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Shifting this debt one £ at a time.

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  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's payments:

    1.[STRIKE]£2425[/STRIKE] - £2400M1336
    2.[STRIKE]£80[/STRIKE] - £70MCA
    3.[STRIKE]£350[/STRIKE] -£260 TDBC
    4.[STRIKE]£350[/STRIKE] -£350 WW

    Total: [STRIKE]£3205[/STRIKE] - £3080
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The Great Declutter 2016

    Books (car boot) - 618
    Magazines/Newspapers (recycled) - 411
    Ebay sales (posted) - 1654


    Other:
    1. Paperwork (shredded and recycled)
    2. 3 bottles of oven cleaner (used and recycled)
    3. Bottle of drain cleaner (used and recycled)
    4. Bottle of window cleaner (poured away and recycled)
    5. Packet of tea lights (given away)
    6. Paperwork (shredded and recycled)
    7. Salt and pepper set (car boot)
    8. Microscope (car boot)
    9. Salt and pepper set (car boot)
    10. Book (recycling, damaged)
    11. Paperwork (recycling)
    12. Cards (car boot)
    13. Bag (car boot)
    14. Bag (binned, destroyed by dog!)
    15. Baby bottles and teats (binned)
    16. Baby clothes (charity/recycling)
    17. Baby clothes (car boot)
    18. DVD (car boot)
    19. DVD (car boot)
    20. Bumper (charity)
    21. Pyjamas (recycling)
    22. Sock (recycling)
    23. Plaque (car boot)
    24. Wash bag (car boot)
    25. Cushion (bin)
    26. Clothing bundle (recycling)
    27. Pet bed (bin)
    28. Paperwork (recycling)
    29. Soft toy (car boot)
    30. 2 x phone chargers (car boot)
    31. Assorted toys (car boot)
    32. Embroidery kit (car boot)
    33. Phone accessory (car boot)
    34 - 75. Children's books (car boot)
    76. Toy lorry (car boot)
    77-78. Children's books (car boot)
    79-80. Puzzles (Given to neighbour)
    81. Boxes from various electrical items (recycled)
    82. Organiser (Car boot)
    83. Printer cable (Car boot)
    84. Box of floppy discs (Car boot)
    85. Degraded pot of hair gel (bin)
    86. Bag of batteries (recycling)
    87-88. bags of soft toys (charity shop)
    89-90. bags of needlework items (neighbour)
    91. Childrens brush and comb set (car boot)
    92. Box of books (charity)
    93. Bag of stained/damaged clothing (recycling)
    94-101. Pans/Trays (scrap)
    102-105. Plastic bowls (bin)
    106-109. Cooking accessories (car boot)
    110. Broken Toy train (bin)
    111. Toy car (car boot)
    112. Gardening gloves (car boot)
    113. 4 x cds (car boot)
    114. Odd string (bin)
    115. Wicker basket (car boot)
    116. 2 x empty perfume bottles (recycling)
    117. Childs cup (car boot)
    118. Sweets (left over from our wedding!) (Bin)
    119. Pen (bin)
    120. Broken bowl (bin)
    121. Computer and accessories (car boot)
    122. Papier mache box (relative)
    123. 2 x hairbrushes (relative)
    124. Pram liner (car boot)
    125. Plastic tub (car boot)
    126. 2 x pairs 3d glasses (car boot)
    127. Misshapen pillow (bin)
    128. Assorted food (recycling)
    129. Tea pot stand (relative)
    130. 2 x hats (relative)
    131. Stool (relative)
    132. Cushion (relative)
    133. Model car (relative)
