TV Licence payment by post

GingerBob_3

Kurtis_Blue wrote: »

Worried about online bank security but happy to put bank details with full address into an envelope and post it without a stamp, so will probably be bouncing around the mail for a good while.

You are putting way too much time and energy into achieving absoloutley nothing.

Sticking a cheque in the post - too much time and energy?

Just so you're clear - VbV, part way through a transaction a pop-up window suddenly appears demanding name, address and DoB. It then takes you through a detailed set-up asking for "greeting phrases" and "security questions", and all you're trying to do is buy something online. It's the pits, and goes against all good systems designed to prevent phishing attacks.

Here's one of many sites full of complaints about VbV:

http://verified-by-visa-reviews.measuredup.com/2588

So that's my gripe: the leeches at TV Licensing have withdrawn the facility at Post Offices and now they're trying to force you to sign up to this ridiculous system when you buy something online.

Oh, just remembered - those other parasites at DVLA have done the same on their site.

Nilrem

VbV is a programme run by the banks, most UK merchants have zero choice about using it if they wish to take online payments (it'll often be in the terms of their using the online payment processing system).

You only ever have to set it up once, then if you can remember the passphrase you choose you just have to work out what 3 characters it asks for in the future are.

It takes me an average of about 5 seconds to do it, and maybe about a minute to fill it in for the first time (which works across all merchants for the card you've set it up for).
This assumes of course that the VbV (or mastercard 3dsecure equivalent) pop up every transaction, often if you've done it before on a specific retailers site the system at the bank/payment processing system remembers that you've used this company before, and doesn't ask for it unless it's a large amount of money involved*.

If you're going to complain about a security measure, it helps if you understand who exactly imposes it.

Mucking around writing out a cheque, then diverting to a post box (assuming I remembered the envelope) would take me far longer than doing an online payment, even if I had to do the VbV setup every time (I haven't, I think I've done it once for each card in about 10 years).

*For example I pay my credit card online every month, after about 2-3 months it stopped asking me for my VbV passcode as the systems recognised it as a routine transaction.

Kurtis_Blue

GingerBob wrote: »

Sticking a cheque in the post - too much time and energy?

Then just stick a stamp on it and get it done then.

Or phone, or goto a Paypoint some are even based in Postoffices, or by BACS......or just make a big effort to stand out.

almillar

Direct Debit? None of the supermarkets take cheques anymore as far as I know - fancy telling us what's wrong with chip and PIN too?

cajef

almillar wrote: »

Direct Debit? None of the supermarkets take cheques anymore as far as I know - fancy telling us what's wrong with chip and PIN too?

They appear to be paranoid about banks and payment methods.

https://forums.moneysavingexpert.com/discussion/5090763

dab43

cajef wrote: »

They appear to be paranoid about banks and payment methods.

https://forums.moneysavingexpert.com/discussion/5090763

Who are you talking about, THEY have got a name....:mad:

[Deleted User]

dab43 wrote: »

Who are you talking about, THEY have got a name....:mad:

This is important, why? Using the forum user name is hardly essential.

t0rt0ise

The answer to the original question is "no, it won't be processed". It will be refused by the licencing company, Royal Mail will open it and return it to sender.