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Dog attack, vets bills

2

Comments

  • Johno100
    Johno100 Posts: 5,259 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's probably also worth asking your vet to do tests as to why your dog has such weak bones. It's not normal for a dog to break both front legs going head over heals.

    It sounds as if there may be an underlying condition that would have manifested itself at some point anyway, just so happens it was when this dog ran towards yours.

    Agreed, and Springer Spaniels are one of the breeds predisposed to Osteogenesis Imperfecta (Brittle Bone Disease).
  • trollopscarletwoman
    trollopscarletwoman Posts: 8,732 Forumite
    edited 7 October 2014 at 5:57PM
    Would pet insurance pay out £3000? Worse case scenario if the insurance (if there is a policy) might not pay out if they think there was a pre-existing problem.

    I don't know the ins and outs of these policies but I just can't see it.

    They might pay the major part of it but how wealthy is the op.

    A £1000 top up might be simply prohibitive.

    Begging the PDSA might help.

    Agree with the others that it seems very unusual for a 2 year old dog to break both its front legs in a tumble.

    I know someone who's greyhound ran into a football post leading to one leg being amputated. The bill was £1000 and the insurance paid out £700. Rest could be excess I suppose.
  • Fosterdog
    Fosterdog Posts: 4,948 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Would pet insurance pay out £3000? Worse case scenario if the insurance (if there is a policy) might not pay out if they think there was a pre-existing problem.

    I don't know the ins and outs of these policies but I just can't see it.

    They might pay the major part of it but how wealthy is the op.

    A £1000 top up might be simply prohibitive.

    Begging the PDSA might help.

    Agree with the others that it seems very unusual for a 2 year old dog to break both its front legs in a tumble.

    I know someone who's greyhound ran into a football post leading to one leg being amputated. The bill was £1000 and the insurance paid out £700.

    The amount they would cover would depend on the level of cover taken out on a policy, £3000 isn't much in terms of medical care and they would regularly pay out more that that. The reason for the £700 payout on a £1000 claim is likely to be the excess being £300.

    Usually a pre existing condition would be paid out if it hasn't yet been diagnosed and received no treatment for the symptoms, effectively it doesn't become a pre existing condition until you know it exists.

    Although all of this would depend on the wording of the cover.
  • pinkshoes
    pinkshoes Posts: 20,609 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Loub76 wrote: »
    his dog came thundering towards mine. In a panic my dog tried to get away from him but fell to the ground and rolled letting out an ear bursting yelp!

    Could you please clarify if the other dog actually touched and attacked your dog?

    This is VERY important, as if the other dog didn't actually touch or harm yours, then you have no case at all. You will need proof of the attack e.g. A witness or puncture wounds on the dog.

    I know this because my BIL's dog attacked and bit another dog on a lead (my FIL was walking BIL's dog off the lead and not keeping an eye on him!), so BIL had to pay the vet bill.
    Should've = Should HAVE (not 'of')
    Would've = Would HAVE (not 'of')

    No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)
  • pinkshoes wrote: »
    Could you please clarify if the other dog actually touched and attacked your dog?

    This is VERY important, as if the other dog didn't actually touch or harm yours, then you have no case at all. You will need proof of the attack e.g. A witness or puncture wounds on the dog.

    I know this because my BIL's dog attacked and bit another dog on a lead (my FIL was walking BIL's dog off the lead and not keeping an eye on him!), so BIL had to pay the vet bill.

    I'd be interested to know how most people could pay a £3000 vet bill at the drop of a hat.

    And how do you get it out of them if they refuse.

    If they haven't got the money they can't pay.
  • tomtontom
    tomtontom Posts: 7,929 Forumite
    I'd be interested to know how most people could pay a £3000 vet bill at the drop of a hat.

    And how do you get it out of them if they refuse.

    If they haven't got the money they can't pay.

    Anyone with £3000 in savings? But then any sensible owner would be adequately insured, a policy with only £1000 for emergencies is not adequate insurance for a dog.
  • pinkshoes wrote: »
    This is VERY important, as if the other dog didn't actually touch or harm yours, then you have no case at all.

    Not "VERY important" but VERY incorrect.

    For an offence under the "Control of dogs (Scotland) act" there is no requirement for the dog concerned to have touched or harmed the OP's dog.
    4. Under the Act, a dog is deemed to be "out of control" if:
    its behaviour gives rise to alarm, or apprehensiveness on the part of any individual, and the individual’s alarm or apprehensiveness is, in all circumstances, reasonable. The apprehensiveness may be as to (any or all) - (a) the individual’s own safety, (b) the safety of some other person,
    or (c) the safety of an animal other than the dog in
    question.
    http://www.snh.gov.uk/docs/A1191337.pdf
    If the dog was deemed to have been out of control then the OP most certainly does have a case against the owner.
  • Gavin83
    Gavin83 Posts: 8,757 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think you might be fighting a losing battle here. Even if you have a case (and it's a big if) he'll likely just deny his dog did anything and it's your word against his. In a dog attack case you'd normally have puncture wounds or similar but it sounds like in this case you don't have that either.

    I have a question. If someones dog gets hurt and requires vet treatment costing a large amount of money can the other party insist you have your dog put down? Bit like a car really, if someone smashed your car up and the costs to repair were more than the value of the car they could give you the value of the car rather than repair it.
  • If the OP can get hold of a copy of the council report and this states that the owner of the other dog was given a warning because of their dog's actions, this would certainly help if they did decide to take any legal action.
  • Laz123
    Laz123 Posts: 1,742 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I paid out £450 for my cat's dentistry. When I told my neighbour he said how much would a new cat cost.
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