Shifting this debt one £ at a time.

jwil

Hey everyone, I haven't been posting much as it's been really hard here. DH has been really down about the whole job situation and it's really frustrating me as we agreed he'd have a few weeks off and spend some time together, but he's just been moping.

We'd have been better off if he'd just gone and looked for another job straight away.

Anyway, he's going to go and register with some agencies next week so fingers crossed he can get some sort of work quickly while he decides what he wants to do next.

We had a nice Christmas, the kids are happy and we have somehow managed to celebrate without it looking like an explosion in a toy shop!

We have kept our listings going all through December where I would normally stop so have continually been selling stuff. We do have a few items not received but so far they have agreed to wait a bit longer to see if they turn up when the postal service starts again.

We had a load of listings end on Christmas Day (relists) and we have sold probably 50 lots between us :T :T There are some long standing items gone too, so that was worth it Hoping that the same will happen on New Years day!

I'm up nice and early to try and get a lot packed before the kiddies get up. Although the RM isn't open until tomorrow, I might pop to the post office later to see if I can do those that need to go tracked.

I haven't done much in the way of payments this month, pretty poor. I doubt I'll get much more done now.

I'm thinking of setting some annual targets for next month. Also got a lot else going on so I'm thinking a new diary might be in the offing. I'm hoping for a bit of time alone so I can do a budget and figure out my finances.

Little miss starts nursery next week! They got the dates wrong, so she's starting earlier than I planned, but I figure at least she will be used to it by the time I go back so it might not be so heartbreaking, and I can have a last push at the house.

For all my moans about DH, he has made a real effort clearing some stuff from the front room, and although it isn't perfect, it looks so much better and we have a lot more space.

Hope everyone is well

jwil

Today's payments:
1.[STRIKE]£600[/STRIKE] - £600M
2.[STRIKE]£80[/STRIKE] - £0MCA:T
3.[STRIKE]£250[/STRIKE] -£0 TDBC:T
4.[STRIKE]£350[/STRIKE] -£233WW
5.[STRIKE]£240[/STRIKE] -£240 EO
6.[STRIKE]£1200[/STRIKE] -£1200 AC

Total: [STRIKE]£2720[/STRIKE] - £2273

retiredandskint

For December the payments look pretty impressive to me. Here's hoping 2017 will be a good year for you and Mr jwil, not only finds a temp stand in job, but decides what he wants to do and lands that dream job.

We had a quiet Christmas day, as you would expect, but did spend Boxing Day with son and family.

Enjoy the rest of the Christmas season.

jwil

retiredandskint wrote: »

For December the payments look pretty impressive to me. Here's hoping 2017 will be a good year for you and Mr jwil, not only finds a temp stand in job, but decides what he wants to do and lands that dream job.

We had a quiet Christmas day, as you would expect, but did spend Boxing Day with son and family.

Enjoy the rest of the Christmas season.

Thank you retired You too

jwil

Well I've been thinking about my finances and my targets for next year. I've made myself a shiny new spreadsheet so know exactly where I am at :eek: and so am thinking about how I am going to manage it all to get a proper reduction.

I am super excited about payday tomorrow as it will be my first proper pay in over 12 months! Despite the fact that it's going to disappear immediately with childcare it will still be nice to see a decent figure temporarily.

Phoned up my house insurance yesterday and got around £80 knocked off the renewal :T Which put it in line with other quotes shopping around.

Still need to do my big update so will get on with that soon x

jwil

Today's payments:
1.[STRIKE]£600[/STRIKE] - £29M
2.[STRIKE]£80[/STRIKE] - £0MCA:T
3.[STRIKE]£250[/STRIKE] -£0 TDBC:T
4.[STRIKE]£350[/STRIKE] -£117WW
5.[STRIKE]£240[/STRIKE] -£180 EO
6.[STRIKE]£1200[/STRIKE] -£1200 AC

Total: [STRIKE]£2720[/STRIKE] - £1526

jwil

Well it was lovely to see a nice wage this morning :T So I've made some payments and that's it for the month now I think, I'm pleased with that.

