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The One and Only Oktoberfest NSD Challenge!

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  • black_cat
    black_cat Posts: 703 Forumite
    Debt-free and Proud!
    t2rry wrote: »
    Another spendy day for me...wedding stuff...which is budgeted for...but varies...I feel a cheat not counting them as spends...so I'm not sure what to do as I expect I will be spending a lot of days now until xmas and counting NSD's seems a little unnecessary and unrealistic!! Conflicted!!!!


    It depends on why you're doing this challenge. If you're doing it to stop unnecessary spending and if you have a budget for your wedding items - and you stick to it - count wedding spending as compliant with the NSD philosophy! All the best...
  • Sundaysgirl
    Sundaysgirl Posts: 1,096 Forumite
    1,000 Posts Combo Breaker
    t2rry wrote: »
    Another spendy day for me...wedding stuff...which is budgeted for...but varies...I feel a cheat not counting them as spends...so I'm not sure what to do as I expect I will be spending a lot of days now until xmas and counting NSD's seems a little unnecessary and unrealistic!! Conflicted!!!!

    I feel the same way - even budgeted spends are, to me, spendy days. My only NSDs are ones where no cash/crdeit card use occurs. I know lots of the others on here see it differently though - whetever works for you :)

    I had another NSD yesterday, so #9 from me please marmite and one away from target. Hoping I'll be able to increase this. Today will be spendy, however!
    MFW 2017 #123 2018: £1,852.64/£39,200 (4.7%)
  • stripeyjumpergirl
    stripeyjumpergirl Posts: 269 Forumite
    NSD 5 for me today :)
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    lindor wrote: »
    NSD #5 today.

    Sorry Marmite, can't get this tablet to do coloured or large font. Went straight home from work today so no chance to spend.

    Knit witch, how do you do it? So many Nsd's. Are you a great planner?

    X

    Nah just not been leaving the house!
    Must use my stash up!
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    Well today I DID leave the house, but only to go to the Pain Clinic :o, nothing else happening here so claiming Number 16 and 16 in a row :eek:
    Must use my stash up!
  • mobo1980
    mobo1980 Posts: 368 Forumite
    Sixth Anniversary Combo Breaker
    number 8/15please :)

    Well done knit witch !

    Mobo xx
    CC1-£1729.53
    CC2-£4323.00
    LOAN-£14,519.05
    TOTAL DEBT £20,571.58 :eek:
    Then there's the mortgage :o
  • butterfly2507
    butterfly2507 Posts: 306 Forumite
    Ninth Anniversary 100 Posts Photogenic
    NSD # 14 for me :j Woooohooo :beer:
    weight loss journey: 3 KG / 8 KG
    declutter challenge: 25 / 25 ✅ 66/100

    english is not my first language, sorry for any misspellings
  • donna_dynamo
    donna_dynamo Posts: 893 Forumite
    Two more nsds that makes NSD 12. Got to get organised and sort out my money and the days that I need the child minder next year that way I can start setting some budgets.
    #Sealed pot #085.
    1 debt versus 100 days £108.32/£300:j
    Debt Jan 2016 £6877.37. Aug £6155.56
    xmas saving £1 a day 274/366.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 12 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    I'm back after no broadband enforced a break

    Upto NSD 15 after countback
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
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