Need to get myself together: The beginning

monz

Just when I think I can sort things with bills etc and repay my holiday savings... I get through factor bill for £60. One including a street I do not even live near!!?? I do not think thats right but cannot really argue can I xxx So I really am relying on the HSBC money coming thourhg of £175. £120 for holiday savings repayment (my friend has gave me £40 back and owes me £25) and £50 towards the factor billing xx

abba1772

monz wrote: »

Just when I think I can sort things with bills etc and repay my holiday savings... I get through factor bill for £60. One including a street I do not even live near!!?? I do not think thats right but cannot really argue can I xxx So I really am relying on the HSBC money coming thourhg of £175. £120 for holiday savings repayment (my friend has gave me £40 back and owes me £25) and £50 towards the factor billing xx

I grudge my factor bills especially when the jobs your paying for such as grass areas to be maintained arent being done xx

[Deleted User]

Dare I ask? What are Factor Bills?

abba1772

Deleted_User wrote: »

Dare I ask? What are Factor Bills?

It's basically a extra bill for all homeowners to maintain the general area such as grass areas etc it's a rip off tbh xx

monz

Yeah it is a joke and rip off! Picking up litter £15!!?? Fixing something 4 streets away (googled it) £20 and the rest is grass cutting.... joke tbh xx

[Deleted User]

I thought that was what council tax was for? Is that an added extra because you're in Scotland? That's rip off!

monz

I have no idea, just get the bill xx

monz

Morning! 3 days til payday. I gotta attack VO try get £10 for argos and that means £35 off fitbit for my niece so like half price . I still to get my mums hair voucher n now getting my younger sister something different, something sales lol! I just need to order my sons sofabed then all set .

HSBC is online banking set up. I had asked for the switch to be on 5th December after wages been in and also my main bills are out. Hoping the £170 goes in soon, then I wont feel so bad about tickets being short. My friend will hopefully send me the money of £25 Thursday. Then its £120 short which £120 of the £170 will go to it. When paid transferring £300. Then technically my holiday funds £600 xxx

submarine76

Deleted_User wrote: »

I thought that was what council tax was for? Is that an added extra because you're in Scotland? That's rip off!

It's not a Scottish thing, but only applies to people with shared communal areas or roofs which are privately owned, I pay £30 a month for my flat but it means we get our groundwork done and gutters cleared, if the roof needed tiles replaced it would cover that so it saves you the grief of having to get neighbors to pay their share as the company who acts on behalf of the residents will get the work done and bill everyone. It's really just a property management fee to put it simply.

[Deleted User]

submarine76 wrote: »

It's not a Scottish thing, but only applies to people with shared communal areas or roofs which are privately owned, I pay £30 a month for my flat but it means we get our groundwork done and gutters cleared, if the roof needed tiles replaced it would cover that so it saves you the grief of having to get neighbors to pay their share as the company who acts on behalf of the residents will get the work done and bill everyone. It's really just a property management fee to put it simply.

Ah that makes sense now, thank you xx