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Shifting this debt one £ at a time.

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  • jwil wrote: »
    Ooh, just checked my credit report and I must have forgotten to write down a loan payment. I've knocked £300 odd off the balance without doing a thing :D:D

    As that's up to the end of last month, the reality is it's probably even lower as it doesn't include last months payments, but I'll leave it as it is for now and have another nice surprise in the future :)

    Hee hee, that's a nice surprise - a bit like finding an expected tenner in your pocket only much much better :j.

    You are doing an amazing job, Jwil, and you're a great inspiration to me, you deserve a nice surprise like this :).
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Just a heads up Hun. Free listing today until Tuesday-invite only - 100 listings auction or buy it now. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hee hee, that's a nice surprise - a bit like finding an expected tenner in your pocket only much much better :j.

    You are doing an amazing job, Jwil, and you're a great inspiration to me, you deserve a nice surprise like this :).

    Aww thanks peaceandfreedom :o
    tattycath wrote: »
    Just a heads up Hun. Free listing today until Tuesday-invite only - 100 listings auction or buy it now. :)


    Thanks tattycath. I had two offers showing. I used one and then the other was charging me so I got in contact with them and they have refunded all the charges :T I figured it was a glitch so it was a nice bonus to have the 200 :D It means I have relisted most of my stuff now. Fingers crossed for some sales.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well I've sold a few things over the weekend, and a couple of payments have come out, so:

    1. [STRIKE]£999[/STRIKE] - £892 HS
    2. [STRIKE]£74[/STRIKE] - £64C1
    3. [STRIKE]£636[/STRIKE] - £626 BC
    4. [STRIKE]£279[/STRIKE] - £269 SA
    5. [STRIKE]£54[/STRIKE] - £44MI
    6. [STRIKE]£462[/STRIKE] - £362 LI
    7. [STRIKE]£653[/STRIKE] - £583 HA
    8. [STRIKE]£1036[/STRIKE] - £770 BCM


    Total: [STRIKE]£4193[/STRIKE] - £3610
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's been a while since I've put anything new on ebay so must do that this week. I've managed to relist a lot over the weekend, so am pleased about that. I've sold a few of those items as well so that's good.

    I'm very close to redeeming £15 on amazon from a survey site so will keep an eye out for surveys from that company. I also received £5 amazon voucher so will use that to order some postal boxes from amazon as I'm running low now.

    Work is still crazy busy but hoping that will calm down after this week, so I'll have a bit of breathing space again.

    Little jwil is now 2. So it now feels like any progress we made in the house has been outweighed by all the new toys. I'll have to have a look through and see if there is anything he has outgrown. I must say I'm looking forward to the toys being slightly less bulky as he gets older.

    We had a nice day out with him at the weekend, so he enjoyed that though we wound up spending more than expected. We don't do it often though so we don't mind.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 March 2015 at 8:19AM
    Updated book list:

