Shifting this debt one £ at a time.

mfmaybe

Hi Jwil, subscribing as I too am trying to use fleabay to pay off debts! You sound like you have the knack. Good luck with your journey.

jwil

Hi banwa and mfmaybe, lovely to see you both

jwil

Hey everyone,

I haven't had much time the last couple of days as been packing and posting mainly! We sold a lot between us over the weekend, so that's fab!

I did get a few things on yesterday.

I was really annoyed though, as I used the free listing allowance this weekend to relist some of my items. As it extended into Monday, I meant to relist some that went out then, but forgot :mad:

They'll have to wait until the next free listing now.

So three big sacks of stuff have gone to the post office over the last couple of days :T Just waiting for a couple to pay up now and then it's all gone.

I've made some payments to some debts with my sales so that's good.

As it's getting to the end of the month now, I'm going to make a list of what I'd like to pay in an ideal world. We'll see how I get on with that then.

Also, I need to get focussed with the surveys. Would be nice to get enough vouchers to cover some of Christmas.

I am also looking into claiming for the packaged account fees. I think I've got a good case. Not only was I told it was the only way I could have an overdraft (long since paid off), I have also complained on several occasions that I don't have the info needed to use any of the services, and they've still not sent me it. Finally, I asked them a couple of years ago when I paid off the overdraft to convert the account to a basic account, but they refused. So fingers crossed! Even a small amount would be a bonus.

jwil

Ideal world payments for Nov:

1. [STRIKE]£966[/STRIKE] - £934 HS
2. [STRIKE]£309[/STRIKE] - £308 C1
3. [STRIKE]£530[/STRIKE] - £530 BC
4. [STRIKE]£600[/STRIKE] - £599 SA
5. [STRIKE]£220[/STRIKE] - £219 MI
6. [STRIKE]£999[/STRIKE] - £998 LI

Total: [STRIKE]£3624[/STRIKE] - £3588

I've taken into account the payments I made yesterday.

Obviously that is hugely ambitious and highly unlikely unless I win the lottery . But I find it keeps my enthusiasm going if I can have a big target. If I set this and don't make it, I reset it for the next month. If I set a small target and don't make it, I get disheartened. So I'd prefer to do it this way.

Wish me luck!

abba1772

jwil wrote: »

Hey everyone,

I haven't had much time the last couple of days as been packing and posting mainly! We sold a lot between us over the weekend, so that's fab!

I did get a few things on yesterday.

I was really annoyed though, as I used the free listing allowance this weekend to relist some of my items. As it extended into Monday, I meant to relist some that went out then, but forgot :mad:

They'll have to wait until the next free listing now.

So three big sacks of stuff have gone to the post office over the last couple of days :T Just waiting for a couple to pay up now and then it's all gone.

I've made some payments to some debts with my sales so that's good.

As it's getting to the end of the month now, I'm going to make a list of what I'd like to pay in an ideal world. We'll see how I get on with that then.

Also, I need to get focussed with the surveys. Would be nice to get enough vouchers to cover some of Christmas.

I am also looking into claiming for the packaged account fees. I think I've got a good case. Not only was I told it was the only way I could have an overdraft (long since paid off), I have also complained on several occasions that I don't have the info needed to use any of the services, and they've still not sent me it. Finally, I asked them a couple of years ago when I paid off the overdraft to convert the account to a basic account, but they refused. So fingers crossed! Even a small amount would be a bonus.

I claimed my packaged account fees using the template letter on this site, within a week of sending it I got over £500 back plus they converted my account to a basic as well saving me £12.50 a month :T so I put that money towards the wedding xx

LAM2011

Great news on the ebay sales. Good luck with your target x


I hope you manage to get some bank charges back too.

jwil

abba1772 wrote: »

I claimed my packaged account fees using the template letter on this site, within a week of sending it I got over £500 back plus they converted my account to a basic as well saving me £12.50 a month :T so I put that money towards the wedding xx

Wow, that's amazing! I'm definitely getting on with it then!

LAM2011 wrote: »

Great news on the ebay sales. Good luck with your target x


I hope you manage to get some bank charges back too.

Thanks LAM

jwil

Two more items have sold today, so once posted I'll be able to send a small payment across to one of my debts.

Off to look out that template letter now!

jwil

1. [STRIKE]£966[/STRIKE] - £928 HS
2. [STRIKE]£309[/STRIKE] - £308 C1
3. [STRIKE]£530[/STRIKE] - £530 BC
4. [STRIKE]£600[/STRIKE] - £599 SA
5. [STRIKE]£220[/STRIKE] - £219 MI
6. [STRIKE]£999[/STRIKE] - £998 LI

Total: [STRIKE]£3624[/STRIKE] - £3582

jwil

Well haven't had a chance to get on for a couple of days. As you can see from my quick post yesterday I have made another small payment.

I've also sent off my claim for the bank account - luckily I managed to find the complaint letter I sent in in 2012 saying that I hadn't had access to the services for years and I wanted to close the account as I had no use for it.

Fingers crossed something happens there!

I've put some more listing up and am currently doing some more. I have sold a few items as well so all good.

I've got the free listing this weekend :T So I've used my allowance to relist some bits. I've adjusted some prices, and then sold one item straight away :T

Now trying to add some more to my scheduled listings so I can upload them whenever I feel like it.

Hope everyone is having a good day