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Shifting this debt one £ at a time.

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  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Updated book list:

    [STRIKE]1. A book with more than 500 pages: Life after Life, Kate Atkinson[/STRIKE]
    2. A classic romance: The Scarlet Letter, Nathaniel Hawthorne
    [STRIKE]3. A book that became a movie: Gone Girl, Gillian Flynn[/STRIKE]
    [STRIKE]4. A book published this year: An Untamed State, Roxane Gay[/STRIKE]
    5. A book with a number in the title: One for my Baby, Tony Parsons
    6. A book written by someone under 30: Prep, Curtis Sittenfeld
    [STRIKE]7. A book with nonhuman characters: The 101 Dalmations, Dodie Smith[/STRIKE]
    [STRIKE]8. A funny book: Too Much Information, Dave Gorman[/STRIKE]
    [STRIKE]9. A book by a female author: Greyfriars Bobby, Eleanor Atkinson[/STRIKE]
    10. A mystery or thriller: Identical, Scott Turow
    [STRIKE]11. A book with a one word title: Hannibal, Thomas Harris[/STRIKE]
    [STRIKE]12. A book of short stories: Ghost Stories, M.R. James[/STRIKE]
    [STRIKE]13. A book set in a different country: Round Ireland with a Fridge, Tony Hawks[/STRIKE]
    [STRIKE]14. A nonfiction book: A Brief History of Time, Stephen Hawking[/STRIKE]
    [STRIKE]15. A popular author's first book: Interview with the Vampire, Anne Rice[/STRIKE]
    16. A book from an author you love that you haven't read yet: Cycle of the Werewolf, Stephen King
    17. A book a friend recommended: The Book Thief, Markus Zusak
    [STRIKE]18. A Pulitzer Prize winning book: March, Geraldine Brooks[/STRIKE]
    [STRIKE]19. A book based on a true story: The Sound of Music, Maria Von Trapp[/STRIKE]
    [STRIKE]20. A book at the bottom of your to be read list: The Devil and Miss Prym, Paulo Coelho[/STRIKE]
    21. A book your Mum loves: Phantom of the Opera, Gaston Leroux
    [STRIKE]22. A book that scares you: The Silence of the Lambs, Thomas Harris[/STRIKE]
    23. A book more than 100 years old: Shirley, Charlotte Bronte
    24. A book based entirely on it's cover: Driving over Lemons, Chris Stewart
    25. A book you were supposed to read in school but didn't: Jane Eyre, Charlotte Bronte
    [STRIKE]26. A memoir: Dear Fatty, Dawn French[/STRIKE]
    [STRIKE]27. A book you can finish in a day: The Castle of Crossed Destinies, Italo Calvino[/STRIKE]
    28. A book with antonyms in the title: How the dead live, Will Self
    [STRIKE]29. A book set somewhere you've always wanted to visit: Lonesome Traveller, Jack Kerouac[/STRIKE]
    30. A book that came out the year you were born: The Sea, The Sea, Iris Murdoch
    31. A book with bad reviews: Angels and Demons, Dan Brown
    [STRIKE]32. A trilogy: The Hunger Games, Suzanne Collins[/STRIKE]
    [STRIKE]33. A book from your childhood: Roll of Thunder, Hear My Cry, Mildred D Taylor[/STRIKE]
    [STRIKE]34. A book with a love triangle: Eclipse, Stephenie Meyer[/STRIKE]
    [STRIKE]35. A book set in the future: I, Robot, Isaac Asimov[/STRIKE]
    [STRIKE]36. A book set in High School: The Twins at St Clares, Enid Blyton[/STRIKE]
    [STRIKE]37. A book with a colour in the title: Black Beauty, Anna Sewell[/STRIKE]
    [STRIKE]38. A book that made you cry: Little Women, Louisa M Alcott[/STRIKE]
    39. A book with magic: Eragon, Christopher Paolini
    40. A graphic novel: The Stand, Stephen King (I've read this, but have it in comic book form which I've never read)
    [STRIKE]41. A book by an author you've never read: Elizabeth is Missing, Emma Healey[/STRIKE]
    42. A book that takes place in your hometown: Lorna Doone, RD Blackmore
    43. A book that was originally written in a different language: Fathers and Sons, Ivan Turgenev
    44. A book set during Christmas: The Gift, Cecilia Ahern
    45. A book written by an author with your same initials: Slaughter, Jane Shemilt
    46. A play: All's well that ends well, William Shakespeare
    47. A banned book: Slaughterhouse Five, Kurt Vonnegut
    [STRIKE]48. A book based on or turned into a TV show: Case Histories, Kate Atkinson[/STRIKE]
    49. A book you started but never finished: A Scot's Quair, Lewis Grassic Gibbon

    I'm getting there!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hey everyone, hope you are well.

    Have had a quietish day today. Sorted out a couple of boxes of books to go and started a new box of bits for the carboot. The Saturday one around here starts again soon, so I shall be doing that one fairly regularly I imagine.

    I'm listing a few bits for DH on ebay at the moment.

    Little jwil is out with DH on the bike, so I'm enjoying the peace for a few minutes.

    I've been trying to make plans for tidying up the house and doing some basic decoration until we've got the money for total renovation. I want to freshen things up but without spending much (if any!) money.

    There is still some clearing to do yet before I'm able to do much, but now the house is starting to show under the clutter, I can think about what to do.

    I've been making a bit more of little jwil's rug, and flicked through a couple of cookbooks which will now go.