Now to sort out my targets for next year and start smashing them!

jwil

The Great Declutter 2016

Books (car boot) - 738
Magazines/Newspapers (recycled) - 534
Ebay sales (posted) - 2005


Other:
1. Paperwork (shredded and recycled)
2. 3 bottles of oven cleaner (used and recycled)
3. Bottle of drain cleaner (used and recycled)
4. Bottle of window cleaner (poured away and recycled)
5. Packet of tea lights (given away)
6. Paperwork (shredded and recycled)
7. Salt and pepper set (car boot)
8. Microscope (car boot)
9. Salt and pepper set (car boot)
10. Book (recycling, damaged)
11. Paperwork (recycling)
12. Cards (car boot)
13. Bag (car boot)
14. Bag (binned, destroyed by dog!)
15. Baby bottles and teats (binned)
16. Baby clothes (charity/recycling)
17. Baby clothes (car boot)
18. DVD (car boot)
19. DVD (car boot)
20. Bumper (charity)
21. Pyjamas (recycling)
22. Sock (recycling)
23. Plaque (car boot)
24. Wash bag (car boot)
25. Cushion (bin)
26. Clothing bundle (recycling)
27. Pet bed (bin)
28. Paperwork (recycling)
29. Soft toy (car boot)
30. 2 x phone chargers (car boot)
31. Assorted toys (car boot)
32. Embroidery kit (car boot)
33. Phone accessory (car boot)
34 - 75. Children's books (car boot)
76. Toy lorry (car boot)
77-78. Children's books (car boot)
79-80. Puzzles (Given to neighbour)
81. Boxes from various electrical items (recycled)
82. Organiser (Car boot)
83. Printer cable (Car boot)
84. Box of floppy discs (Car boot)
85. Degraded pot of hair gel (bin)
86. Bag of batteries (recycling)
87-88. bags of soft toys (charity shop)
89-90. bags of needlework items (neighbour)
91. Childrens brush and comb set (car boot)
92. Box of books (charity)
93. Bag of stained/damaged clothing (recycling)
94-101. Pans/Trays (scrap)
102-105. Plastic bowls (bin)
106-109. Cooking accessories (car boot)
110. Broken Toy train (bin)
111. Toy car (car boot)
112. Gardening gloves (car boot)
113. 4 x cds (car boot)
114. Odd string (bin)
115. Wicker basket (car boot)
116. 2 x empty perfume bottles (recycling)
117. Childs cup (car boot)
118. Sweets (left over from our wedding!) (Bin)
119. Pen (bin)
120. Broken bowl (bin)
121. Computer and accessories (car boot)
122. Papier mache box (relative)
123. 2 x hairbrushes (relative)
124. Pram liner (car boot)
125. Plastic tub (car boot)
126. 2 x pairs 3d glasses (car boot)
127. Misshapen pillow (bin)
128. Assorted food (recycling)
129. Tea pot stand (relative)
130. 2 x hats (relative)
131. Stool (relative)
132. Cushion (relative)
133. Model car (relative)
134. Jumper (car boot)
135. Assorted clothing (recycling)
136. Paperwork (recycling)
137. 6 x pairs underwear (recycling)
138. Bag of clothing (recycling)
139. Breast pads (car boot)
140. Lanyard (car boot)
141 - 142. Body lotion (used up, recycled)
143. Body spray (used up, recycled)
144 - 149. Bottles of alcohol (to be sold)
150. Assorted packaging (bin)
151. Mirror (car boot)
152. Washbag (car boot)
153. Cloth bag (car boot)
154. Wrapping paper (recycling)
155. 18 x mixed items (passed to relative)
156. Bag of assorted items (passed to relative)
157. 6 x plants (dead )
158. 2 x perfume bottles (recycling)
159. Oven gloves (bin)
160. Shoes (recycling)
161. Toilet brush (bin)
162. 2 x candle holders (car boot)
163. 2 x candles (bin)
164. Assorted bits and pieces (bin)
