Grandmother losing EVERYTHING!

seven-day-weekend

Steve_xx wrote: »

And what do you think would happen if you did own a house, and you didn't pay your care home bills?

It would probably have a charge put on it. What's that got to do with what I said? I was talking about people who DO pay their bills.

Steve_xx

seven-day-weekend wrote: »

It would probably have a charge put on it. What's that got to do with what I said? I was talking about people who DO pay their bills.

Effectively in that case, if you didn't pay your care home bills your house would be used to pay them. Therefore, there is a possibility that you could lose your home, one way or another.

It's common sense that if you pay your care home bills that you wont lose your home. That hardly needed stating.

seven-day-weekend

Steve_xx wrote: »

Effectively in that case, if you didn't pay your care home bills your house would be used to pay them. Therefore, there is a possibility that you could lose your home, one way or another.

It's common sense that if you pay your care home bills that you wont lose your home. That hardly needed stating.

I felt it important to point out that you would not have to sell your home if you could pay the bills without doing so. Some people think that you HAVE to sell your home if you go into care.

Mojisola

seven-day-weekend wrote: »

I felt it important to point out that you would not have to sell your home if you could pay the bills without doing so. Some people think that you HAVE to sell your home if you go into care.

And some people think that the council takes the house off them and sells it - another myth.

mike88

While a house is not taken from anyone a house will have to be sold to pay for residential home fees if there is no other income source. I had to sell my mother's house to pay fees but, after claiming Attendance Allowance at the higher rate plus a weekly contribution from the NHS and interest from the capital released from the sale of her house, the fees didn't seem that bad.

As the money belonged to my mother I found her an expensive home with all the bells and whistles which is what I hope my own son will do should I need residential care. When my mother's condition deteriorated to such an extent the NHS funded the entire bill and, in fairness to the swanky home, she was able to stay there even though the NHS paid much less than their normal charge.

I feel happy with the present system. My mother owned a house so would not expect the taxpayer to fund something she could afford to fund herself. The NHS eventually paying was an entitlement because her condition moved from being just elderly to becoming very sick - coma, immobile and blind.

The inheritance issue is a complete red herring. If the person requiring care has assets they should pay as it is his/her money, not the person who stands to lose all or part of their inheritance.

TheTracker

Crikey. I thought I'd stumbled into MumsNet.

Steve_xx

seven-day-weekend wrote: »

I felt it important to point out that you would not have to sell your home if you could pay the bills without doing so. Some people think that you HAVE to sell your home if you go into care.

There won't be that many people who think that they have to sell a house in order to pay a bill that can be satisfactorily discharged without doing so.

seven-day-weekend

Steve_xx wrote: »

There won't be that many people who think that they have to sell a house in order to pay a bill that can be satisfactorily discharged without doing so.

There have been several people on these forums who think that you are made to sell a house by the Council/Social Services/ The Government when you have to go into care, or as someone else has said, that they take it off you and sell it for you.

Archi_Bald

seven-day-weekend wrote: »

There have been several people on these forums who think that you are made to sell a house by the Council/Social Services/ The Government when you have to go into care, or as someone else has said, that they take it off you and sell it for you.

They probably think so because they don't have any other money to pay their bills.

Steve_xx

seven-day-weekend wrote: »

There have been several people on these forums who think that you are made to sell a house by the Council/Social Services/ The Government when you have to go into care, or as someone else has said, that they take it off you and sell it for you.

I'm sorry, but I don't readily accept that. There may be a few who think that but the majority will have the sense they were born with and realise that whoever levies a bill for care, or anything else for that matter, will be satisfied with its payment without recourse as to where the finance for that payment was derived.