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Brogden's Debt Disaster & Self Managed DMP!

1697072747584

Comments

  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Echoing Skinny - and feeling quite thick considering how well you're both doing and I'm slowly plodding along....about the same pace as the garden works :rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Brogden wrote: »
    Thanks Skinny :)

    Is my signature progress not fast enough for you? ;)

    I must try harder :o!!

    B x
    Well I didn't really like to mention it, but I had noticed it's not changed much recently, in fact is it my imagination or did it go up!? - No pressure :D
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    Well I didn't really like to mention it, but I had noticed it's not changed much recently, in fact is it my imagination or did it go up!? - No pressure :D

    You are a very cheeky monkey :mad: !! Did it go up......huh :mad: !!!!!

    I'll have you know it goes down every month - only a little bit some months but down :)

    xx
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    :rotfl::rotfl::rotfl: xx
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    Ali-OK wrote: »
    Echoing Skinny - and feeling quite thick considering how well you're both doing and I'm slowly plodding along....about the same pace as the garden works :rotfl:

    Thick? :eek: Ali.....you must be in the top most intelligent 1% of people in the UK. Your modesty is touching. :)

    I ideally need a job shortly or things may get a bit stressful :(. I wish I could carry on with what I do on my own but that is not possible so I need to reinvent myself.

    We have talked about the 'plusses' of corporate life but you have broken away and managed it alone. Fantastic and job brilliantly well done. If I were in your shoes I would be celebrating....everybody needs to have what you have :A

    On we go......and fingers crossed

    Broggers xx
  • Dansmam
    Dansmam Posts: 677 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Dear Brogden I know there's,a clique on here that think I'm a bad guy but I'm not. Beware of pinning it all on the pension. You know I got stuffed. Calculator out time.The latest is that Osborn is going for public sector pensions. It'll not stop there I fear. Onwards and upwards, it'll all come good x
    I have borrowed from my future self
    The banks are not our friends
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    Dansmam wrote: »
    Dear Brogden I know there's,a clique on here that think I'm a bad guy but I'm not. Beware of pinning it all on the pension. You know I got stuffed. Calculator out time.The latest is that Osborn is going for public sector pensions. It'll not stop there I fear. Onwards and upwards, it'll all come good x

    I don't know anything about a 'clique.'

    I didn't understand what you were talking about before and unfortunately I still don't :(

    Sorry.................I don't wish to be rude but I don't get what you are saying.

    Brogden
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Brogden wrote: »
    I hope I don’t get kicked out of the country. :o

    Well even if you do I hear it's pretty easy to get back in these days. Trip to France anyone :):rotfl: bad taste buzzer going off on red alert.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Dansmam
    Dansmam Posts: 677 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Brogden wrote: »
    I don't know anything about a 'clique.'

    I didn't understand what you were talking about before and unfortunately I still don't :(

    Sorry.................I don't wish to be rude but I don't get what you are saying.

    Brogden

    I'm saying that the promise of a pension isn't a guarantee. In my case it's been adjusted downwards 3 times now. If I was starting again I would be putting money into something I was in charge of x
    I have borrowed from my future self
    The banks are not our friends
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    Bobarella wrote: »
    Well even if you do I hear it's pretty easy to get back in these days. Trip to France anyone :):rotfl: bad taste buzzer going off on red alert.

    There is a slight irony in what I say Bob :). I have recently noticed in a number of different situations that some unfortunate people have been punished for doing what they were required or encouraged to do previously..........and then the rules changed :( !!

    As an englishman I am hoping I will be allowed to stay......I had better ask for a signed and sealed document of guarantee :p !!

    Bad taste buzzer? I think yesterday was 'national naughty day' :rotfl:!!

    B x
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