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The £1,000 emergency fund challenge.

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Comments

  • ab_saver
    ab_saver Posts: 334 Forumite
    100 Posts Debt-free and Proud!
    #208 reporting a new total of £15.45 after some automated TTs. I'm expecting a couple more to clear over the next couple of days which will bring my total a bit higher.
    House fund: ~£5000 / £10,000 :D_£1000 emergency fund #208 - £151.74/ 1000 _
  • ab_saver
    ab_saver Posts: 334 Forumite
    100 Posts Debt-free and Proud!
    #208 - another TT of 30p giving me a new total of £15.75
    House fund: ~£5000 / £10,000 :D_£1000 emergency fund #208 - £151.74/ 1000 _
  • Hi all, I haven't updated in a while. My emergency savings pot now stands at £620 but car insurance is nearly due so I'm expecting it to be wiped out next month!
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Not been on here for a while.

    Holiday is paid-for, so all extra money will go into the EF.

    Got £210 to come back from HMRC as a tax refund, so that will go straight into the EF.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    edited 15 December 2016 at 8:21AM
    You're doing really well, patman:T

    It's always extra nice to get something back from the Taxman:j.

    My own EF is still intact but I doubt that will be for much longer as my fridge-freezer is on its last legs:mad:. It must be about 22 years old so doesn't owe me anything and has always been 100% dependable until this past few days. Wondering whether to get a new one now instead ofhoping it will last a bit longer only to find it conks out completely over Christmas when I won't be able to get one immediately.

    Problem is my current one has a decent sized fridge but the freezer (at the top) is very small. I want a bigger freezer this time (probably 50/50)but have discovered that they all seem to have the freezer at the bottom and the fridge part at the top. Being only 5 foot 1 (and a half) I'd have untold problems reaching to the back of the upper shelves in a fridge umpteen times a day:eek:. I don't want to be having to stand on stools or steps all the time at my ripe old age:o. It wouldn't matter too much with an upper freezer, I wouldn't need to be using that so often. That's one of the reasons I've been delaying getting one of the taller ones.

    Whatever I end up with eventually at least I know I can afford to buy exactly the one that suits thanks to you and my EF:j:j:j
  • ab_saver
    ab_saver Posts: 334 Forumite
    100 Posts Debt-free and Proud!
    The automated TTs (s@ve the ch@nge) seem to be working well and the EF is now at £20.23
    Nearly an extra £10 has gone to it this month so far without me trying :)
    House fund: ~£5000 / £10,000 :D_£1000 emergency fund #208 - £151.74/ 1000 _
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    CBC my spouse is shorter than you and has no problems reaching the back of the top shelf in our new fridge freezer. It is taller than our old one by about 75mm as well.

    Also, remembered that the Tax refund was actually due to filling-in the forms to apply for married man's Tax allowance. As my spouse dosn't work, I get over £1,000 of her Tax allowance. So will have another £222 to come for this year, then my Tax code should be altered to take this change into account.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Ouch don't want to look at my EF at the moment it will be painful to see, can't wait for this Christmasy thing would to be over and I can start saving again.x
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    edited 17 December 2016 at 2:26PM
    patman99 wrote: »
    CBC my spouse is shorter than you and has no problems reaching the back of the top shelf in our new fridge freezer. It is taller than our old one by about 75mm as well.

    Sorry, patman, I didn't make things very clear in my earlier post about my freezer problems:o

    I've always had a reasonably big fridge in the kitchen. It had a small freezer compartment at the top where I only had room for stuff I needed quick access to. We grow most of our own veg and some fruit, plus, living in a rural area, there's often access to meat bargains at the local Farm Shop. So I need a big freezer to freeze all the extra produce which keeps us going with a brilliant variety of fruit and veg all the year round. Saves a lot of money and no pesticides used:j

    I also had a chest freezer which was was really big and was kept in a small extension room that has been demolished this past year. The freezer was 30 years old and had become unreliable temperature-wise. When its 'home' ceased to be there was nowhere else to keep it (the garage has no power points in) so it went to the tip. I managed this summer just with the very small freezer compartment on the fridge but had to give away most of what we grew because of nowhere to freeze and store it:(. I begrudge having to buy veg when we usually had it for 'free':mad:

    The only space I have now for a fridge-freezer is the current place in the kitchen where my fridge is and this can only take something up to 55 cm wide. I don't want a smaller fridge than the current one and need a big freezer compartment (obviously not as big as my old chest freezer but as big as I can get to fit the space available). Height isn't a problem, or at least it wouldn't be if I was taller myself:(

    The ones with a similar sized fridge to the current dying one and as big a freezer as poss seem to be 182 cm tall. Some are even taller than that:eek:. Given that I'm only 156 cm myself you'll see my problem in reaching to the back of the upper shelves:eek:
  • Member 150 reporting.
    Hello everyone. I have cashed some premium bonds that I forgot I had, bringing my total to 575 gbp. Getting there slowly :0)
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