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Need to get myself together: The beginning

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I wish I can see my mortgage online........mine doesn't have that facility, in this day n age......seriously xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Aw I love it. Can just round it out with small overpayments. So its always ending 0. It all adds up. You would be in your happy place Abba with it :P xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    Aw I love it. Can just round it out with small overpayments. So its always ending 0. It all adds up. You would be in your happy place Abba with it :P xx

    :rotfl:

    I sooooooooo would :D

    Only a year and a half to go and it'll be one of my priorities when I remortgage ........online access xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    It annoys me to think though that just over 1 year mortgage and already had over £2,000 interest added to the loan its mental!!! How rich banks must be :/

    I keep entering cash register and everyday I convince myself that I have won... If only :P

    22 days til payday and so ready for a week off. My son has kindly shared his chest infection that when he gets this or normally croup, I get no voice, throat on fire infection and well my contact split in my eye last night and red raw eye (cant blame him for that though!)

    Tonight is a busy night too, rush home from work and travel to East Kilbride to TKD advance training then Blantyre for normal, so should be home for 830pm hopefully :/
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Crazy isn't it! They must be rolling in the dough.

    Wow a busy day for you.

    Hope you both feel better soon.

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Your home fund is going right up :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • I knowwwwwwwwwww!!

    Next year I am going to try and save every spare penny!

    Dxxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Ouch to the contact splitting in your eye it's defo something I don't miss anymore since getting my eyes lazered xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • A contact splitting sounds awful! I've never had that, now I have the fear ha ha! I've played cash register a couple of times and convinced myself I was going to get the call, even made sure I wasn't busy so I could answer when it 'rang'....
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Honestly from 3pm I am on edge convincing myself I have won and designed my new "converted" loft and lovely garden... by 4pm I sulk lol!

    21 days til payday. Cannot wait til I am off next week. We busy week minus Monday - Tue TKD for my boy 10-2, Wednesday pumpkin picking day out, Thu he is off to his friends for the day then I have halloween chase, Friday recover from hangover no doubt lol

    Got charity night tomorrow I aim to win in raffles ;)

    xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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