Shifting this debt one £ at a time.

tattycath

peaceandfreedom wrote: »

It stands for You Need A Budget - this thread should tell you all you need to know:
https://forums.moneysavingexpert.com/discussion/5140086

I love it myself.

Thank you.
I've just had a quick look-can't actually justify 54$ just now-heavy expenditure this month and the VAT and tax are due soon! :eek:
I'll have to have a more in depth look when we have more money/time.

peaceandfreedom

tattycath wrote: »

Thank you.
I've just had a quick look-can't actually justify 54$ just now-heavy expenditure this month and the VAT and tax are due soon! :eek:
I'll have to have a more in depth look when we have more money/time.

It is occasionally on offer on Steam for about 7 quid - someone will probably post on the DFW board or Grabbit when this happens, so you could nab it then.

I'm with you on the tax thing. :eek:

jwil

Made another couple of small payments:

1. [STRIKE]£1300[/STRIKE] - £1152 HS
2. [STRIKE]£85[/STRIKE] - £81 C1
3. [STRIKE]£600[/STRIKE] - £597 BC
4. [STRIKE]£1000[/STRIKE] - £996 SA
5. [STRIKE]£87[/STRIKE] - £83 MI
6. [STRIKE]£947[/STRIKE] - £943 LI
7. [STRIKE]£696[/STRIKE] - £632 HA
8. [STRIKE]£850[/STRIKE] - £849 JA

Total: [STRIKE]£5565[/STRIKE] - £5333

jwil

I'm not having a very productive day today. Little jwil had a very bad night last night, so was up with him a lot and so am shattered.

I have cleaned over the kitchen and bathroom and done some ebay packing. I sold a few items overnight, so hence made another small payment earlier.

I've changed our bed and little jwil's cot and done a couple of loads of washing.

I do want to get a few things on ebay today so will have to get organised.

I also want to do some more surveys.

Best get on then!

tattycath

jwil wrote: »

I'm not having a very productive day today. Little jwil had a very bad night last night, so was up with him a lot and so am shattered.

I have cleaned over the kitchen and bathroom and done some ebay packing. I sold a few items overnight, so hence made another small payment earlier.

I've changed our bed and little jwil's cot and done a couple of loads of washing.

I do want to get a few things on ebay today so will have to get organised.

I also want to do some more surveys.

Best get on then!

Sorry little jwil had a bad night. ((Hugs))
Well done on the sales.
I've been sorting out yet more paperwork from upstairs this morning! I've now got another bin liner full of shredded paper.
I've just packed my sales.

jwil

tattycath wrote: »

Sorry little jwil had a bad night. ((Hugs))
Well done on the sales.
I've been sorting out yet more paperwork from upstairs this morning! I've now got another bin liner full of shredded paper.
I've just packed my sales.

Thanks Tattycath, well done on all the shredding! And the sales

jwil

I've done 3 listings, not great, but better than nothing.

I've added a load more audiobooks to my ipod, courtesy of DH who bought me an audible subscription for Christmas :j A fab pressie which does not clutter up the house :T

jwil

Another payment today.

1. [STRIKE]£1300[/STRIKE] - £1144 HS
2. [STRIKE]£85[/STRIKE] - £81 C1
3. [STRIKE]£600[/STRIKE] - £597 BC
4. [STRIKE]£1000[/STRIKE] - £996 SA
5. [STRIKE]£87[/STRIKE] - £83 MI
6. [STRIKE]£947[/STRIKE] - £943 LI
7. [STRIKE]£696[/STRIKE] - £632 HA
8. [STRIKE]£850[/STRIKE] - £849 JA

Total: [STRIKE]£5565[/STRIKE] - £5325

jwil

I sold a couple of items overnight so another small payment made today.

Someone in the US has bought 19 of my BIN items :T :T I've sent them the combined invoice so fingers crossed they pay up. It will be about £40 odd if they do - low value, but a lot of items gone!

I've done some more surveys today.


Not sure what the plan is for the weekend, I probably ought to try and sort some more stuff for ebay. I'm quite tired though so fancy a quiet one. We'll have to see.

jwil

A friend of mine sent me a link to a reading challenge this year. I'm going to try and take part, but using books I already have in my TBR pile.

http://www.popsugar.com/love/Reading-Challenge-2015-36071458

I'm trying to populate it now:

1. A book with more than 500 pages:
2. A classic romance:
3. A book that became a movie: Gone Girl, Gillian Flynn
4. A book published this year:
5. A book with a number in the title:
6. A book written by someone under 30: Prep, Curtis Sittenfeld
7. A book with nonhuman characters:
8. A funny book:
9. A book by a female author:
10. A mystery or thriller:
11. A book with a one word title:
12. A book of short stories: Ghost Stories, M.R. James
13. A book set in a different country:
14. A nonfiction book:
15. A popular author's first book:
16. A book from an author you love that you haven't read yet:
17. A book a friend recommended:
18. A Pulitzer Prize winning book: March, Geraldine Brooks
19. A book based on a true story:
20. A book at the bottom of your to be read list:
21. A book your Mum loves: Phantom of the Opera, Gaston Leroux
22. A book that scares you:
23. A book more than 100 years old:
24. A book based entirely on it's cover:
25. A book you were supposed to read in school but didn't:
26. A memoir:
27. A book you can finish in a day:
28. A book with antonyms in the title: How the dead live, Will Self
29. A book set somewhere you've always wanted to visit:
30. A book that came out the year you were born: The Sea, Iris Murdoch
31. A book with bad reviews:
32. A trilogy: The Hunger Games, Suzanne Collins
33. A book from your childhood:
34. A book with a love triangle:
35. A book set in the future:
36. A book set in High School:
37. A book with a colour in the title:
38. A book that made you cry:
39. A book with magic:
40. A graphic novel: The Stand, Stephen King
41. A book by an author you've never read:
42. A book that takes place in your hometown:
43. A book that was originally written in a different language:
44. A book set during Christmas:
45. A book written by an author with your same initials:
46. A play:
47. A banned book: Slaughterhouse Five, Kurt Vonnegut
48. A book based on or turned into a TV show: Case Histories, Kate Atkinson
49. A book you started but never finished:

This should help with my decluttering books :beer: