Grandmother losing EVERYTHING!

le_loup

Notfarfromtheborder wrote: »

Certain 'friends' told me 'you don't need it' whilst at the pub, spending their benefits & credits behind the bar.

Seems you mix with the wrong sort of "friends".

Matty007

dealer_wins wrote: »

If I ever become senile/incapable I hope my daughter spends my dosh on a nice care home for me rather than worry about her possible inheritance.

And god forbid my mother needs care the last thing on my mind will be my possible inheritance or lack of same.

I bet you would forgo NHS support if you got a long standing medical condition too, right.

Why if you have savings and perhaps a house would you expect other peoples tax to pay for your care on the NHS when you have the means to go private ??

No I didnt think you would, you would probably be banging a drum demanding the best care possible from the NHS and of course all for free.

Steve_xx

Matty007 wrote: »

No I didnt think you would, you would probably be banging a drum demanding the best care possible from the NHS and of course all for free.

But it isn't for "free". We're all paying for it!

Notfarfromtheborder

The issue with what in essence are means tested benefits discussions will always throw up debate, naturally most people feel they are being hard done by.


Take my father, 80 yrs old, in a care home with dementia, will never come out.

Paid taxes all his life, planned for his financial independence


Self funding all his care, but still has to pay income tax on income before he pays for his care,


Surely a fairer system would be to have care costs allowable against tax as by self funding these there is a cost saving to the tax payer.

His estate will be liable for IHT on his passing (more tax)

I suppose, as he was prudent and can afford it he should pay, whilst others who p155ed everything up a wall should get it all for free.......

masonic

Marker wrote: »

My proposal is to stop tax payers being shafted. There is no point whatsoever doing all you can now for your children when you are long gone if its all going to be stripped from you anyway. Without a doubt those that have worked hard are being penalised for it. Whilst those that didn't are no worse or better off.

Those with elderly pets who cannot afford the vet's bills often have to have the animals put down, so I suppose one could apply the same logic to elderly relatives when your inheritance is at stake.

Of course, before euthanasia decisions could be taken via power of attorney or similar, it would need to be legalised in the UK. At the moment, those who want to end their own lives are prevented from doing so legally, let alone those who might be somewhat unready to make the ultimate sacrifice for their offspring and may need some coercion.

It would also raise the question of whether other groups of benefits claimants should be dispatched in the same way, such as the disabled, single parents and unemployed.

Archi_Bald

Notfarfromtheborder wrote: »

.... whilst others who p155ed everything up a wall should get it all for free.......

Nobody gets anything for free. Somebody always has to pay for it. In the case of people who cannot pay for their care themselves, the taxpayer pays.

theoretica

The level of complaining here about free care for those who need it only encourages me to save. If this is an indication of likely votes and the policy may be changed before I get to need it I really don't want to be at the mercy of changing systems and risk a reduction in quality of free care.

talexuser

Marker wrote: »

My grandfather is in a home that does all of the above, along with the 'free riders'.

You must be in some utopian part of the country for the council to send people to your home, it would certainly not to mine. Presumably you must have inside knowledge of all the 'free riders', whether they have charges on any houses, or what state pension/disability living allowance/personal independence payment/attendance allowance/pension credit is taken towards the home fees etc etc. When you investigate this stuff in depth it is very rarely as simple as Daily Mail headlines make out.

Matty007

Steve_xx wrote: »

But it isn't for "free". We're all paying for it!

Of course it is not, but so is the OP and his family contributing, why wouldnt he wish to protect his Grandmothers assets, which are being stripped based purely on her health.

The absurdity on a saving and investment forum for people to casually dismiss the OP's original query on a likely £200,000+ inheritance, perhaps by a financially prudent old lady whom would wish to leave something to her family's quite striking.

There would be many permutations of how other elderly care home residents might be fully entitled to their fee's covered due to their current financial situation propelled maybe by a previous frivolous lifestyle, good for them I say but to then dismiss this ladies families concern over her savings and her house is unfair.

masonic

Matty007 wrote: »

Of course it is not, but so is the OP and his family contributing, why wouldnt he wish to protect his Grandmothers assets, which are being stripped based purely on her hwealth.

Corrected for you