165. Razors (bin)
166. Gym ball (car boot)
167. Scart lead extension (car boot)
168. Small jug (car boot)
169. Bottles oil/perfume (recycling)
170. Body lotion (used up, bottle recycled)
171. Diary (recycled)
172. 6 x packets seeds (bin)
173. Laminated document (bin)
174. 2 x bags shredded paper (recycling)
175. Huge pile paperwork (recycling)
176. DVD (car boot)
177. Assorted electric cables (car boot)
178. Wool offcuts (bin)
179. Assorted toiletries (used up and recycled)
180. Box full of assorted makeup (bin)
181. 6 x bottles of part used suncream (recycled)
182. 1997 Diary (recycled)
183 - 184. DVDs (car boot)
185. Big bag fabric (charity)
186. Big bag clothes (charity)
187-188. 2 bags assorted needlework booklets (charity)
189-192. DVDs (car boot)
193-194. 2 bags clothes (charity)
195. DVD (Car boot)
196. DVD (car boot)
197. Socks (recycling)
198. Crate (car boot)
199. Pillow (Bin)
200. Ice scraper (bin)
201. Greaseproof paper (recycling)
202. 3 x sweet/biscuit tins (recycling)
203. Bag of assorted used shoelaces/string (bin)
204. Assorted pet bits and pieces (bin/recycling)
205. Cooking tray (car boot)
206. Dummies (car boot)
207. Bag of baby clothes (friend)
208. Cat scratcher (bin)
209. Plastic crate (bin)
210. Plastic crate (bin)
211. Underwear (recycling)
212. Selection of hats (charity)
213. 18 x bibs (charity)
214. Play arch (charity)
215. Plastic crate (bin)
216. 2 bags of clothes (charity)
217. Kettle (relative)
218. 2 x boxes full of bars of soap(!) (car boot)
219. Novelty gift (bin)
220. Pram toy (car boot)
221. Cot mobile (car boot)
222. 2 x radiator airers (car boot)
223. Note cards and case (car boot)
224. Pregnancy test unused (car boot)
225. Fabric (car boot)
226. Baby Socks (car boot)
227. Moses basket and stand (friend)
228. Moses basket sheets (friend)
229. Baby clothes (friend)
230. Pillow (bin)
231. Carpet offcut (bin)
232. Doormat (bin)
233. Belt (bin)
234. Hat (charity)
235. 2 x tops (charity)
236. Shoes (recycling)
237. 2 x videos (car boot)
238. 2 x teddies (car boot)
239. 2 x pillows (bin)
240. Dog toy (bin)
241. Computer chair (broken, so bin)
242. Pen (bin)
243. Playing cards (car boot)
244. Bag of clothes (friend)
245. Bag of clothes (charity)
246. 7 x pairs socks (recycling)
247. 16 x books (recycling)
248. 2 x phone books (recycling)
249. Assorted dog bones (food waste)
250. Assorted destroyed dog toys (bin)
251. Pair shoes (recycling)
252. Mirror (friend)
253. Dog toys (bin)
254. Dog cushion (bin)
255. Assorted clothing (charity)
256. Assorted bric a brac (charity)
257. Plastic crate (bin)
258. Socks (recycling)
259. Travel system (car boot)
260. Motorbike boots (recycling)
262. Underwear (recycling)
263. 10 x puzzles (neighbour)
264. Trainers (recycling
265. Bag (bin)
266. Shoes (car boot)
267. 2 x photo frames (car boot)
268. Stationary set (car boot)
269. Cable (car boot)
270. Cd Cases (car boot)
271. Blank CDs (car boot)
272. Bottle case (car boot)
273. Spring toy (car boot)
274. Mug (car boot)
275. 3 x snowglobes (car boot)
276. 2 x incense holders (car boot)
277. Craft print (car boot)
278. Keyring (car boot)
279. CD storage case (car boot)
280. Decorative rock (car boot)
281. Hat (car boot)
282. Teddy (car boot)
283. 3 x bags clothes (charity)
284. 6 x cloth bags (car boot)
