Are the eternal optimists on here still feeling optimistic?

ChopperST

Crashy I find it bizarre you don't wish to disclose your financial strategy.

You persistently challenge the status quo of owning a property with a mortgage but you fail to suggest what the alternative is.

Do you hold cash, bonds, P2P, funds, individual shares, gold, fine wine, vintage cars, artwork or is it under the mattress?

The forum is to debate but all you do is bait people to reply and insult them rather than add an intelligible reply and add anything to the discussion.

Perhaps if you were more open and honest about your financial strategy then you'd find less hostility toward you on here?

The last time I asked this question you simply replied with something like I am considerably richer than you. Please enlighten us to the grand plan as all the goading is getting a bit boring now.

MFW_ASAP

ChopperST wrote: »

The forum is to debate but all you do is bait people to reply and insult them rather than add an intelligible reply and add anything to the discussion.

It reminds me of geneer, who also came on here to tell us all not to buy houses and was very insulting about it. He eventally lost his marbles when house prices recovered and claimed he actually bought two years earlier, to much merriment and discussion of time machines on here. He left the forum shortly after and I believe is currently recovering fom his breakdown in a Bournmouth sanitorium.

chucknorris

MFW_ASAP wrote: »

It reminds me of geneer, who also came on here to tell us all not to buy houses and was very insulting about it. He eventally lost his marbles when house prices recovered and claimed he actually bought two years earlier, to much merriment and discussion of time machines on here. He left the forum shortly after and I believe is currently recovering fom his breakdown in a Bournmouth sanitorium.

I think that he did probably did actually buy a house (although I joined in with the jokes of course), I think that his wife/gf forced him to buy, and it was probably his alto-ego that voiced his opinion on this forum. That was why he was probably so nasty, he was being bullied at home and was pretty miserable himself.

MFW_ASAP

chucknorris wrote: »

I think that he did probably did actually buy a house (although I joined in with the jokes of course), I think that his wife/gf forced him to buy, and it was probably his alto-ego that voiced his opinion on this forum. That was why he was probably so nasty, he was being bullied at home and was pretty miserable himself.

I would have believed it if the timing had not been so suspect. The date that geneer insisted he bought his house on, just so happened to historically be the date the housing market reached the bottom. Interestingly, I did buy my home at that point and mentioned it on here at the time and was derided by geneer for 'buying in the middle of a falling market'.

No doubt he is still on forums, gnawing over old arguments and re-adjusting his position via spacetime manipulation when history once again proves him wrong.

Getting back to this thread, I find it amazing that the perpetual pessimist that is Shortchanged has the stunning lack of awareness to create a thread to poke fun at the 'perpetual optimists' on here (if such a beast exists), yet fails to see that one is just as bad as the other and therefore he is actually mocking a mirror reflection of himself.

You couldn't make it up.

shortchanged_2

MFW_ASAP wrote: »

I would have believed it if the timing had not been so suspect. The date that geneer insisted he bought his house on, just so happened to historically be the date the housing market reached the bottom. Interestingly, I did buy my home at that point and mentioned it on here at the time and was derided by geneer for 'buying in the middle of a falling market'.

No doubt he is still on forums, gnawing over old arguments and re-adjusting his position via spacetime manipulation when history once again proves him wrong.

Getting back to this thread, I find it amazing that the perpetual pessimist that is Shortchanged has the stunning lack of awareness to create a thread to poke fun at the 'perpetual optimists' on here (if such a beast exists), yet fails to see that one is just as bad as the other and therefore he is actually mocking a mirror reflection of himself.

You couldn't make it up.

It's just i haven't had the wool pulled over my eyes by this so called recovery we have been sold by all the central bankers.

Thrugelmir

shortchanged wrote: »

It's just i haven't had the wool pulled over my eyes by this so called recovery we have been sold by all the central bankers.

Markets rely on confidence.

shortchanged_2

Thrugelmir wrote: »

Markets rely on confidence.

Yeah I know, however the foundations also have to be strong and there now seems to be the realisation that this pseudo recovery is running out of steam.

Crashy_Time

ChopperST wrote: »

Crashy I find it bizarre you don't wish to disclose your financial strategy.

You persistently challenge the status quo of owning a property with a mortgage but you fail to suggest what the alternative is.

Do you hold cash, bonds, P2P, funds, individual shares, gold, fine wine, vintage cars, artwork or is it under the mattress?

The forum is to debate but all you do is bait people to reply and insult them rather than add an intelligible reply and add anything to the discussion.

Perhaps if you were more open and honest about your financial strategy then you'd find less hostility toward you on here?

The last time I asked this question you simply replied with something like I am considerably richer than you. Please enlighten us to the grand plan as all the goading is getting a bit boring now.

I don`t care about the hostility, it is laughable and overly defensive, there are obviously people on here who are overleveraged in a deteriorating market. If you have a mortgage you don`t own the property. My financial strategy is to be able to wink at my manager and know that he knows he needs the job more than me

chucknorris

Crashy_Time wrote: »

My financial strategy is to be able to wink at my manager and know that he knows he needs the job more than me

Even better if you don't (and never did) need the job at all, and are only doing it part time after coming out of early retirement in your 40's because you found it interesting, but have just decided that you will pack it in next year, and retire early again in your 50's.

wotsthat

Crashy_Time wrote: »

My financial strategy is to be able to wink at my manager and know that he knows he needs the job more than me

It's partly why I bought rather than rented. Eventually the house gets paid for and you're even less dependent on The Man as your savings add up to increased months/ years of living expenses.