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Shifting this debt one £ at a time.

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Comments

  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Brizzle, tattycath and abba :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The Great Declutter 2016

    Books (car boot) - 161
    Magazines/Newspapers (recycled) - 129
    Ebay sales (posted) - 548


    Other:
    1. Paperwork (shredded and recycled)
    2. 3 bottles of oven cleaner (used and recycled)
    3. Bottle of drain cleaner (used and recycled)
    4. Bottle of window cleaner (poured away and recycled)
    5. Packet of tea lights (given away)
    6. Paperwork (shredded and recycled)
    7. Salt and pepper set (car boot)
    8. Microscope (car boot)
    9. Salt and pepper set (car boot)
    10. Book (recycling, damaged)
    11. Paperwork (recycling)
    12. Cards (car boot)
    13. Bag (car boot)
    14. Bag (binned, destroyed by dog!)
    15. Baby bottles and teats (binned)
    16. Baby clothes (charity/recycling)
    17. Baby clothes (car boot)
    18. DVD (car boot)
    19. DVD (car boot)
    20. Bumper (charity)
    21. Pyjamas (recycling)
    22. Sock (recycling)
    23. Plaque (car boot)
    24. Wash bag (car boot)
    25. Cushion (bin)
    26. Clothing bundle (recycling)
    27. Pet bed (bin)
    28. Paperwork (recycling)
    29. Soft toy (car boot)
    30. 2 x phone chargers (car boot)
    31. Assorted toys (car boot)
    32. Embroidery kit (car boot)
    33. Phone accessory (car boot)
    34 - 75. Children's books (car boot)
    76. Toy lorry (car boot)
    77-78. Children's books (car boot)
    79-80. Puzzles (Given to neighbour)
    81. Boxes from various electrical items (recycled)
    82. Organiser (Car boot)
    83. Printer cable (Car boot)
    84. Box of floppy discs (Car boot)
    85. Degraded pot of hair gel (bin)
    86. Bag of batteries (recycling)
    87-88. bags of soft toys (charity shop)
    89-90. bags of needlework items (neighbour)
    91. Childrens brush and comb set (car boot)
    92. Box of books (charity)
    93. Bag of stained/damaged clothing (recycling)
    94-101. Pans/Trays (scrap)
    102-105. Plastic bowls (bin)
    106-109. Cooking accessories (car boot)
    110. Broken Toy train (bin)
    111. Toy car (car boot)
    112. Gardening gloves (car boot)
    113. 4 x cds (car boot)
    114. Odd string (bin)
    115. Wicker basket (car boot)
    116. 2 x empty perfume bottles (recycling)
    117. Childs cup (car boot)
    118. Sweets (left over from our wedding!) (Bin)
    119. Pen (bin)
    120. Broken bowl (bin)
    121. Computer and accessories (car boot)
    122. Papier mache box (relative)
    123. 2 x hairbrushes (relative)
    124. Pram liner (car boot)
    125. Plastic tub (car boot)
    126. 2 x pairs 3d glasses (car boot)
    127. Misshapen pillow (bin)
    128. Assorted food (recycling)
    129. Tea pot stand (relative)
    130. 2 x hats (relative)
    131. Stool (relative)
    132. Cushion (relative)
    133. Model car (relative)
    134. Jumper (car boot)
    135. Assorted clothing (recycling)
    136. Paperwork (recycling)
    137. 6 x pairs underwear (recycling)
    138. Bag of clothing (recycling)
    139. Breast pads (car boot)
    140. Lanyard (car boot)
    141 - 142. Body lotion (used up, recycled)
    143. Body spray (used up, recycled)
    144 - 149. Bottles of alcohol (to be sold)
    150. Assorted packaging (bin)
    151. Mirror (car boot)
    152. Washbag (car boot)
    153. Cloth bag (car boot)
    154. Wrapping paper (recycling)
    155. 18 x mixed items (passed to relative)
    156. Bag of assorted items (passed to relative)
    157. 6 x plants (dead :o )
    158. 2 x perfume bottles (recycling)
    159. Oven gloves (bin)
    160. Shoes (recycling)
    161. Toilet brush (bin)
    162. 2 x candle holders (car boot)
    163. 2 x candles (bin)
    164. Assorted bits and pieces (bin)
    165. Razors (bin)
    166. Gym ball (car boot)
    167. Scart lead extension (car boot)
    168. Small jug (car boot)
    169. Bottles oil/perfume (recycling)
    170. Body lotion (used up, bottle recycled)
    171. Diary (recycled)
    172. 6 x packets seeds (bin)
    173. Laminated document (bin)
    174. 2 x bags shredded paper (recycling)
    175. Huge pile paperwork (recycling)
    176. DVD (car boot)
    177. Assorted electric cables (car boot)
    178. Wool offcuts (bin)
    179. Assorted toiletries (used up and recycled)
    180. Box full of assorted makeup (bin)
    181. 6 x bottles of part used suncream (recycled)
    182. 1997 Diary (recycled)
    183 - 184. DVDs (car boot)
    185. Big bag fabric (charity)
    186. Big bag clothes (charity)
    187-188. 2 bags assorted needlework booklets (charity)
    189-192. DVDs (car boot)
    193-194. 2 bags clothes (charity)
    195. DVD (Car boot)



    Ebay listings (not counting towards declutter total) - 797
    Survey earnings: Amazon Vouchers - £20, Paypal/cash £129.70, Other vouchers - £10
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Once again I haven't made much progress with payments, so here are my targets for next month. Hope to do more then! I've got lots prepped for ebay so fingers crossed for some good sales.

