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Shifting this debt one £ at a time.

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  • I've just rea through the lst few pages and I seriously don't know where your energy seems to come from.

    I hardly seem to have time to list one thing on eb*y while runnign round after dude and keeping the house tidy-ish!

    Must take note and get more things listed on eb*y, I don't have masses to sell but dude outgrows clothes in what seems like day so I have a mountain of almost new clothes I need to list.Thanks for spurring me on and keep up the good work.

    I like your little goals for the month, that seems like a good idea. Not sure it would work for me but it certainly looks like a motivator as they all go down!
    January 2015 - LBM
    MBNA - £1697.96
    Savings - £51.37/1000
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 February 2015 at 8:46AM
    1. [STRIKE]£999[/STRIKE] - £929 HS 999
    2. [STRIKE]£85[/STRIKE] - £83C1 74
    3. [STRIKE]£697[/STRIKE] - £675 BC 636
    4. [STRIKE]£998[/STRIKE] - £978 SA 279
    5. [STRIKE]£50[/STRIKE] - £48MI 54
    6. [STRIKE]£366[/STRIKE] - £355 LI 462
    7. [STRIKE]£618[/STRIKE] - £599 HA 653
    8. [STRIKE]£750[/STRIKE] - £605 BCM 1620


    Total: [STRIKE]£4563[/STRIKE] - £4272
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil wrote: »
    As I create space at the moment, it's being filled with something else. I will then revisit areas again and see what else I can do. I guess I'm focussing on discarding rather than organising everything. As everything reduces in quantity I shall see about organising things better.

    That is precisely the Marie Kondo philosophy - discard stuff and only then think about organising what's left - you are doing the right thing so keep on doing it. :)

    I need to get back to Kondo-ing, I've neglected it for ages. Plan to do clothes first. Plenty of stuff to get rid of, belonging to all members of the household. I'm looking forward to a tidy and decluttered house. I am still throroughly enjoying the drawers that have been Kondo-ed - the knickers, socks, gloves and hats are all beautifully displayed :D.

    You have been amazingly industrious as always, Jwil. One day, I will actually follow your example and ebay some stuff!
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tattycath wrote: »
    That's great jwil :T you're doing really well!
    I've managed to get rid of a few bulky items lately. Took some stuff to charity yesterday too. So I've made a bit more space - kind of. It's an area I use for stuff that's either waiting to go to charity or that is listed on the bay.

    Thank tattycath, well done on clearing the bulky items!
    I've just rea through the lst few pages and I seriously don't know where your energy seems to come from.

    I hardly seem to have time to list one thing on eb*y while runnign round after dude and keeping the house tidy-ish!

    Must take note and get more things listed on eb*y, I don't have masses to sell but dude outgrows clothes in what seems like day so I have a mountain of almost new clothes I need to list.Thanks for spurring me on and keep up the good work.

    I like your little goals for the month, that seems like a good idea. Not sure it would work for me but it certainly looks like a motivator as they all go down!

    Thanks Harrysmummy, I am exhausted! I get up at 5.30 so try and do a lot before little jwil gets up. I also do as much as I can while he's asleep.

    I also do photos and stuff while he's not around, and if he's engrossed in something, I can get a couple of bits uploaded.

    I schedule my listings so that whenever I want to put them up I go and change it to upload immediately. It means I can do the listings at stupid hours, but they are not live at stupid hours.
    That is precisely the Marie Kondo philosophy - discard stuff and only then think about organising what's left - you are doing the right thing so keep on doing it. :)

    I need to get back to Kondo-ing, I've neglected it for ages. Plan to do clothes first. Plenty of stuff to get rid of, belonging to all members of the household. I'm looking forward to a tidy and decluttered house. I am still throroughly enjoying the drawers that have been Kondo-ed - the knickers, socks, gloves and hats are all beautifully displayed :D.

    You have been amazingly industrious as always, Jwil. One day, I will actually follow your example and ebay some stuff!

    Yes, I don't do the whole 'everything in one category' though.

    I love the difference in mine and little jwil's clothing though, it's amazing! I'm still no good at putting away straight away, but when I do it's all nicely folded again.

    I've still got miles to go though
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hey everyone, work is crazy busy at the moment, so not much time to get on here.

    Am still continuing with the ebaying and surveys. Payday tomorrow, hurrah!

    I've redeemed £5 amazon and £3 paypal from a survey site. Must check the other to see if I've made the £15 for amazon yet.

    I hope to do much better next month payment wise.

    I don't think I'm going to do anything else payment wise this month, so will set my targets for next month (I always start my month at payday).
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Targets for March:

    1. [STRIKE]£999[/STRIKE] - £999 HS
    2. [STRIKE]£74[/STRIKE] - £74C1
    3. [STRIKE]£636[/STRIKE] - £636 BC
    4. [STRIKE]£279[/STRIKE] - £279 SA
    5. [STRIKE]£54[/STRIKE] - £54MI
    6. [STRIKE]£462[/STRIKE] - £462 LI
    7. [STRIKE]£653[/STRIKE] - £653 HA
    8. [STRIKE]£1036[/STRIKE] - £1036 BCM


    Total: [STRIKE]£4193[/STRIKE] - £4193
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, just checked my credit report and I must have forgotten to write down a loan payment. I've knocked £300 odd off the balance without doing a thing :D:D

    As that's up to the end of last month, the reality is it's probably even lower as it doesn't include last months payments, but I'll leave it as it is for now and have another nice surprise in the future :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just sold an item on ebay so my first payment towards March's target:

    1. [STRIKE]£999[/STRIKE] - £999 HS
    2. [STRIKE]£74[/STRIKE] - £74C1
    3. [STRIKE]£636[/STRIKE] - £636 BC
    4. [STRIKE]£279[/STRIKE] - £279 SA
    5. [STRIKE]£54[/STRIKE] - £54MI
    6. [STRIKE]£462[/STRIKE] - £462 LI
    7. [STRIKE]£653[/STRIKE] - £653 HA
    8. [STRIKE]£1036[/STRIKE] - £1032 BCM


    Total: [STRIKE]£4193[/STRIKE] - £4189
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Payday, hurrah!

    1. [STRIKE]£999[/STRIKE] - £899 HS
    2. [STRIKE]£74[/STRIKE] - £64C1
    3. [STRIKE]£636[/STRIKE] - £626 BC
    4. [STRIKE]£279[/STRIKE] - £269 SA
    5. [STRIKE]£54[/STRIKE] - £44MI
    6. [STRIKE]£462[/STRIKE] - £362 LI
    7. [STRIKE]£653[/STRIKE] - £643 HA
    8. [STRIKE]£1036[/STRIKE] - £870 BCM


    Total: [STRIKE]£4193[/STRIKE] - £3777
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • :j Hurrah :j
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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