Working towards being debt free and a new house.

dipdap

Morning diary
Well I was a naughty girl yesterday and had some biscuits and a couple of chocolates (but did go for a quick walk afterwards).
Have had 2 chocolates this morning to treat myself as needed cheering up.
I have my interview Wednesday :eek: so going to get my hair cut today so I look nice and smart
Need to work out how much money is left for the rest of the month.
Would like to have a nice buffer in the bank to set us up for next month. Would be nice to start these challenging months with some money spare

dipdap

Morning diary
Interview time!
Been practicing in my head the questions I think they will ask.
Just chilling out now with a cup of tea, trying to calm my nerves
Back later

abba1772

Good luck for your interview fingers crossed for you xx

dipdap

Interview went well. Feedback from it was good and constructive.
No job for me but I'm pretty upbeat
Onwards and upwards, there's always next time

abba1772

Aww boo to you not getting the job but I'm glad you're ok with it xx

dipdap

Morning diary
Thanx Abba, onwards and upwards to the next job I apply for!
Right, today I'm trying to stay focused and get things done (I swear I can do this! )
Jobs for today

Vacuum the house from top to bottom
Catch up with my backlog of paperwork
List stuff for sale online, because they won't sell if people can't see them!
Do 3 runs of washing
Fill and run the dishwasher

Lets see how many I can get done

dipdap

Good evening diary
Just been on the wii fat and I've lost another 1lb.
Thats 3lb lost already :j need to keep that ball rolling.
Half term with the kids now, need to work out how to spend very little money for the week on activities.
Got most of my list done yesterday, think the last bits will take me the next week to do.
Night night!

dipdap

Morning diary
Just checked how much we have in savings and we've gone over the 10k mark :j
Still got a way to go until the savings overtake our debts but we will get there.
Credit card seems to have sky rocketed this month but we can deal with that.
One of the 0% balance transfers is coming to an end so it looks like I need to do a credit card shuffle. Luckily I'm being offered 0% for a year with 2% fee. I think I can cope with that
Better get on, got paperwork I'm meant to be dealing with!

dipdap

Week 1 - Day 1

Hello diary
Well I've decided today is the start of our long slog through until the end of the year.
Start as I mean to go on
I've managed to get a fair amount done today.
Got bits listed for sale so hopefully that should bring some money in.
Went to the charity shop and got a few good bits. 3 tops for me, coat, t-shirt and an adidas jumper for the youngest and a couple of books. Total cost £16 (not bad!). Coat was the most expensive at £4
Going to have another look on Friday to see if there's any more good stuff been put out.
Trying to spend as little as possible on clothes. Unfortunately new shoes for work set me back £28 :mad: costs a bit more than I'd like but at least my feet don't hurt each day!
Better get the kids ready for bed.
Cya tomorrow

dipdap

Week1 - Day 3

Forgot to come in here yesterday, oops!
I've worked out there's 42 weeks to get through so there's a long way ahead of us yet.
Credit card debt has gone up by £1,500 (one of the cars went up by nearly £1,000 :eek:
All still on 0% so currently under control.
Was reading my emails and had a credit card offer from a company offering me a £50 bonus (in loyalty points) if I took out their credit card. Sounded good until I read there's an annual fee of £150 and a standard apr of 56% :eek: needless to say I won't be applying for one :rotfl:
Kids off school for the week so healthier eating has gone out of the window. It's pizza for dinner today.