    I had some sales yesterday so have sent £47 to various places today to round down accounts.

    1.[STRIKE]£200[/STRIKE] - £200C1
    2.[STRIKE]£1328[/STRIKE] - £1328 BCM
    3.[STRIKE]£30[/STRIKE] - £25 LI
    4.[STRIKE]£30[/STRIKE] -£30 HA
    5.[STRIKE]£110[/STRIKE] -£110 BCMISALI
    6.[STRIKE]£1359[/STRIKE] -£1359 TDBC 266 133
    7.[STRIKE]£1010[/STRIKE] -£1010 WW 630

    Total: [STRIKE]£4067[/STRIKE] - £4062
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The good thing is, although I'm not doing great with my targets, my debt is still going down each month with the payments I am making :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Happymac
    Happymac Posts: 215 Forumite
    You are doing fab Jwil. Is there a total debt?

    Feeling disillusioned this morning as I have a buyer wanting a refund on ebay. Says item isn't working but I know it is!! You must have the patience of a saint to be ebaying all the time.
    June 23.25/250 Monthly money making target
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happymac wrote: »
    You are doing fab Jwil. Is there a total debt?

    Feeling disillusioned this morning as I have a buyer wanting a refund on ebay. Says item isn't working but I know it is!! You must have the patience of a saint to be ebaying all the time.

    There is but I've never actually posted it on here. It's very large though ~£30k.

    It's so frustrating when people are awkward on ebay isn't it. I hate doing it, but it's a necessity for me at the moment. As soon as I don't have to do it, I won't be!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well a shock for me this morning, I'm onto SMP now :( I thought I had one more wage left. I'll have to dig out the paperwork to check whether it's an error, but it's most likely me!

    So I really have to work now, to get stuff cleared and some money in. At least that's an incentive to keep going!

    Lets hope the weather gets better as I want to do lots of car booting so I can use the money from selling our stuff for day to day spends, and then use the money from ebay to pay the bills and hopefully clear some debt.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's payments:

    1.[STRIKE]£200[/STRIKE] - £200C1
    2.[STRIKE]£1328[/STRIKE] - £744 BCM
    3.[STRIKE]£30[/STRIKE] - £25 LI
    4.[STRIKE]£30[/STRIKE] -£30 HA
    5.[STRIKE]£110[/STRIKE] -£110 BCMISALI
    6.[STRIKE]£1359[/STRIKE] -£1150 TDBC 57 133
    7.[STRIKE]£1010[/STRIKE] -£1010 WW 630

    Total: [STRIKE]£4067[/STRIKE] - £3269
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    :j you're doing really well jwil! Well done. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks tattycath :)

    Haven't been on for a while but have been keeping busy!

    We did two car boot sales last weekend, and on the second one, couldn't keep up with everything we were selling! We sold 154 books at that one :T :T Sadly it barely makes a dent :o but it's still great that it's gone. We took the van which meant we had all of our car boot stuff with us, so we took advantage of that and sorted through it all, deciding what we would keep and what we would send to charity or get rid of. So 5 boxes of stuff went to charity this week too. :T

    It's raining here at the moment, but it's meant to clear up, so I'm off out to do another car boot today assuming it's on.

    Ebay sales have been trickling out, it's nice to have another month of free listings, so I'm trying to take advantage of that too.

    I'm reviewing all my listings, and am gradually pulling stuff off that's been on a long time now, fed up with it hanging around.

    Little miss has decided to grow out of her 3-6 months clothing, so I have all that to sort out now as well. I did sell two bags of little jwil's clothing at the weekend too.

    I've set myself a little routine as I was spending too much time on the computer and not enough time doing stuff. So now my aim is:
    Monday - packing, posting, and prepping new stuff for ebay
    Tuesday - listing and prepping
    Wednesday - Sorting stuff in the house
    Thursday - Listing and sorting
    Friday - ME day :) Whatever I feel like doing
    Weekends - family and car booting.

    Of course posting can be any day due to BINs and slow payers, but DH always ends his auctions on a weekend, so Mondays are usually busy. I figured if I allocate it as my 'work' day I can do all the boring prepping too.

    Also, all this has to work around the kiddies too, but it went ok last week, except Thursday we spent all day in the garden as it was such a nice day.

    On Wednesday I tackled the big cupboard in the kitchen. It used to hold the heating system, but has been piled full of stuff since it was taken out, and so was unusable. I emptied and sorted it all, have now got kitchen stuff/pet stuff in there, which means I now have a clear floor :T I am really pleased with it. I've still got a bit more sorting to do, but that's made a massive difference!

    It also meant I filled up the recycling bins with various tins/ and bits. I've got enough tupperware etc, there's no need for me to keep biscuit/sweet tins.

    Epic update, hope everyone is well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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