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The £1,000 emergency fund challenge.
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€50/€1000 to start me off. Now to leave it there!! I realised that I actually have approx €900 'saved' in the credit union but its tied to the smaller loan so I'm not counting that as emergency savings as I can't withdraw it. Probably the only reason it's still there!
thanks again patman
MTBLoan 1: €12,148
Loan 2: €2,700
Card 1: €470
Card 2: €970
All Approximate values - TBC
Total: €16,288.
:mad: :mad:0 -
Can I be added too please?
I have a small emergency fund but am about to take a chunk out to replace a ceiling after a leak (that counts as an emergency in my book!). Once that is paid for I'll start building on the few pennies that remain.MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
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What matters is how we live and love and how we spend our dash. (L Ellis)0 -
Thanks for my number xxx3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T0 -
Can I be added too please? I've just finished paying off my overdraft and have recently realised just how important an emergency fund is, so this is one of my top priorities!Proud to be debt free September 2014. :j
Sisu.0 -
I still have credit cards to pay but want an emergency fund as live with no back up cash, only me household. Have own house small mortgage and lately had no end of disasters where some savings would have been great. Plays on your nerves sometimes and I am a born worrier so would like to join pretty please your challenge.LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220
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2 more on the list. Who will be member #10 ?.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
Me please Patman x I am starting a long old road just this week and as CC are paid off the accounts are being shut down so its imperative I start an emergency fund I will alter my sig from £500 to £1000 xWeightloss -36.5lb/64lb.
Christmas savings £200/£800.
Hol savings £300 /£500.
Birthday savings £50 /£100.
100 days #20 Credit union £40/£11500 -
This is right up my street, just what I need! I already have a savings account that is my Emergency Fund, but I'm not sure there's a lot in it
Will check and report back later this evening. Hopefully this challenge will be the motivation I need to start filling it! :j0 -
Hey,
#6 Deleted_User £0.00/£1000.00
Thanks for the number, I will hopefully be able to start transferring some cash into my new fund at the end of the month.
Looking forward to having this £1000.00!!
Dxxx0 -
1 more and we can call ourselves the 'dirty dozen' (with my receding hair, I am starting to look a bit like Teli Savalis).
Had to 'borrow' £1.80 last week as had a bill to pay that would have dropped my main account balance to nil. Paid today, so £1.90 put back across.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0
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