📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Need to get myself together: The beginning

Options
15556586061401

Comments

  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Woo sorry me again. My £54 went in right away so I paid the £50 to my loan and my overdraft has been paid... off to update :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Calling14 wrote: »
    Love your diary you are always so positive hoping reading it rubs off on me. x

    Thank you so much :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hello everyone

    Payday tomorrow. I got my loose change in £8.25 and that will cover my messages for tonight and I need to get petrol... my car is on vapour... fingers crossed my car makes it lol!

    Cannot wait to update status tomorrow and then same on Monday :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Woo payday :)!

    I have paid my rent, America is fully paid off £1,000, paid my overpayment to loan. I am now 30.8% paid off. Soon to be more by Monday when my actual loan payment comes off :)

    Thats me sorted :D

    Five weeks until next pay day :/ and i will be in America :P

    Will be staying in this weekend being cool and watching Game of Thrones plus Insanity workouts. Have a good day :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Fab stuff monz, yay for payday :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hey all not much to post tbh just dropping by saying hi and woo its Friday :)

    34 days until pay day and 3 weeks until tax credit comes in (nursery money)

    32 days until America :P x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well done your totals look amazing and 5 weeks until your holiday so jealous. Spurring me onto ebaying everything I can find this weekend as Sunday looks a rubbish raining day I want a proper holiday.

    6 days to pay day - doesn\'t really work for me I get paid weekly lol x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Doing a great job Monz!!


    October xx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hello everyone.

    Well my loan normal payment has came up so will update my signature and then wait until interest is added :)

    Had a good weekend ended up going out (bad Monica lol) had a great time though :D

    Anyway, 31 days until pay day and 18 days until my tax credits (all of which is nursery fees)

    Have a good day everyone :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    So just got news my boys nursery graduation is ... 19 June my baby boy is growing up :(! <3 we also had a scare at weekend in hospital during football they were racing and Connor was winning and a boy shoved him cracking his head into a wall! He got checked over and ok though!

    Also been notified that since school holidays finish 27th June tahts when they stop the free 15 hours :(! I cannot afford another £250 a month on top of £615 a month nursery fees. I am lucky my dad stepped in though so Connor will be from July for a month 3 days a week :)!

    Counting this in I only to pay April, May June and July nursery fees left.

    Cannot believe it still argh... sorry for my rambling

    30 days until pay day and 17 days until tax credits x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.