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Shifting this debt one £ at a time.
Comments
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I would love to see a before and after of your house jwil. Initially full of things then slowly decreasing amount of stuff, then a nursery, then a second nursery with less and less stuff all the time. There and again though I feel like no matter how much stuff I clear out the babies have double coming in.
I have been shocked by two. Exhausting! It will pay off soonI keep telling myself that anyway x
Loan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138000 -
brizzledfw wrote: »Well done..all sounds good
Thanks BrizzleI would love to see a before and after of your house jwil. Initially full of things then slowly decreasing amount of stuff, then a nursery, then a second nursery with less and less stuff all the time. There and again though I feel like no matter how much stuff I clear out the babies have double coming in.
I have been shocked by two. Exhausting! It will pay off soonI keep telling myself that anyway x
You never know, I might post one some day. We do have pics
Two is a massive shock to the system, I was expecting it to be hard, but it's even harder than I thought!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
No one ever said two would be hard. On your first you get told endlessly how you'll never sleep again and how rough it'll be. It was a massive shock to the system but 2!!! Woah! I feel like I never sleep and my house is over run with baby stuff. You're doing brilliantly. Shovelling stuff out of the house and turning my flat into ikea feels like all I can do! Haha xLoan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138000 -
Two is a massive shock to the system, I was expecting it to be hard, but it's even harder than I thought!
Well, they do say that having your first baby is a big shock to the system, and having your second is an even bigger shock. However, the good news is that the third and subsequent babies don't make much of a difference:rotfl:. I can actually vouch for that
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Jwil (and Kitten), merely getting from one end of the day to the other with all your family intact is an achievement at the moment, you are fabulous and never forget it :T.0 -
That last paragraph.. Seconded, P&F..seconded (although I never got around to a third :rotfl:...2 is plenty
)
MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
3 is a juggling act lol just glad I are big age gaps between my 3 xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Some payments:
1.[STRIKE]£377[/STRIKE] - £370C1 334
2.[STRIKE]£313[/STRIKE] - £300 MI
3.[STRIKE]£3134[/STRIKE] - £3120 LI
4.[STRIKE]£163[/STRIKE] -£160 HA 264
5.[STRIKE]£1561[/STRIKE] - £855 BCM 100 1371
6. [STRIKE]£441[/STRIKE] - £441 Bill
Total: [STRIKE]£5989[/STRIKE] - £5246"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Haha, there will not be a third here! I'm well and truly done"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Haha, there will not be a third here! I'm well and truly done
lol. Sounds like a plan.
Well done on your overpayments jwil.
I managed to list a few bits at weekend, posting some of them out today. I often wonder if I price too cheap when they fly out quick...that said, I was happy with the price and its some stuff gone. So I need to get some more stuff sorted now.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
never say never JwillI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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