    134. Jumper (car boot)
    135. Assorted clothing (recycling)
    136. Paperwork (recycling)
    137. 6 x pairs underwear (recycling)
    138. Bag of clothing (recycling)
    139. Breast pads (car boot)
    140. Lanyard (car boot)
    141 - 142. Body lotion (used up, recycled)
    143. Body spray (used up, recycled)
    144 - 149. Bottles of alcohol (to be sold)
    150. Assorted packaging (bin)
    151. Mirror (car boot)
    152. Washbag (car boot)
    153. Cloth bag (car boot)
    154. Wrapping paper (recycling)
    155. 18 x mixed items (passed to relative)
    156. Bag of assorted items (passed to relative)
    157. 6 x plants (dead :o )
    158. 2 x perfume bottles (recycling)
    159. Oven gloves (bin)
    160. Shoes (recycling)
    161. Toilet brush (bin)
    162. 2 x candle holders (car boot)
    163. 2 x candles (bin)
    164. Assorted bits and pieces (bin)
    165. Razors (bin)
    166. Gym ball (car boot)
    167. Scart lead extension (car boot)
    168. Small jug (car boot)
    169. Bottles oil/perfume (recycling)
    170. Body lotion (used up, bottle recycled)
    171. Diary (recycled)
    172. 6 x packets seeds (bin)
    173. Laminated document (bin)
    174. 2 x bags shredded paper (recycling)
    175. Huge pile paperwork (recycling)
    176. DVD (car boot)
    177. Assorted electric cables (car boot)
    178. Wool offcuts (bin)
    179. Assorted toiletries (used up and recycled)
    180. Box full of assorted makeup (bin)
    181. 6 x bottles of part used suncream (recycled)
    182. 1997 Diary (recycled)
    183 - 184. DVDs (car boot)
    185. Big bag fabric (charity)
    186. Big bag clothes (charity)
    187-188. 2 bags assorted needlework booklets (charity)
    189-192. DVDs (car boot)
    193-194. 2 bags clothes (charity)
    195. DVD (Car boot)
    196. DVD (car boot)
    197. Socks (recycling)
    198. Crate (car boot)
    199. Pillow (Bin)
    200. Ice scraper (bin)
    201. Greaseproof paper (recycling)
    202. 3 x sweet/biscuit tins (recycling)
    203. Bag of assorted used shoelaces/string (bin)
    204. Assorted pet bits and pieces (bin/recycling)
    205. Cooking tray (car boot)
    206. Dummies (car boot)
    207. Bag of baby clothes (friend)
    208. Cat scratcher (bin)
    209. Plastic crate (bin)
    210. Plastic crate (bin)
    211. Underwear (recycling)
    212. Selection of hats (charity)
    213. 18 x bibs (charity)
    214. Play arch (charity)
    215. Plastic crate (bin)
    216. 2 bags of clothes (charity)
    217. Kettle (relative)
    218. 2 x boxes full of bars of soap(!) (car boot)
    219. Novelty gift (bin)
    220. Pram toy (car boot)
    221. Cot mobile (car boot)
    222. 2 x radiator airers (car boot)
    223. Note cards and case (car boot)
    224. Pregnancy test unused (car boot)
    225. Fabric (car boot)
    226. Baby Socks (car boot)
    227. Moses basket and stand (friend)
    228. Moses basket sheets (friend)
    229. Baby clothes (friend)
    230. Pillow (bin)
    231. Carpet offcut (bin)
    232. Doormat (bin)
    233. Belt (bin)
    234. Hat (charity)
    235. 2 x tops (charity)
    236. Shoes (recycling)
    237. 2 x videos (car boot)
    238. 2 x teddies (car boot)
    239. 2 x pillows (bin)
