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Shifting this debt one £ at a time.

12357149

Comments

  • banwa
    banwa Posts: 952 Forumite
    Fingers crossed for the claim - cheeky monkeys refusing to convert to a basic account, I hope they have to pay you LOADS
    Debt £26k 18/10/14
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi jwil,

    Good Luck! On the claim - its something i am pondering doing too so will need to look out the template if i decide to go ahead...

    i need to be listing as well but have just not got myself well enough to do too much at the moment :( but i do need the pennies so will be pushing myself this week to get some things on. Hope you get lots of sales too :)

    I am reading but am just under the weather and not up to posting too much xx When i am well i will be here chattering away as usual :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    1. [STRIKE]£966[/STRIKE] - £900 HS
    2. [STRIKE]£309[/STRIKE] - £299 C1
    3. [STRIKE]£530[/STRIKE] - £530 BC
    4. [STRIKE]£600[/STRIKE] - £589 SA
    5. [STRIKE]£220[/STRIKE] - £213 MI
    6. [STRIKE]£999[/STRIKE] - £988 LI

    Total: [STRIKE]£3624[/STRIKE] - £3519
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    banwa wrote: »
    Fingers crossed for the claim - cheeky monkeys refusing to convert to a basic account, I hope they have to pay you LOADS

    I hope so too :D Although anything will be a bonus!
    Hi jwil,

    Good Luck! On the claim - its something i am pondering doing too so will need to look out the template if i decide to go ahead...

    i need to be listing as well but have just not got myself well enough to do too much at the moment :( but i do need the pennies so will be pushing myself this week to get some things on. Hope you get lots of sales too :)

    I am reading but am just under the weather and not up to posting too much xx When i am well i will be here chattering away as usual :D

    Hey DDFW, sorry you are still feeling rough, hope you feel better soon. xxxx
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hey everyone, hope you are all well.

    I've had a busy few days. Lots of listing, and a few sales.

    Little jwil is sleeping REALLY badly at the moment, so I'm absolutely shattered. No idea what's going on.

    Lots of news though.

    Firstly - my bank complaint was partially upheld! I have been refunded all fees from when I made my last complaint so 2 years worth :D I've already had the money (£300!) and sent it all straight over to the debts (after buying a christmas present for little jwil).

    I decided not to take it any further with the rest of the complaint. When I was speaking to the person on the phone there was no evidence about my multiple requests for information, so I'd have trouble proving anything. I didn't expect anything, so it's been a lovely bonus. :T

    I've made a couple of complaints recently. It's not something I do very often, but thought I would. So I have two lots of gift cards coming from two different supermarkets! Only small amounts, but it all helps. One, I bought some very out of date stuff without realising it. The other I'd left something at a store and the staff were very unhelpful.

    I then emailed another company simply asking for advice on a product of theirs as I was using it but having problems. They very quickly replied giving me some great advice, and told me they are sending me a voucher to reimburse me for the product I bought, a voucher to try another variation, and a third voucher for the inconvenience! :T :T That was amazing, as it was just a genuine enquiry.

    I've been trying to keep up with surveys, but need to do better.

    I've got an annoying ebayer complaining about something they bought. However the thing they are complaining about was listed in both the title and description!! :mad:

    Right, will update my payment targets now :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    1. [STRIKE]£966[/STRIKE] - £892 HS
    2. [STRIKE]£309[/STRIKE] - £239 C1
    3. [STRIKE]£530[/STRIKE] - £484 BC
    4. [STRIKE]£600[/STRIKE] - £550 SA
    5. [STRIKE]£220[/STRIKE] - £155 MI
    6. [STRIKE]£999[/STRIKE] - £942 LI

    Total: [STRIKE]£3624[/STRIKE] - £3262
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Haven't been on for a few days. Have a poorly little jwil and a poorly DH so have been playing nurse.

    It's been a bit hectic to say the least.

    Have had some more sales and got a few more bits listed.

    Made a couple of payments as well towards my targets.

    I've booked my car for service and MOT today to be done on payday. It's the only day I'm likely to be able to afford it :o

    I have car insurance due next month as well, so need to try and find funds for that as well.

    Must dig out some more stuff to get on I think.

    Hope everyone is well.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    1. [STRIKE]£966[/STRIKE] - £567 HS
    2. [STRIKE]£309[/STRIKE] - £238 C1
    3. [STRIKE]£530[/STRIKE] - £483 BC
    4. [STRIKE]£600[/STRIKE] - £549 SA
    5. [STRIKE]£220[/STRIKE] - £154 MI
    6. [STRIKE]£999[/STRIKE] - £931 LI

    Total: [STRIKE]£3624[/STRIKE] - £2922
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sold a few more things overnight, so a couple more payments made today :)

    1. [STRIKE]£966[/STRIKE] - £567 HS
    2. [STRIKE]£309[/STRIKE] - £236 C1
    3. [STRIKE]£530[/STRIKE] - £483 BC
    4. [STRIKE]£600[/STRIKE] - £547 SA
    5. [STRIKE]£220[/STRIKE] - £152 MI
    6. [STRIKE]£999[/STRIKE] - £921 LI

    Total: [STRIKE]£3624[/STRIKE] - £2906
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Well Done on the sales jwil :T and for the claim :)

    I need to look into the flights one as we've had a couple of problems.

    I will be back posting more regularly soon when i am not as tired :rotfl::rotfl::rotfl:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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