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Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    So car in garage tomorrow and hoping its less than £150 but will see ahh if it is... i can pay off some my overdraft as well as adding my £125 to America fund :D

    tax credit due in tomorrow and pay day in 7 days woo!!:D
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Good afternoon everyone

    Hurrah its Friday and my tax credits have came in :) my car costs is £120 woo!! I transferred money over for America also and hoping Monday pay off £200 to my overdraft :D!! Want to get that started paying off.

    So its now 6 days until payday and hoping to proper update my signature in next week or so get rid this debt :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Fab news on the car costing less than Anticipated xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    monz wrote: »
    Good afternoon everyone

    Hurrah its Friday and my tax credits have came in :) my car costs is £120 woo!! I transferred money over for America also and hoping Monday pay off £200 to my overdraft :D!! Want to get that started paying off.

    So its now 6 days until payday and hoping to proper update my signature in next week or so get rid this debt :) x


    Can I just say bloomin well done..your a superstar do you know that? I am just in awe of what you have managed to pay off!!! I am stunned how much you have done so far and how positive you are...hats off to you ..For just being you!!!
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thank you so much money on my mind :) thats so kind of you and took back

    Confession time though. I wanted to treat my boy big time at the weekend as just thought past year and half has been so hard on both of us... I got him some things and spoiled him :) and things for America. I have £100 to overdraft after this and I do not regret it :). Will go to bank tomorrow and pay this off as have to work during my lunch today. My boy deserves it and seeing him smile is worth it.

    Anyway 3 days until payday. Can update my signature tomorrow of O/D fund and then Thursday pay off £76.46 then on 1st April my normal £98.54 comes back :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    So tomorrow when I go to the bank paying off £100 to my overdraft. I am putting my coins in... I counted and just got about £62 so £50 towards loan an unexpected add :) every little helps haha x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    Well done for Continuing to be so motivated :)

    Sounds like you had an amazing weekend.

    by the time you read this will be PAY DAY!!! Yayyy! !! :);)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning everyone.

    Just about to take my lunch and go to bank pay off £100 to my overdraft and put the coins in :D ... once the coins clear into my bank showing I will pay £50 towards loan.

    Payday in two days woo :D x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Well managed to put the £54 into the bank... the guy wouldnt accept the loose change even though properly bagged!! And the cash in machine was broke :( will put them in tomorrow and try again :)

    Also been told i can pay my overdraft online?? As I needed an "advisor" otherwise and i was not waiting on another line... so going to do it online and update my signature :D x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Love your diary you are always so positive hoping reading it rubs off on me. x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
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