    240. Dog toy (bin)
    241. Computer chair (broken, so bin)
    242. Pen (bin)
    243. Playing cards (car boot)
    244. Bag of clothes (friend)
    245. Bag of clothes (charity)
    246. 7 x pairs socks (recycling)
    247. 16 x books (recycling)
    248. 2 x phone books (recycling)
    249. Assorted dog bones (food waste)
    250. Assorted destroyed dog toys (bin)
    251. Pair shoes (recycling)
    252. Mirror (friend)
    253. Dog toys (bin)
    254. Dog cushion (bin)
    255. Assorted clothing (charity)
    256. Assorted bric a brac (charity)
    257. Plastic crate (bin)
    258. Socks (recycling)
    259. Travel system (car boot)
    260. Motorbike boots (recycling)
    262. Underwear (recycling)
    263. 10 x puzzles (neighbour)
    264. Trainers (recycling
    265. Bag (bin)
    266. Shoes (car boot)
    267. 2 x photo frames (car boot)
    268. Stationary set (car boot)
    269. Cable (car boot)
    270. Cd Cases (car boot)
    271. Blank CDs (car boot)
    272. Bottle case (car boot)
    273. Spring toy (car boot)
    274. Mug (car boot)
    275. 3 x snowglobes (car boot)
    276. 2 x incense holders (car boot)
    277. Craft print (car boot)
    278. Keyring (car boot)
    279. CD storage case (car boot)
    280. Decorative rock (car boot)
    281. Hat (car boot)
    282. Teddy (car boot)
    283. 3 x bags clothes (charity)
    284. 6 x cloth bags (car boot)
    285. Trainers (recycling)
    286. Trainers (car boot)
    287. Slippers (car boot)
    288. Shoes (car boot)
    289. Make up bag (car boot)
    290. 2 x bags (car boot)
    291. 2 x cloth bags (car boot)
    292. cat bed (car boot)
    293. Shoes (car boot)
    294. Bag (car boot)
    295. Shape sorter (car boot)
    296. Rocker (car boot)
    297. Trike and trailer (car boot)
    298. Bag of baby toys (car boot)
    299. Gift bag (reused)
    300. 3 x trousers (recycling)
    301. 4 x tops (recycling)
    302. Mug (car boot)
    303. Car manual (car boot)
    304. Key rings (car boot)
    305. Lighters (Passed on)
    306. Badges (passed on)
    307. Chain locks (car boot)
    308. DVD (bin)
    309. pen (bin)
    310. 2 x car seats (tip)
    311. Soft toy (car boot)
    312. Trainers (car boot)
    313. Clothing (bin)
    314. 4 x books (recycling)
    315. Underwear (recycling
    316. Boots (recycling)
    317. Golf ball (car boot)
    318. 12 x maps (car boot)
    319. Part of toy lorry (bin)
    320. Glue (solid, bin)
    321. Suitcase (car boot)
    322. Hot water bottle (degrading, bin)
    323. Jeans (recycling)
    324. Box of soft toys (car boot)
    325. Sterilising tub (car boot)
    326. Assorted pens etc (bin)
    327. Globe (car boot)
    328. 3 x changing mats (car boot)
    329. Storage bags (car boot)
    330. Shower curtain (bin)
    331. 8 x dvds (car boot)
    332. Cup (bin)
    333. Ink cartridge (recycled)
    334. Laptop battery (recycled)
    335. Pillow (bin)
    336. Bag of sheets (charity)
    337. Bag of clothes (charity)
    338. Sleeping bag (bin)
    339. Bag of balls (car boot)
    340. Box of assorted bric a brac (car boot)
    341. Assorted fly screen fabrics (car boot)
    342. Sponges (bin)
    343. Assorted cleaning materials (used up, bin/recycled)

