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Shifting this debt one £ at a time.

17778808283149

Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    HI jwil...good to see how well you're doing.

    From memory you could store up the vouchers and use them when you weren't formally earning income - you can still draw them down. Check with your employer but I dont think its a problem - you will have set them up from earned income - if you leave or move you can still use them afterwards, in my case it was sometimes years after. I think however when you are still employed but on nil pay so to speak you would not be entitled to them unless your employer does that as an additional benefit in in kind. I guess you just need to ask.

    Your decluttering is going great guns. You're a marvel!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    abba1772 wrote: »
    Number 6 has taken a big hit well done :T


    Yes, its a great effort:money::beer:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    abba1772 wrote: »
    Number 6 has taken a big hit well done :T
    brizzledfw wrote: »
    Yes, its a great effort:money::beer:

    Thanks guys, that one's a bit of a cheat as it's just bills, but at least helps me feel I've paid something. :o
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    LAM2011 wrote: »
    Hi Jwil

    I am assuming baby no 2 due in a few weeks then :j exciting times.

    I see you are cracking on with the clearing too - gosh what an amazing task! I have today off and really need to ebay some stuff but struggling with the light and my poor camera. I am also catching up with everyone.

    x

    Hey LAM, lovely to 'see' you, how's everything going? I was wondering the other day how you were.

    4 weeks left to go now :D

    Clearing is going on, not as quickly as I'd like, but DH is making progress.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    brizzledfw wrote: »
    HI jwil...good to see how well you're doing.

    From memory you could store up the vouchers and use them when you weren't formally earning income - you can still draw them down. Check with your employer but I dont think its a problem - you will have set them up from earned income - if you leave or move you can still use them afterwards, in my case it was sometimes years after. I think however when you are still employed but on nil pay so to speak you would not be entitled to them unless your employer does that as an additional benefit in in kind. I guess you just need to ask.

    Your decluttering is going great guns. You're a marvel!

    Thanks Brizzle, I'll still be using them while I'm off as little jwil will be staying in nursery. I shall ask what happens to them while I'm off.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hey everyone :)

    Decluttering is still ongoing, all the parcels from this week have now gone apart from 2 which still need paying. Very impressed with that, and 5 sacks of parcels went to the delivery office :T

    We'd also been hoarding a load of boxes to use as packaging, which i'd been avoiding using due to them not being the correct sizes etc. Yesterday I pulled them all out and made sure I used them, cutting them down where necessary to make sure they fit the size guidelines. So I cleared nearly all of them which makes a big space difference.

    I also had to order a new load of packaging materials (I buy properly sized boxes that fit RM parcel sizes, as it saves a lot of time and effort). So there is a lot more coming in, but these are flat packed, so can be stored more easily.

    I spent a lot of last night and this morning in agony. It actually feels like my pelvis is broken :( Luckily it's eased a bit today, though is still very painful. I couldn't get comfortable in bed, and nearly didn't manage to get in the shower this morning. I've got the midwife again on Friday so will see what they say. I'm not sure I can cope with another 4 weeks of this (6 if I go overdue!).

    I bought the latest Stephen King book this morning. Made a special trip to buy it (had tried yesterday, but couldn't get it). I always buy it myself as I have a big collection, and I like to make sure I've got a pristine copy. As I was driving to work, I had to brake harder than expected, and my bag fell off the car seat, with my purse catching on the dustcover and tearing it :( I'm very upset about that (first world problems :D ) so am fighting the urge to buy a replacement.


    Managed to redeem a £10 amazon voucher and £5.60 paypal from survey sites.

    Trying to keep on with it all!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh, If you fancy a different survey site, I can recommend Prolific Academic http://www.prolific.ac/about/prolific The surveys I've done have all been very different, and they pay out quickly when you get to £5.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    1.[STRIKE]£175[/STRIKE] - £88C1
    2.[STRIKE]£178[/STRIKE] - £138 MI
    3.[STRIKE]£2340[/STRIKE] - £2329 LI
    4.[STRIKE]£164[/STRIKE] - [STRIKE]£164[/STRIKE] HA :T
    5.[STRIKE]£889[/STRIKE] - £869 BCM
    6. [STRIKE]2147[/STRIKE] - £985 Bills

