The £1,000 emergency fund challenge.

Muser1

#30 £354.74/£1000

patman99

Lots out and little in over the last 7 days. Mind you, it was for car insurance and pension so worth it.

Undertook and passed 2 online training courses for work. As I did these at home, I will get paid 1 hour for each, so 2 hours extra income on next week's pay packet (unless I can find the time to do some more).

NoLifeWithoutYou

Would it be possible for me to join or is it too late? I think I'm number #106 if I can join, correct me if I'm wrong!

*Edit - Kinda self gave myself the number hope its okay!

NoLifeWithoutYou

Also just curious how have some of you saved up so much?! o.o :eek:

[Deleted User]

Welcome, NoLifeWithoutYou:hello:

patman started this thread at the beginning of October so early joiners have had nearly 7 months to add money to their Emergency Funds:T.

It looks as if some people save a regular amount every month whilst others put in whatever they can whenever they can manage it. Or a combination of the two. If you read through the whole thread you'll see all sorts of ideas that people have used to save a bit extra.

Good Luck:beer:

NoLifeWithoutYou

Morning carbootcrazy!

Wow so been a long time, I'm paying off my debts with the £200-450 I have spare each month (depends on what month haha) and then I'll be putting into the fund. You've been doing well!

Yeah I had a little skim read on the pages already, you lot are amazing honestly and such a good idea.

Thanks for the good luck! Same to you and can't wait to see when you hit 1,000!

NoLifeWithoutYou xo

parsniphead

Morning everyone

£10 has been added to my savings this morning.:j

So far I have £12.15/1000 (1.2%)

I have decided each time I may buy something unnessesary (such as cakes from the coffee shop at work) I will transfer the money into savings instead. I only buy them when I'm bored anyway and never really want them. It will be motivating to see the money go into savings instead.

[Deleted User]

NoLifeWithoutYou wrote: »

Morning carbootcrazy!


Thanks for the good luck! Same to you and can't wait to see when you hit 1,000!

NoLifeWithoutYou xo

Thanks:T. Don't hold your breath though as there's something seriously wrong with the gear box of my old banger of a car. I suspect most of what I've scrimped together for my EF is about to be spent on getting back on the road:mad:. Shouldn't grumble though as that's what an Emergency Fund is there for. I never had the luxury of one before:o and paying for such emergencies was a nightmare.

NoLifeWithoutYou

carbootcrazy wrote: »

Thanks:T. Don't hold your breath though as there's something seriously wrong with the gear box of my old banger of a car. I suspect most of what I've scrimped together for my EF is about to be spent on getting back on the road:mad:. Shouldn't grumble though as that's what an Emergency Fund is there for. I never had the luxury of one before:o and paying for such emergencies was a nightmare.

Ah that sucks, hopefully it won't cost loads out your EF. Always think of the positives eh lol

so_very_confused

carbootcrazy wrote: »

Thanks:T. Don't hold your breath though as there's something seriously wrong with the gear box of my old banger of a car. I suspect most of what I've scrimped together for my EF is about to be spent on getting back on the road:mad:. Shouldn't grumble though as that's what an Emergency Fund is there for. I never had the luxury of one before:o and paying for such emergencies was a nightmare.

Hi carbootcrazy I can sympathise, I haven't logged my ef for a few weeks as I think the rust bucket is at the end of the road:eek:
So every penny I can lay my hands on is going into ef which might momentarily be £1000 but it's really for another rust bucket.
It will be back to square one again:rotfl:

Hello all the newbies. This is a brilliant thread friendly, no pressure, do what you can in your own way and thanks again to Patman for starting it:T