    Ebay listings (not counting towards declutter total) - 1718
    Survey earnings: Amazon Vouchers - £155, Paypal/cash £284.49, Other vouchers - £34
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well that's over 3000 items that have left the house since I've been off :T

    Really pleased about that. I'm really noticing the difference in my stuff, not so much in DH's :( I was sorting stuff out at the weekend and thinking that I really don't want much at all any more. I just want to get rid of more and more. So some things that I originally kept, I now am probably going to get rid of.

    That means I'm getting to the end of the first swoop of stuff and so am going to do another to see what else can go. I've still got loads, so am not bereft of stuff yet!

    Then I'll have to focus on the children's stuff and see how we can weed that down.

    Little miss is going to be 1 in a couple of weeks :eek: so there will be more stuff coming in and then of course it's Xmas so I need to try and reduce it before that all happens.

    We've been to a couple of nearly new sales as well as the car boots the last couple of weekends, and have managed to pick up some nice stuff for them both for birthday and christmas. We got little miss a lovely wooden rocking horse for £15 :T

    The jumperoo is being sold next week so that will be something bulky gone.

    Lots of sales over the weekend, so lots of packing and posting to do today.

    Hope everyone is well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil wrote: »
    Oh retired, I am sooo happy for you, huge congratulations! :beer:

    :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T

    That has put a huge smile on my face :D

    Go and post on the debt free roll of honour!

    I'm not sure how I've been an inspiration, but I really am chuffed for you. We are all fine thank you, and I hope you will continue to pop in now and again.

    What are your plans now?

    xxxx

    The inspiration is that no matter what you haven't waivered. Two children later you've continually sold stuff, no matter how large or small, to make payments to your debts. Your decluttering list is awesome. I'm waiting for the day when you'll be debt and clutter free. That day will come.

    As for future plans I've no idea. Mr Retired is slowly getting worse so the extra money means I can make sure he has the aids he needs. We don't qualify for grants. Holidays are too much like hard work now but tbh it's just a nice feeling that apart from day to day expenses the our money is all ours.

    Oh I forgot I've also lost 43.5 lbs :j
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    Congrats r&s xxx

    The jumperoo is going??? That's a brilliant feeling! Phase one complete on to phase two. Keep it up jwil. I think I'm into phase 3 lol. The only problem is I've got to the point where I need new stuff (mainly clothes) and to accept I'm not going to lose a stone so I can't get rid. Xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 November 2016 at 2:31PM
    Monday Mayhem ~ Living Room, Hall and Stairs
    Level One...


    Vacuum floors and sofas
    Level Two...

    Dusting, even if around everything
    Remove clutter making sure stairs especially are safe
    Clean TV, other electricals and cabinets

    Level Three...
    Wipe light switches, sockets (make sure they are not switched on!!) and banister
    Clean any other glass like mirrors, pictures etc
    [STRIKE]Tidy shoes, coats and bags .. wash any that need washing in preparation for cold weather!! See if there are any that don't fit, past their best or just plain uncomfy which could leave the house![/STRIKE]

    Extra Mission:
    Pick one or more of the following tasks –
    Paperwork clearance.. spend 15 minutes minimum sorting through those piles of paper.
    Vacuum under furniture you can manage to move without hurting yourself
    Clean a window or two.
    Binbag dance.. Get a binbag.. fill it and bin it!!!


    Deep Clean Challenge
    Clean light fittings, skirtings even the ones behind furniture.
    Wipe sofa's down.
    Dust all those trinkets!
    Clear as may hotspots as you can.. see if you can get it all into one pile instead of 15!!!

    Terrible Tuesday ~ Kitchen and Dining Room
    Level One...


    Clean floors

    Level Two...
    Clear and wipe kitchen surfaces
    Sort fridge bringing what needs using soon to the front, clean out any spills or grots in there!


    Level Three...

    Dust any extra furniture in dining area, checking for cobwebs on way round
    Wipe small appliances and replace.. do one thoroughly.. descale or decrumb or degunge!
    Clean the windows in here!
    Clean cupboard door fronts and fronts of appliances .. don't forget those kick boards..
    Check those washing machine filters and drawers for ickiness!!

    Extra Mission
    Choose one or more of:
    Wipe window sills and clean windows in these rooms
    Wipe down any tiles and shine those taps.. a toothbrush is great for cleaning away the gunk!
    Clean oven if you didn't do it last week


    Deep Clean Challenge
    Get in a manky cupboard. Give it all GOOD scrub out before placing the things you need to use soon at the front, throw out everything you don’t want/need. If no messy cupboard do a food inventory!! Feel free to get carried away and do more cupboards!!!

    Wacky Wednesday ~ those frightening kids rooms and spare rooms

    Level One...


    Vacuum the floor, even if it's just where you can see


    Level Two...

    Clear away anything that isn't in it's place, clothes, toys, books etc
    Dusting.. all those shelves and flat fluffy surfaces!! Don’t forget the light shade and curtain pole!!!

    Level Three...

