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Need to get myself together: The beginning

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  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Yay, those 6 weeks will fly by. How long are you away for? (Sorry if you've already said).
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    monz wrote: »
    I also received my mothers day card from my son he made in nursery... the about my mumm made me laugh,... my mummy is 4 years old, she loves chicken nuggets, her favourite place to go to is work haha :)<3 x

    Hope you don't mind me popping in ...This made me smile zillions
    :D:D:T:A
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hey Miss Tara :)! 10 days. Longest I have ever been away from my boy.. infact double :(! I dont know if I will manage full time but its once only wont do this again.

    Pop by anytime Sam :)!

    4 days until I get tax credits and 10 days until payday :) Aw finally :D

    hope everyone had a great weekend X
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    My 1,000 post :)!

    Anyway. Car needing a new tyre and booked in for Friday as thats when my tx money comes in lol boo!!

    3 days until tax credits and 9 days until pay day :)

    xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    just got £3 for survey. This will go into Xmas fund making it to £113 now :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Ccarter
    Ccarter Posts: 149 Forumite
    I wish I had an xmas fund! I keep toying with the idea but then I think paying off the debt is what's needed now in March..?! :eek:
    Debt free by XMAS 2015 #027
    Barclaycard: £0.00
    Divorce: £0.00 :j
    Kitchen: £0.00 :j
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I just put a pound away a day for Christmas thats all :) I pay extra on my loan and tht too :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hi everyone

    Two days until tax credits in and 8 days until payday :)

    Adding £8 to my March Xmas fund today. Nothing really else to add that I can think of :) Friday I will know if i can pay off anything to my overdraft as i have to put my car in garage on Friday so will see after cost of that :(!

    Also Friday adding £125 to America fund woo woo x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Ccarter
    Ccarter Posts: 149 Forumite
    Monz, do you budget for other things in the future each month? I know you have a son- I have two little girls and it's one of their birthdays next month. I haven't got anything saved for it I normally address it when it turns up?!
    Debt free by XMAS 2015 #027
    Barclaycard: £0.00
    Divorce: £0.00 :j
    Kitchen: £0.00 :j
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Yeah when I am back from America I am starting the weekly saving thing again for 22 weeks therefore I will have £253 saved by then and since he will have started School i will have lot extra money that i do not spend for nursery fees added on :)

    The weekly saving thing is week 1 one pound week 2 two pound and so on :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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