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Shifting this debt one £ at a time.

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  • jwil
    jwil Posts: 21,972 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just a token £1 payment today. Still waiting for people to pay up! :mad:

    Also everything seems to need replacing at the same time so cash has been used for that.

    A couple more sales today which is good. DH has prepped some more stuff to go on so that's good too.

    Cleaned the oven today _pale_ trying to use up some old oven cleaner we inherited. It has really done good, it's probably banned now it's that old :rotfl: I do prefer oven pride though, it doesn't dissolve my lungs quite so much :eek: So will have a go with that again before Christmas so the shelves are nice and clean too.

    Looked through what we've got for the kiddies for Christmas. Little jwil is nearly done, little miss doesn't have a lot so will probably get her a couple more bits.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,972 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 24 November 2016 at 5:05PM
    Marvellous Monday - Kitchen and Dining Room/area

    Level 1


    Remove everything from kitchen sides
    Wipe all small appliances,
    Clean Worktops and splashbacks
    [STRIKE]Clean sink - and clean any drainers and sink bits too. Don't forget to turn drainers over![/STRIKE]
    Wipe table
    Dust/wipe chairs and table legs
    Put back what needs to be out; put away what doesn't

    Level 2

    [STRIKE]Empty and wash bin[/STRIKE]
    Wipe down cupboard fronts - don't forget the handles
    Wipe sills and frames - paying special attention to spidery hidey-holes
    Dust any DR furniture
    Wipe light switches and sockets

    Level 3

    Clean windows
    Vacuum curtains and blinds or wipe
    [STRIKE]Sweep and/or mop floors[/STRIKE]

    EXTRAS
    [STRIKE]Choose a DIFFERENT BIG appliance to clean - oven[/STRIKE]

    Tuesday Terrors - Living room

    Level One


    [STRIKE]Sofa so good - clean the chairs and sofas. Wipe Leather, Vacuum fabric, plump cushions - and don't forget to lift seat pads and vacuum under them! Polish any wooden bits, sponge of any mysterious marks![/STRIKE]
    [STRIKE]Empty bins[/STRIKE]
    [STRIKE]REMOVE anything that lives elsewhere and rehome it[/STRIKE]

    Level 2

    Dust window sills; wipe frames, clean glass
    Vacuum curtains or blinds and don't forget rails and tracks
    Wipe sockets and switches with a just-damp cloth - [STRIKE]and zappers (remotes)[/STRIKE]
    Dust any other furniture

    Level 3

    Dust skirting boards
    Tickle your ceiling corners and coving - de-web BEFORE the webs trap dust and become visible
    Dust/vacuum radiators
    [STRIKE]Clean floor as appropriate for floor covering[/STRIKE]

    Extras
    [STRIKE]Sort stray socks and throw the odd and holey
    [/STRIKE]

    Wonderful Wednesday - IT'S NEARLY THE WEEKEND
    BATHROOM BLISS


    level 1
    [STRIKE]Flush the loo and squirt cleaner in[/STRIKE]
    [STRIKE]Shift as much stuff out as you can[/STRIKE]
    [STRIKE]Clean windows, mirrors and screens[/STRIKE]
    [STRIKE]Now SCRUB that loo then wipe the outside[/STRIKE]

    Level 2
    Fling all the towels and cloths into the WM
    [STRIKE]Scrub the bath[/STRIKE]
    [STRIKE]Scrub the basin[/STRIKE]

    Level 3
    Wipe anything not yet wiped
    Wipe the pull cords
    [STRIKE]Clean the floor[/STRIKE]
    Put out nice fluffy towels etc

    Extras
    If you haven't got one start a SIMPLE home file KEY INFORMATION
    One page per 'subject' so that anyone left in charge/suddenly having to take over can sort
    so a page for each utility/bill stating provider/account number

    Thursday
    Bedroom


    Open window
    Strip bed
    Remake with clean linen
    Clear floors robe
    Dust
    Vacuum - inc. any soft furnishing

    Extras
    Xmas prep half an hour card writing or list checking

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,972 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's payment:

    1.[STRIKE]£2425[/STRIKE] - £2079M1016
    2.[STRIKE]£80[/STRIKE] - £0MCA77:T
    3.[STRIKE]£350[/STRIKE] -£250 TDBC
    4.[STRIKE]£350[/STRIKE] -£350 WW

    Total: [STRIKE]£3205[/STRIKE] - £2679
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Well done jwil. How's it going with Mr jwil?
  • jwil
    jwil Posts: 21,972 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done jwil. How's it going with Mr jwil?

    Hi retired, he's still up and down like a yoyo. It's really frustrating. We agreed he'd not worry until the new year, but he still is. It would have been nice to spend a few weeks together but not if he's constantly worrying.

    How's everything with you?
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,972 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's payments:

    1.[STRIKE]£2425[/STRIKE] - £1508M1016
    2.[STRIKE]£80[/STRIKE] - £0MCA0:T
    3.[STRIKE]£350[/STRIKE] -£250 TDBC
    4.[STRIKE]£350[/STRIKE] -£350 WW

    Total: [STRIKE]£3205[/STRIKE] - £2108
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,972 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    December's Targets:

    1.[STRIKE]£600[/STRIKE] - £600M
    2.[STRIKE]£80[/STRIKE] - £80MCA
    3.[STRIKE]£250[/STRIKE] -£250 TDBC
    4.[STRIKE]£350[/STRIKE] -£350 WW
    5.[STRIKE]£240[/STRIKE] -£240 EO
    6.[STRIKE]£1200[/STRIKE] -£1200 AC

    Total: [STRIKE]£2720[/STRIKE] - £2720
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,972 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well it's been a busy couple of weeks.

    Still plodding on. 2 x bookcases emptied yesterday and removed from the house :T :T

    DH is still moping about but is getting some stuff done, so lots of listings today.

    I got some wages this month which was nice :D All gone on bills though :(

    Had a work meeting and as long as a big project is agreed, and it's likely to be, then my job will be safe for the time being, probably the next couple of years, which is a huge relief! There's no certainty about after that, but the short term worry will be gone. The final decision is due in a couple of weeks, so fingers crossed.

    Lots of parcels going out which is good.

    We had a problem with our electrics which is not good. But electrician came out yesterday and it was only a minor fix. We were very worried as the house desperately needs rewiring, so big relief that it's ok for now.

    Hope everyone is well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Well done with November overpayments jwil. :j :T :j
    Fingers crossed that your job is safe for a couple of years at least. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 21,972 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tattycath wrote: »
    Well done with November overpayments jwil. :j :T :j
    Fingers crossed that your job is safe for a couple of years at least. :)

    Thanks Tattycath :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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