285. Trainers (recycling)
286. Trainers (car boot)
287. Slippers (car boot)
288. Shoes (car boot)
289. Make up bag (car boot)
290. 2 x bags (car boot)
291. 2 x cloth bags (car boot)
292. cat bed (car boot)
293. Shoes (car boot)
294. Bag (car boot)
295. Shape sorter (car boot)
296. Rocker (car boot)
297. Trike and trailer (car boot)
298. Bag of baby toys (car boot)
299. Gift bag (reused)
300. 3 x trousers (recycling)
301. 4 x tops (recycling)
302. Mug (car boot)
303. Car manual (car boot)
304. Key rings (car boot)
305. Lighters (Passed on)
306. Badges (passed on)
307. Chain locks (car boot)
308. DVD (bin)
309. pen (bin)
310. 2 x car seats (tip)
311. Soft toy (car boot)
312. Trainers (car boot)
313. Clothing (bin)
314. 4 x books (recycling)
315. Underwear (recycling
316. Boots (recycling)
317. Golf ball (car boot)
318. 12 x maps (car boot)
319. Part of toy lorry (bin)
320. Glue (solid, bin)
321. Suitcase (car boot)
322. Hot water bottle (degrading, bin)
323. Jeans (recycling)
324. Box of soft toys (car boot)
325. Sterilising tub (car boot)
326. Assorted pens etc (bin)
327. Globe (car boot)
328. 3 x changing mats (car boot)
329. Storage bags (car boot)
330. Shower curtain (bin)
331. 8 x dvds (car boot)
332. Cup (bin)
333. Ink cartridge (recycled)
334. Laptop battery (recycled)
335. Pillow (bin)
336. Bag of sheets (charity)
337. Bag of clothes (charity)
338. Sleeping bag (bin)
339. Bag of balls (car boot)
340. Box of assorted bric a brac (car boot)
341. Assorted fly screen fabrics (car boot)
342. Sponges (bin)
343. Assorted cleaning materials (used up, bin/recycled)
344. Purse (broken, bin)
345. Bag clothing (recycling)
346. 3 x bags clothes (charity)
347. 5 x coats (car boot)
348. Saucepan (recycling)
349. 2 x lamps (recycling)
350. TV & Remote (recycling)
351. Glasses and case (bin)
352. 2 x bookcases (recycling)
353. 2 x cushions (car boot)
354. Broken lampshade (bin)
355. 39 x course booklets (recycling)
356. Bag of assorted junk (bin)
357. Paperwork (recycling)
358. Bundle of instructions (recycling)
359. Tin (recycling)
360. Puzzle (given to neighbour)
361. 9 x tubs (bin)
362. 10 x baby bottles (bin)
363. 10 x cassette tapes (bin)
364. 3 x packs of seeds (bin)
365. Pile of envelopes (recycling)
366. Christmas lights (recycling)
367. Broken charger (recycling)
368. 2 x bottle insulators (car boot)
369. Lamp (car boot)
370. 2 x kilner jars (car boot)
371. Assorted bottle bits (bin)
372. Watercolour sketch book (car boot)
373. 3 x phone cables (car boot)
374. Jumper (recycling)
375. Bag of clothing (charity)


Ebay listings (not counting towards declutter total) - 2087
Survey earnings: Amazon Vouchers - £195, Paypal/cash £364.74, Other vouchers - £34

jwil

We are out today so I'm not sure an awful lot more will be done before the end of the year so I'm updating the declutter list for the year.

3652 items left the house - that is amazing. I still whinge and moan about the amount of stuff, but you can see a difference, even if the house is still crammed. It won't continue in the same vein in 2017 as I'll be back to work, but I will still continue to get as much out as I can.

abba1772

Wow that's a lot of items to leave the house I don't think people realise just how much stuff they have until they start clearing it out ...........well done xx