📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Need to get myself together: The beginning

Options
1368369371373374401

Comments

  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Brilliant... not meaning for your christmas night out and extra spending lol!

    Got a phone call from JE sending me bag then can start :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning. I have ordered my sons sofabed, arriving next Thursday and my dad will be over for delivery thank god!!! Also ordered a cupholder for the sofabed. I have ordered and paid for £14.99 fitbit ace so I look like the cool aunt :P. I got my mum and sister their hair vouchers also. So Christmas is complete minus we things for friends children :).

    Tonight the guy I am seeing is home from Thailand and hes coming over once he lands :) he had visited rescued tigers and got me a teddy from there. Tomorrow I have panto with family, cba if I am being honest but will go. Saturday night be chilling. Sunday will put the tree up with my boy

    Hoping next week will get that bag so next Friday night can start just a four hour one see how I go. Still aiming to stick it out til at least make £400. Noted what I can do over Christmas so hopefully make a small bundle over then and will send to start decking fund. I will likely have the price of it when they are coming to do my fence on 10th December. I have no idea how much decking costs but I am willing to bet more than fencing, as it is remove old decking and the faulty lights the previous (obv they left faulty ones why not!) with new decking.

    Payday in on 19 December I am sure but going to try not touch it. I will be getting a £250 bonus (of which will be going to holiday fund) my aunt gives me £200 for Christmas and doing same. Hopefully will be putting away £600 holiday fund, reaching £1,200.

    Hope all ok <3 xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning.

    I had possibly the best weekend :) I already spoke to Abba as was so shocked. He brought me back the cutest lil tiger teddy and shocked me by getting my dream perfume that he didnt even know that I been wishing for and pestering my mum for at Christmas Jean Paul Gaultier Classique big bottle. Was stunned. It was a chill weekend and he also does JE in spare time so I went with him to see what its like etc. Also I can start this week :D

    Paying £600 today to fencing guys, so on lunch transferring money over to them. The rest is to be paid on the day they finish. They said not to give them until completed. Chances are they are starting this week on Friday :).

    Couch never got delivered Friday... said noone was home... I was but got hold them today and said I would be at work and to leave in my shed so stated pass to driver but who knows eh :/

    Wrapped up most christmas gifts, still got a few more to get.

    Bank is switching over on Friday. Hoping goes well but telling my work new bank details in case they dont do that. Para it goes wrong.

    17 days til payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    So I tried my first run of JE. Took a mini panic attack and managed only one order but I done it and made a whopping £5.20 in that cpl hours. It would have been more but now I know what to do next time :) Next one is Thursday and one Friday evening. Hoping I do better in those :).

    I have my nieces this Saturday as my sisters present I got her for the hotel that night so I have the girls. Was thinking of making a project with them where we get a large sheet and they paint on happy 40th mum so can leave out in the garden for her coming home next day. What do you think?

    16 days til next payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Sounds like a great idea Monz, glad you had a good weekend, and well done on the JE venture. I've done some money saving this morning, have exchanged my Tesco vouchers to Pizza Express ones as having lunch and some beers with a pal in Glasgow at the weekend, will stick to spoons and have a cheap day out as it's always a costly time of year.
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning. Tonight my son is being took to go karting with my younger sister as part his birthday so I am going to do a cpl hours of JE to see if I can. Tomorrow he is staying at my mums so will do 4 hours, Friday is down for four hours and before I get my lil monster nieces will do morning or JE run :). Hopefully will make a few bob out it. First week will be keeping any earnings due to Christmas presents still to get and factor bill. After that will all go to decking fund. Set up my spreadsheet with goals to aim for :) Fence will be built either Friday or Monday :D! Asking them for a quote for decking. I know this will be more expensive so every penny truly will count to this.

    Bank switch due to happen tomorrow completing. Hopefully will work. Will need to email my accountants to make sure they know my new bank account details as thats my main worry!

    15 days til payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I done a few runs and feel more confident :) Tonight have a comp on with J to see who can get most, whoever loses has to buy takeaway next week when get paid :)

    Bank switched happened today. Hopefully £170 will arrive soon (£120 will go to holiday fund which I owe) £50 is to get us by or Christmas presents still to get. Two weeks til payday :D! Holiday fund should double which is a brilliant feeling.

    Will find out decking quote by next week at least. I know it will cost double than fencing as its ripping it down plus the electrician needed. May need someone to pick me up when I hear price :P xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • I hope you won Monz! Glad it's going well for you, the extra money will be a great thing with xmas and the decking project. I was meant to be getting my sleeve finished this afternoon as I have a half day but my tattooist is off sick, might have to go to spoons instead ha x
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I won :D! by 50p lol but still a win :) I even got a tip £2. Going to put that in a tin let it build up and give it to my boy every time it reaches £10 for a PS4 card as a treat surprise for him if I get anymore.

    Ohh what you getting?

    13 days til next payday. I am still to get J his Christmas present. I was going to get him tickets to a Celtic game... also realising I would have to go though but he loves them and on way to 9 in a row :D. Maybe a Celtic tour. I have a fair idea what he is getting me and hoping I am wrong as its way too much!!! Still to get friends kids presents and then I am done :D

    This weekend I have my nieces Saturday overnight, my sister has the hotel overnight stay that I got her and her husband for her 40th. I have a project for them to do at night, we are going to get pens out on sheet and write happy 40 birthday mummy. Then have it hanging from her window for coming home and getting a sign round the corner for when shes getting home :P The girls will love it.

    Got another JE run tonight then me n J are gonna just chill watch TV. Tomorrow morning I get the girls. Sunday me and my boy weather depending what we do. Likely get his hoverboard out if weather is permitting :)

    Hope all ok xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • It's just a bit of shading to finish off so would only have been in 2 or 3 hours. It's mainly scottish wildlife, I'm already planning my other arm which will be a Neapolitan theme as I worked and lived in Napoli for 3 years.

    What do you think he's getting you? Hope it's some decking! x
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.