Working towards being debt free and a new house.

dipdap

Hello diary
Well I've made another booboo. Someone else wants money!
I hadn't realised driving lessons needed to be paid for on Monday (not for me!) so that's another hundred quid I need to find from nowhere.
I may have been a bit naughty today and spent a fiver on gift wrap, crackers and cards for next year. I know we don't need them now but I always buy them in the sales to save money before next Christmas. Don't think DH was impressed!
I'm trying to be better with money but it's not working too well

dipdap

Evening diary.
One of the kids needed a haircut (was long overdue) so yet more money had to be found today
Still not gone into the overdraft yet, feel like a duck on a lake, calm up top but frantically treading water underneath.
I will be so glad when pay day rolls around at the end of the month!
Counting down the days until my holiday off work, it starts on Monday :j woohoo!

dipdap

Evening diary
Well I've managed to pull and push money around so have got the driving lessons covered and about £50 in the bank to last us to pay day
I will use that overdraft when hell freezes over :rotfl:
One of the kids was off school sick today so had a day stuck at home off work.
Peaceful house here as everyone is in bed, I better go the same way
Night!

dipdap

Evening diary.
Well I now have a couple of weeks off work :j woohoo
Lots of housework to be getting on with!
Weighed myself on the wii fat earlier, I've put lots of weight on :mad:
Currently weigh 15st 7lb so need to do something about it. Healthier eating starts tomorrow

dipdap

Morning diary
Well we have £3 odd in the bank now.
Next money comes in Friday and nothing is showing as pending from the bank at the moment.
Got £40 or so in my wallet though for any bits I've forgotten.
Still keeping up with my savings jar challenge, 3 weeks down, 49 to go
Housework day again today, my kitchen looks a lot better after yesterday

dipdap

Morning diary
Money came in earlier than expected so have sent a credit card payment we have money in the bank again! (For a short while )
Need to submit my self assessment today. Ive finished it, just not got round to submitting it yet (shame on me!)
Getting itchy feet in this house. Parking has suddenly become a nightmare so I've started looking and dreaming of moving again (if only my dream house was affordable!)
Looks like I need to earn more money :rotfl:
Better get on with some housework

abba1772

I do my self assessment in April then I forget I need to lay my national insurance in one lump :rotfl: only sent it yesterday :rotfl:

dipdap

Morning diary
Abba - wow, how organised are you!
I've been working on my self assessment since October, just need a good hard shove to submit it.
It's been a fair few years since I last did one. It ain't half changed!

All done and submitted, looks like I could be due a small refund if I've read the screen right :j

dipdap

Morning diary
Submitted my request for a refund from the tax man
No idea how long that takes to come to my bank but it's £50 extra when it makes it there :j
Payday is just around the corner, woohoo!
Debating booking a holiday for us all to Disney Paris in 2019. It's £3k if we book it now so not sure whether to or not. Includes transport, hotel, tickets and half board.
Kids really want to go and OH says we deserve a good holiday (this is in school holiday time). Really tempted to boook it, just not sure we can justify the cost
Debt busting and bill paying really gets you down if you have nothing to look forward to.

abba1772

Go for it it's giving you plenty of time to pay it off xx