    [STRIKE]1. A book with more than 500 pages: Life after Life, Kate Atkinson[/STRIKE]
    2. A classic romance: The Scarlet Letter, Nathaniel Hawthorne
    [STRIKE]3. A book that became a movie: Gone Girl, Gillian Flynn[/STRIKE]
    [STRIKE]4. A book published this year: An Untamed State, Roxane Gay[/STRIKE]
    5. A book with a number in the title: One for my Baby, Tony Parsons
    6. A book written by someone under 30: Prep, Curtis Sittenfeld
    [STRIKE]7. A book with nonhuman characters: The 101 Dalmations, Dodie Smith[/STRIKE]
    8. A funny book: Too Much Information, Dave Gorman
    [STRIKE]9. A book by a female author: Greyfriars Bobby, Eleanor Atkinson[/STRIKE]
    10. A mystery or thriller: Identical, Scott Turow
    11. A book with a one word title: Hannibal, Thomas Harris
    [STRIKE]12. A book of short stories: Ghost Stories, M.R. James[/STRIKE]
    [STRIKE]13. A book set in a different country: Round Ireland with a Fridge, Tony Hawks[/STRIKE]
    [STRIKE]14. A nonfiction book: A Brief History of Time, Stephen Hawking[/STRIKE]
    15. A popular author's first book: Interview with the Vampire, Anne Rice
    16. A book from an author you love that you haven't read yet: Cycle of the Werewolf, Stephen King
    17. A book a friend recommended: The Book Thief, Markus Zusak
    [STRIKE]18. A Pulitzer Prize winning book: March, Geraldine Brooks[/STRIKE]
    [STRIKE]19. A book based on a true story: The Sound of Music, Maria Von Trapp[/STRIKE]
    [STRIKE]20. A book at the bottom of your to be read list: The Devil and Miss Prym, Paulo Coelho[/STRIKE]
    21. A book your Mum loves: Phantom of the Opera, Gaston Leroux
    [STRIKE]22. A book that scares you: The Silence of the Lambs, Thomas Harris[/STRIKE]
    23. A book more than 100 years old: Shirley, Charlotte Bronte
    24. A book based entirely on it's cover: Driving over Lemons, Chris Stewart
    25. A book you were supposed to read in school but didn't: Jane Eyre, Charlotte Bronte
    [STRIKE]26. A memoir: Dear Fatty, Dawn French[/STRIKE]
    [STRIKE]27. A book you can finish in a day: The Castle of Crossed Destinies, Italo Calvino[/STRIKE]
    28. A book with antonyms in the title: How the dead live, Will Self
    [STRIKE]29. A book set somewhere you've always wanted to visit: Lonesome Traveller, Jack Kerouac[/STRIKE]
    30. A book that came out the year you were born: The Sea, The Sea, Iris Murdoch
    31. A book with bad reviews: Angels and Demons, Dan Brown
    [STRIKE]32. A trilogy: The Hunger Games, Suzanne Collins[/STRIKE]
    [STRIKE]33. A book from your childhood: Roll of Thunder, Hear My Cry, Mildred D Taylor[/STRIKE]
    [STRIKE]34. A book with a love triangle: Eclipse, Stephenie Meyer[/STRIKE]
    [STRIKE]35. A book set in the future: I, Robot, Isaac Asimov[/STRIKE]
    [STRIKE]36. A book set in High School: The Twins at St Clares, Enid Blyton[/STRIKE]
    [STRIKE]37. A book with a colour in the title: Black Beauty, Anna Sewell[/STRIKE]
    38. A book that made you cry: Little Women, Louisa M Alcott
    39. A book with magic: Eragon, Christopher Paolini
    40. A graphic novel: The Stand, Stephen King (I've read this, but have it in comic book form which I've never read)
    [STRIKE]41. A book by an author you've never read: Elizabeth is Missing, Emma Healey[/STRIKE]
    42. A book that takes place in your hometown: Lorna Doone, RD Blackmore
    43. A book that was originally written in a different language: Fathers and Sons, Ivan Turgenev
    44. A book set during Christmas: The Gift, Cecilia Ahern
    45. A book written by an author with your same initials: Slaughter, Jane Shemilt
    46. A play: All's well that ends well, William Shakespeare
    47. A banned book: Slaughterhouse Five, Kurt Vonnegut
    [STRIKE]48. A book based on or turned into a TV show: Case Histories, Kate Atkinson[/STRIKE]
    49. A book you started but never finished: A Scot's Quair, Lewis Grassic Gibbon
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 March 2015 at 8:32AM
    Another few payments:

    1. [STRIKE]£999[/STRIKE] - £892 HS
    2. [STRIKE]£74[/STRIKE] - £64C1
    3. [STRIKE]£636[/STRIKE] - £626 BC
    4. [STRIKE]£279[/STRIKE] - £269 SA
    5. [STRIKE]£54[/STRIKE] - [STRIKE]£0[/STRIKE]MI :j
    6. [STRIKE]£462[/STRIKE] - £300 LI
    7. [STRIKE]£653[/STRIKE] - £583 HA
    8. [STRIKE]£1036[/STRIKE] - £740 BCM


    Total: [STRIKE]£4193[/STRIKE] - £3464
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well done on clearing number 5 of your target you're doing great xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    abba1772 wrote: »
    Well done on clearing number 5 of your target you're doing great xx

    Thanks abba :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another few payments:

    1. [STRIKE]£999[/STRIKE] - £891 HS
    2. [STRIKE]£74[/STRIKE] - £63C1
    3. [STRIKE]£636[/STRIKE] - £625 BC
    4. [STRIKE]£279[/STRIKE] - £269 SA
    5. [STRIKE]£54[/STRIKE] - [STRIKE]£0[/STRIKE]MI :j
    6. [STRIKE]£462[/STRIKE] - £299 LI
    7. [STRIKE]£653[/STRIKE] - £583 HA
    8. [STRIKE]£1036[/STRIKE] - £740 BCM


    Total: [STRIKE]£4193[/STRIKE] - £3470
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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