    [STRIKE]Strip beds, turn and vacuum mattresses!! and replace with fresh linen .. check if duvets need freshening up too!![/STRIKE]
    [STRIKE]Sort through a cupboard/chest of drawers and get the clothes out which are no longer wearable, too small or out of season![/STRIKE]
    Wipe any sticky marks off walls and doors
    Make a start on that decorating job you REALLY want to get done before christmas!!!!!


    Deep Clean Challenge
    Sort the book shelves.. and toy boxes.. what can be flung? we are making room for those lovely new things Santa will be bringing soon if we are all being good boys and girls!!.. So get rid of all the things that are no longer required! Just keep flinging, just keep flinging!!

    Thrilling Thursday ~ Master Bedroom & Landing
    Level One...


    [STRIKE]Remove and wash bed linen.[/STRIKE]

    Level Two...

    Dust surfaces & make sure no cobwebs..
    Vacuum mattress before replacing with fresh linen.. do you need that winter duvet yet?
    15 minutes floordrobe clearance

    Level Three..

    Vacuum floors in bedroom and on landing
    Sort one area of clothes or linen storage making sure only what should be in there is, anything that's had it's day or doesn't belong there is removed
    Clear a hotspot., or spend 15 minutes clearing one.

    Extra tasks list, as usual choose one or more

    27 fling boogie time, time for that midweek fling, go on grab a bag and clear that clutter
    Put away those summer clothes from someones cupboard and get out the winter woollies.. don’t store anything that is past its best! Make a list of things you need to buy!!
    Clean windows in these rooms
    Check house for places where draughts are getting in.. doors, windows etc and see if there are ways to stop it!

    Deep Clean Challenge
    Clean out that airing cupboard!!!!!! get rid of those things you don't need.. use dead towels as cleaning cloths etc.. be ruthless!!!! you REALLY don't need that 'thing' you've saved for 10 years.. 'just in case' If you did this last week.. you can do the under the stairs cupboard!!!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's payment:

    1.[STRIKE]£2425[/STRIKE] - £2400M1336
    2.[STRIKE]£80[/STRIKE] - £64MCA
    3.[STRIKE]£350[/STRIKE] -£260 TDBC
    4.[STRIKE]£350[/STRIKE] -£350 WW

    Total: [STRIKE]£3205[/STRIKE] - £3074
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The inspiration is that no matter what you haven't waivered. Two children later you've continually sold stuff, no matter how large or small, to make payments to your debts. Your decluttering list is awesome. I'm waiting for the day when you'll be debt and clutter free. That day will come.

    As for future plans I've no idea. Mr Retired is slowly getting worse so the extra money means I can make sure he has the aids he needs. We don't qualify for grants. Holidays are too much like hard work now but tbh it's just a nice feeling that apart from day to day expenses the our money is all ours.

    Oh I forgot I've also lost 43.5 lbs :j

    Aww thanks retired :o Sadly my DFD is a long time away, but it will come!

    Sorry to hear about your OH, at least you have one less thing to worry about now and like you say that money is all yours now.

    Congrats on the weight loss too, that's fantastic :T
    Kitten868 wrote: »
    Congrats r&s xxx

    The jumperoo is going??? That's a brilliant feeling! Phase one complete on to phase two. Keep it up jwil. I think I'm into phase 3 lol. The only problem is I've got to the point where I need new stuff (mainly clothes) and to accept I'm not going to lose a stone so I can't get rid. Xxx

    I know, I am so excited to see the back of the thing, it's huge! I think there are going to be many phases here, especially as the children get older.

    I desperately need new clothes, mine are completely threadbare. DH even commented the other day. I don't want to spend the money though, but I'd better get something to wear to go back to work though!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well it never rains but it pours. DH's job is at risk :( We'll find out on Friday whether he survives or not :cry:

    It's neverending.

    In happier news I received a refund from my hermes regarding a damaged parcel.

    A couple more sales overnight so some more to go today.

    Happy days!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Oh gawd. So sorry jwil. Let me know if anything can do.

    :grouphug:

    Xxx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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