    Hope everyone is well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • dktreesea
    dktreesea Posts: 5,736 Forumite
    Hi, Jwil, I admire the way you are paying down your debt. £17 in a few days may not sound much to some people, but hey, every little bit really does count and that's more than I managed to pay off this week, so congratulations.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well done on the payments and eBay sales you're doing great xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    I love coming to your diary and seeing your debt going down so regularly - it must be making a difference to the overall interest and charges over the time which is fantastic - not only are the little amounts easy for you to do but also you will be paying less interest so a big saving in a year

    I have now got my laptop back so will be starting the photoing on monday and getting listings ready - I thought if I put things on either Thursday or Friday at about 7pm it will get two weekends and also finish after many people are home from work for the last min check and hopefully bid - does that sound like a good idea to you seasoned ebayers

    I have been spending part of yesterday and most of today just sorting the laptop out after geeky friend managed to get it started and backedup and put everything onto factory settings - or it would not work - so need to redownload much software and then I will have a functioning laptop

    I hope you have all been having a great weekend
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    dktreesea wrote: »
    Hi, Jwil, I admire the way you are paying down your debt. £17 in a few days may not sound much to some people, but hey, every little bit really does count and that's more than I managed to pay off this week, so congratulations.

    Aww thanks dktreesa, I really appreciate that. It's not a lot in the grand scheme of my debt, but it's still less than it was last week :)
    abba1772 wrote: »
    Well done on the payments and eBay sales you're doing great xx

    Thanks abba. I'll catch up with your diary again soon. :)
    Aaleigha wrote: »
    I love coming to your diary and seeing your debt going down so regularly - it must be making a difference to the overall interest and charges over the time which is fantastic - not only are the little amounts easy for you to do but also you will be paying less interest so a big saving in a year

    I have now got my laptop back so will be starting the photoing on monday and getting listings ready - I thought if I put things on either Thursday or Friday at about 7pm it will get two weekends and also finish after many people are home from work for the last min check and hopefully bid - does that sound like a good idea to you seasoned ebayers

    I have been spending part of yesterday and most of today just sorting the laptop out after geeky friend managed to get it started and backedup and put everything onto factory settings - or it would not work - so need to redownload much software and then I will have a functioning laptop

    I hope you have all been having a great weekend

    Thanks aaleigha :) Your plan for 10 day listings is a good one. I always find Monday evenings quite a good time for ending listings. Other people swear by Sunday evenings, but they don't seem to work for me.

    Hope your laptop is back up and running soon!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope everyone had a good weekend :)

    I managed to sort out and photo a few more things yesterday. I put a couple on but still have the rest to list during this week.

    I've also sold a few items which is good, and have a few more with bids on which will hopefully go up.

    I had free listings this weekend and used those to relist things. I have now sold a couple of those relists, so am pleased with that.

    I've received £3 paypal from a survey site, so will make a payment tomorrow.

    I need fuel for the car so will have to use ebay funds for that rather than paying off debts, but at least the money is there.

    We went car booting yesterday, another of our local ones started up again. It was nice to have a mooch around. I bought little jwil a couple of items, but nothing major. One is a play table and quite bulky, so I'll soon be complaining about the clutter again :rolleyes: It's got some storage in it though, so I'm hoping I can lose a crate.

    I also must go through the toys to get rid of the ones he shows no interest in.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    I have my laptop back so can make visits - I will make them regularly just to wave the pompoms around from the sidelines

    we dont have car boot sales up and running yet we have an indoor one about 30miles away but I cant justify the fuel to help me go and spend money - I have never done a boot sale but on a nice day I go for a mooch and take two or three dogs with me. I would have no idea how to set up a boot sale table - sad or what - might talk to DD see if she wants to do one together I have a big car so we could take quite a bit of stuff with us and if we can make some money between us all would help

    I have just had to pay for my youngest dog to have 7 deciduous teeth removed as they would not fall out on their own :)

    now I have my laptop up and running I am ready to sort stuff to iron and list on ebay - need to look carefully at things as not sure of listing prices etc - just hope the first few bits sell well enough to cover fees - you are doing so well with your selling so keep reporting in please :)
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 24 March 2015 at 11:33AM
    A few small payments:

    1. [STRIKE]£999[/STRIKE] - £879 HS
    2. [STRIKE]£74[/STRIKE] - £59C1 195
    3. [STRIKE]£636[/STRIKE] - £621 BC 695
    4. [STRIKE]£279[/STRIKE] - £269 SA 269
    5. [STRIKE]£54[/STRIKE] - [STRIKE]£0[/STRIKE]MI 49:j
    6. [STRIKE]£462[/STRIKE] - £285 LI 525
    7. [STRIKE]£653[/STRIKE] - £581 HA 632
    8. [STRIKE]£1036[/STRIKE] - £693 BCM


    Total: [STRIKE]£4193[/STRIKE] - £3387
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    jwil wrote: »
    A few small payments:

    1. [STRIKE]£999[/STRIKE] - £879 HS
    2. [STRIKE]£74[/STRIKE] - £59C1 195
    3. [STRIKE]£636[/STRIKE] - £621 BC 695
    4. [STRIKE]£279[/STRIKE] - £269 SA 269
    5. [STRIKE]£54[/STRIKE] - [STRIKE]£0[/STRIKE]MI 49:j
    6. [STRIKE]£462[/STRIKE] - £285 LI 525
    7. [STRIKE]£653[/STRIKE] - £581 HA 632
    8. [STRIKE]£1036[/STRIKE] - £693 BCM


    Total: [STRIKE]£4193[/STRIKE] - £3395

    that is not SMALL payments look what you have done that total is now under 3400 FANTSTIC

    hope you are all well
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
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