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Shifting this debt one £ at a time.

15657596162149

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  • hi jwill just got back from my holidays well done on paying down more of them pesky debts! how old was your little boy when he walked xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi jwill just got back from my holidays well done on paying down more of them pesky debts! how old was your little boy when he walked xx

    Thanks Happy! Hope you had a nice holiday.

    ooh, bad Mummy alert I have no idea! Just looked back on Facebook and it looks like it was when he was 15 months :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Starting on next month's targets now:

    1.[STRIKE]£80[/STRIKE] - £80C1
    2.[STRIKE]£90[/STRIKE] - £90 MI
    3.[STRIKE]£1886[/STRIKE] - £1871 LI
    4.[STRIKE]£607[/STRIKE] - £607 HA
    5.[STRIKE]£800[/STRIKE] - £800 BCM

    Total: [STRIKE]£3463[/STRIKE] - £3448
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Some more payments today:

    1.[STRIKE]£80[/STRIKE] - £13C1
    2.[STRIKE]£90[/STRIKE] - £40 MI
    3.[STRIKE]£1886[/STRIKE] - £1782 LI
    4.[STRIKE]£607[/STRIKE] - £607 HA
    5.[STRIKE]£800[/STRIKE] - £616 BCM

    Total: [STRIKE]£3463[/STRIKE] - £3058
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well done on clearing a big chunk xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks abba :)

    I really want to make a dent in target 3 this month. If I can clear that, then I will be much readier to start putting money aside for maternity leave.

    I'm going to really try and get a load of listings done this week. See if I can get everything that I've prepped on, and hope to get some sales from that.

    I don't think DH has anything prepped to go on so the time will be all mine :D

    Someone messaged me yesterday asking me to relist something that they'd missed. I did so, thinking sod the listing fee, it will be another thing gone, and they haven't bought it :mad: That's so frustrating!

    I went through two boxes of stuff I've had listed for a while and pulled a load out to go to car boot. Some of it is still on at the moment, so waiting until those end then they will be deleted if they haven't sold.

    I also listed a broken electrical item to see if that gets any takers, I will probably just end up chucking it though to get it out of the way.

    Still plodding on with the books and trying to get through them as quickly as I can. I've realised that one author I have quite a few from has their books published in very large print with big gaps between the lines. I'm focussing on those at the moment, as the books are quite thick but I can whizz through them fairly quickly so it feels like I'm making a difference :rotfl:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Some more payments today:

    1.[STRIKE]£80[/STRIKE] - £13C1
    2.[STRIKE]£90[/STRIKE] - £40 MI
    3.[STRIKE]£1886[/STRIKE] - £1782 LI
    4.[STRIKE]£607[/STRIKE] - £552 HA
    5.[STRIKE]£800[/STRIKE] - £615 BCM

    Total: [STRIKE]£3463[/STRIKE] - £3002
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Well done on progress - you are doing great!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on progress - you are doing great!

    Thank you debtfreeoneday :) How are you getting on?
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The listing has started! Plan on getting loads on today.

    I've installed Windows 10 on the laptop and all seems ok so far. Some things seem better and others are annoying but that might just mean I need to find my way around a bit more. I was just typing this and the computer went all squiffy, and I couldn't control what was happening. So I started muttering and swearing that windows 10 had !!!!!!ed up the laptop. After I restarted it, I realised that the camera cable was leaning on the mouse pad on the laptop, so every time I was trying to do something, it was trying to do something else :doh: Thankfully it all seems ok again!

    Done some surveys and have also been a bit spendy today :o

    It's payday tomorrow thankfully.

    I have purchased - a sacroiliac belt for me £22. I was suggested to buy one for my spd. If it helps even a little it will be amazing as another 4 months of this pain is going to be awful, and it's likely to get worse as baby gets bigger.

    3 cloth sanitary pads. I'm going to give these a go and see if they can save me money and waste in the long term. Obviously I'm not using them at the moment, but still use pantiliners so will replace them with these (there was an offer on cloth sanitary pads, but not cloth pantiliners) That was £9.90.

    2 x junior cloth nappies and 2 x hemp inserts. These were £19.48. These are for little jwil. He is a heavy wetter at night, and at the moment is soaking wet every morning, even if I change him during the night! It's driving me insane having to completely strip his cot every day, so I'm hoping that these might make a difference. Hemp is supposedly super absorbent so I can combine the inserts with my existing inserts to hopefully keep little man dry. It presumably will be a lot more comfortable for him too, even though he doesn't complain!

    The nappies of course can be reused with the new baby when they get older so makes it a bit more MSE :D

    If the nappies and csp work, I will want to get some more so I have a weeks worth of each, so even more motivation to list and get a bit more cash.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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