    Total: [STRIKE]£5893[/STRIKE] - £4409
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Decluttering: aim - 1000 items

    1-8. Ebay parcels (posted)
    9-17. Books (car boot)
    18-63. Ebay parcels (posted)
    64. Book (car boot)
    65. Magazine (recycling)
    66. Set of plates (car boot)
    67. Small pot (car boot)
    68. Biscuit tin (recycling)
    69-76. Ebay parcels (posted)
    77-93. Ebay parcels (posted)
    94. Piggy Bank (binned - broken by little jwil)
    95-99. Books (car boot)
    100-114. Ebay parcels (posted)
    116. Breast pump parts (binned)
    117-118. Books (car boot)
    119-124. Ebay parcels (posted)
    125. Pile of newspaper/magazines (recycled)
    126. Book (car boot)
    127-128. Ebay parcels (posted)
    129. Changing bag (binned, not recyclable)
    130. Ebay parcel (posted)
    131. Book (car boot)
    132. Book (car boot)
    133 - 136. Ebay parcels (posted)
    137- 139. Books (car boot)
    140 - 178. Ebay parcels (posted)
    179. 24 x pairs unused socks (car boot)
    180. Magazine (recycling)
    181. Book (car boot)
    182. Newspaper (recycling)
    183. Phone book (recycling)
    184. Book (recycling, damaged)
    185. Magazine (recycling)
    186. Assorted paperwork (recycling)
    187. Toy train (car boot)
    188. Toy truck (car boot)
    189 - 190. 2 x DVDs (car boot)
    191. DVD (bin, damaged)
    192. 4 x toy cars (car boot)
    193. Book (car boot)
    194-195. 2 x OOD sauces (poured away, bottles recycled)
    196. Magazine (recycled)
    197-220. Books (car boot)
    221 - 270. Books (car boot)
    271 - 293. Toy cars (car boot)
    294 - 295. Magazine (recycling)
    296 - 299. Magazines (recycling)
    300. Watch packaging (recycling)
    301 - 305. Magazines (recycling)
    306 - 310. Plastic crates (car boot)
    311. Road atlas (recycling, damaged)
    312. Plastic tub (bin, damaged)
    313 - 315. Books (car boot)
    316. Book (car boot)
    317- 338. Ebay parcels (posted)
    339. Bag of toy bricks (car boot)
    340. Plastic tub (bin, damaged)
    341. Plastic crate (bin, damaged)
    342 - 345. Slot cars (car boot)
    346 - 351. Books (car boot)
    352 - 365. Books (car boot)
    366 - 380. Ebay sales (posted)
    381 - 382. Model kits (car boot)
    383. Biscuit tin (recycling)
    384. Toy train stuff (car boot)
    385. Camera battery (recycling)
    386 - 375. Ebay parcels (posted)
    376. Toy car (car boot)
    377. Magazine (recycling)
    378. Box of books (relative)
    379. Tupperware container (relative)
    380. Bag of baby clothes (car boot)
    381. Bag of baby clothes (recycling, stained etc)
    382 - 407. Ebay parcels (posted)
    408 - 413. Books (car boot)
    414 - 418. Tubs bricks (car boot)
    419. Bag of small puzzles (car boot)
    420 - 421. Plastic crates (car boot)
    422. Banana box full of costume jewellery(!) (charity)
    423. Bundle of paperwork (shredded, recycled)
    424-478. Ebay parcels (posted)
    479-480. Books (car boot)
    481. Pieces of guttering (car boot)
    482. Loads of hoarded boxes (packaging for ebay parcels)
    483. Paperwork (recycled)
    484. Envelopes (too small for use, glue gone, recycled)
    485-486. Books (car boot)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,067 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Was hoping to get loads done today, but no such luck.

    I had to move all of the packaging as our electric meter was being checked today, so I've tidied and reorganised that.

    I've done 9 listings for DH and one for me. That's about it!

    I had my referral for physio through, first available appointment will be 4-6 weeks time :( Not sure whether I ought to make it anyway in case things don't clear up after the birth.

    Asked about the childcare vouchers and once I'm on SMP only and then no pay, my employer will continue to pay them, so that's good news :T

    Hope everyone is well.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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