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Need to get myself together: The beginning

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  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Do you get any help from tax credit with your childcare ??? Xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
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    Yeah I get some help with it. Though this month I dont know if they have lowered yet and wont find out until 17 April. I have kept money aside incase they have just incase.

    My boys official last day in nursery is 31 July!! Starts school on 17th August. Everything is now sorted.. almost :D

    my interest in loan has been added and i paid a little bit to round off :)

    29 days until pay day and 16 days until tax credit :D x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Good afternoon :)

    Nothing to add just popping by :D Long weekend woohoo! Going out Saturday (usual now I know :P) its my best friends birthday night out also.

    anyway 28 days until payday and 15 days until tax credit comes in :D x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Have a great weekend xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    You too :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • twiggy86
    twiggy86 Posts: 2,167 Forumite
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    I love how you instantly start counting down until payday!!! When is it you're off to America? That cant be long now!
    Starting again..
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Haha I just want payday back lol :D

    3 weeks today I go now woo!!!

    So now it is 23 days until payday and 10 days until tax credit (all nursery money that one) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Calling14
    Calling14 Posts: 3,498 Forumite
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    Lucky you only 3 weeks to go. Determined to clear my debts and have a holiday proper one next year.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Same :) Well going to Ibiza next year for my friends Hen weekend and tahts it. I will be properly putting 300 aside each month for me and my boy to go to Florida together in two years :D x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Hello everyone. Nothing much to report.

    20 days until America
    22 days until payday
    9 days until tax credits come through (though I dont know how much and all going to nursery fees lol)

    Thats about it really. suns out so going a walk on my lunch shortly :) have a great day all x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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