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Shifting this debt one £ at a time.

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  • jwil
    jwil Posts: 21,975 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tattycath wrote: »
    Fingers crossed your DH job will be safe jwil.
    Fingers and everything else crossed that your DH job is safe.

    Thanks guys, just on edge now waiting to hear. The kiddies are both ill so a visit to the docs has kept me distracted!
    Ok thankyou, still paying down the debt but everything is on 0% so we are having a life too, as we decided it won't be long before the kids are off and we will have missed enjoying them. So will take longer to be debt free but you can't get that time back with kids.

    That sounds good to me, I agree that as long as it's all coming down well, there's no point in missing out on everything for the sake of it.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,975 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Monday Mayhem ~ Living Room, Hall and Stairs
    Level One...


    Vacuum floors and sofas
    Level Two...

    Dusting, even if around everything
    Remove clutter making sure stairs especially are safe
    Clean TV, other electricals and cabinets

    Level Three...
    Wipe light switches, sockets (make sure they are not switched on!!) and banister
    Clean any other glass like mirrors, pictures etc
    [STRIKE]Tidy shoes, coats and bags .. wash any that need washing in preparation for cold weather!! See if there are any that don't fit, past their best or just plain uncomfy which could leave the house![/STRIKE]

    Extra Mission:
    Pick one or more of the following tasks –
    Paperwork clearance.. spend 15 minutes minimum sorting through those piles of paper.
    Vacuum under furniture you can manage to move without hurting yourself
    Clean a window or two.
    Binbag dance.. Get a binbag.. fill it and bin it!!!


    Deep Clean Challenge
    Clean light fittings, skirtings even the ones behind furniture.
    Wipe sofa's down.
    Dust all those trinkets!
    Clear as may hotspots as you can.. see if you can get it all into one pile instead of 15!!!

    Terrible Tuesday ~ Kitchen and Dining Room
    Level One...


    Clean floors

    Level Two...
    Clear and wipe kitchen surfaces
    Sort fridge bringing what needs using soon to the front, clean out any spills or grots in there!


    Level Three...

    Dust any extra furniture in dining area, checking for cobwebs on way round
    Wipe small appliances and replace.. do one thoroughly.. descale or decrumb or degunge!
    Clean the windows in here!
    Clean cupboard door fronts and fronts of appliances .. don't forget those kick boards..
    Check those washing machine filters and drawers for ickiness!!

    Extra Mission
    Choose one or more of:
    Wipe window sills and clean windows in these rooms
    Wipe down any tiles and shine those taps.. a toothbrush is great for cleaning away the gunk!
    Clean oven if you didn't do it last week


    Deep Clean Challenge
    Get in a manky cupboard. Give it all GOOD scrub out before placing the things you need to use soon at the front, throw out everything you don’t want/need. If no messy cupboard do a food inventory!! Feel free to get carried away and do more cupboards!!!

    Wacky Wednesday ~ those frightening kids rooms and spare rooms

    Level One...


    Vacuum the floor, even if it's just where you can see


    Level Two...

    Clear away anything that isn't in it's place, clothes, toys, books etc
    Dusting.. all those shelves and flat fluffy surfaces!! Don’t forget the light shade and curtain pole!!!

    Level Three...

    [STRIKE]Strip beds, turn and vacuum mattresses!! and replace with fresh linen .. check if duvets need freshening up too!![/STRIKE]
    [STRIKE]Sort through a cupboard/chest of drawers and get the clothes out which are no longer wearable, too small or out of season![/STRIKE]
    Wipe any sticky marks off walls and doors
    Make a start on that decorating job you REALLY want to get done before christmas!!!!!


    Deep Clean Challenge
    Sort the book shelves.. and toy boxes.. what can be flung? we are making room for those lovely new things Santa will be bringing soon if we are all being good boys and girls!!.. So get rid of all the things that are no longer required! Just keep flinging, just keep flinging!!

    Thrilling Thursday ~ Master Bedroom & Landing
    Level One...


    [STRIKE]Remove and wash bed linen.[/STRIKE]

    Level Two...

    Dust surfaces & make sure no cobwebs..
    Vacuum mattress before replacing with fresh linen.. do you need that winter duvet yet?
    15 minutes floordrobe clearance

    Level Three..

    Vacuum floors in bedroom and on landing
    Sort one area of clothes or linen storage making sure only what should be in there is, anything that's had it's day or doesn't belong there is removed
    Clear a hotspot., or spend 15 minutes clearing one.

    Extra tasks list, as usual choose one or more

    27 fling boogie time, time for that midweek fling, go on grab a bag and clear that clutter
    Put away those summer clothes from someones cupboard and get out the winter woollies.. don’t store anything that is past its best! Make a list of things you need to buy!!
    Clean windows in these rooms
    Check house for places where draughts are getting in.. doors, windows etc and see if there are ways to stop it!

    Deep Clean Challenge
    Clean out that airing cupboard!!!!!! get rid of those things you don't need.. use dead towels as cleaning cloths etc.. be ruthless!!!! you REALLY don't need that 'thing' you've saved for 10 years.. 'just in case' If you did this last week.. you can do the under the stairs cupboard!!!

    Freaky Friday- Bathroom and Study/Pc Area

    Level One...

    [STRIKE]Clean floors in these rooms[/STRIKE]

    Level Two...

    [STRIKE]Clean baths, toilets and sinks[/STRIKE]
    Clear any clutter from desk
    Dust PC and desk and wipe off those cup rings!!
    Wipe keyboard, house phone, sockets, switches and mouse etc

    Level Three...

    [STRIKE]Wash your bathroom mats, nets, clean blind/curtains etc[/STRIKE]
    Wipe down tiles in bathroom..
    Delete 10 links in your favourites which you no longer use or are dead!
    Clean shower screen/curtain if you have one/if required
    Clear a mega hotspot!.. shred it.. and fling it.. or just burn it! ..

    Extra mission:
    Pick whichever you want to attempt:
    Wipe the skirtings, door and window frames in these rooms
    clean the radiators and woodwork in these rooms
    Get those uniforms, games kits, coats and things in the wash which you will need on Monday

    Deep Clean Challenge
    Scrub down the dirty marks on the walls in these rooms, and any dirty marks on the walls. When did you last clean 'under the rim'? Get a mirror and check it out.. how gross???

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,975 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's not good news :cry::(
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    jwil wrote: »
    It's not good news :cry::(

    :( oh no, I'm so sorry jwil. (((Hugs))).
    Is it final? Or is there still a chance that your DH can keep his job? X
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 21,975 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tattycath wrote: »
    :( oh no, I'm so sorry jwil. (((Hugs))).
    Is it final? Or is there still a chance that your DH can keep his job? X

    Nope, no chance. He's out.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    jwil wrote: »
    Nope, no chance. He's out.

    Oh no. :( I'm so sorry.
    When does he finish?
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • So sorry jwil it must be so worrying for you both. Having been made redundant three times myself it's not easy.
  • Jwil, I'm so sorry to hear about your OH job, thinking of you.x.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Oh no.........how long has he got left..........that's terrible jwil
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 21,975 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks everyone. He finished yesterday but is paid til the end of the month. Flipping annoying.



    I had a number of sales yesterday so that's good, 15 parcels packed this morning.

    I've also been trying to catch up on surveys. I'm 15 points short of a £50 redeem on you gov so hoping I get another survey soon!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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