negotiation.


    You will have good communication and IT skills and an understanding of the issues affecting people
    with mental health and will have experience and/or knowledge of working with this client group aiming to assist and encourage our service users to work towards independence.

    Knowledge of Health & Safety standards is desirable. The ability to participate in a shift system (including evenings, nights and weekends) is essential.

    The salary for this highly responsible and demanding role is £14,775 pa.

    Obviously someone thinks that living on a tad over £14,400 is decent.

  • Mrs_Arcanum
    Mrs_Arcanum Posts: 23,976 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    East Thames Group is a leading provider of affordable housing and community initiatives in east London and Essex.

    They provide more than 13,500 affordable homes and state that they are much more than a landlord.

    They take a lead in developing and building new homes and run a wide range of employment programmer’s and community development initiatives.

    They (say) they are committed to making a positive and lasting difference in east London and Essex.

    Post title: Support Worker

    You will be working as part of a dedicated team in a Learning Difficulty Care scheme providing care to vulnerable adults.

    To provide a high quality individualised support to service users through direct service, planning and negotiation.


    You will have good communication and IT skills and an understanding of the issues affecting people
    with mental health and will have experience and/or knowledge of working with this client group aiming to assist and encourage our service users to work towards independence.

    Knowledge of Health & Safety standards is desirable. The ability to participate in a shift system (including evenings, nights and weekends) is essential.

    The salary for this highly responsible and demanding role is £14,775 pa.

    Obviously someone thinks that living on a tad over £14,400 is decent.


    Support workers pay is crap (similar elsewhere) & that is similar to a friend who delivers plumbing pipes round London.

    This is why the NMW is far too simplistic.
    Truth always poses doubts & questions. Only lies are 100% believable, because they don't need to justify reality. - Carlos Ruiz Zafon, The Labyrinth of the Spirits
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