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Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    7 days to pay day and was told my increase in wages will be this month by ac!!!!ant :D works out (from salary calculator) £109 extra a month :D!! So this wll be good for me to set aside for holiday/decking fund :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • LABMUM
    LABMUM Posts: 157 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Great news on the pay rise.
    EFC #185 - £510.00/£1000
    £2.00 Savers #95
    50p Savers Club #8
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Just stopping by - first time i've been on in a while!

    Can't believe how organised you are Monz - well done for getting all the presents in. Does your boy still believe? I'd be too scared to buy the big things now in case my boys changed their minds.

    Well done on the wage rise and the Christmas bonus :)
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • That's great news Monz, good timing as well when you have so much going on! Hope you've had a good week.
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hey Homegrown he stopped believing last year :(

    I just need to order his sofabed. I got his bike and ramp hidden in cupboard under stairs and wrapped his birthday presents last night. Will charge his hoverboard tonight ensure its working.

    6 days til payday. Tonight visiting my friend n her we girl in hospital. She has a rain tumour and the odds are not looking very good the now, infact its surprising she has made it so far. Just turned 3 years old. She had a squint in her eye and her mum put off going get eyes tested thinking aw be glasses for optician to rush them to hospital saving her life xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Aww bless her, poor soul xxx

    Fantastic news that you are getting the payrise this month.
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    morning, payday in 3 days thank god!!!

    Went over bth Friday and Saturday to hospital. Seeing my friend and her we baby is an eye opener, especially news she has received thats not good for her we girl at all. She is the one who found her husband few years ago. I am making sure to go up once a week now just to visit and also get her to go outside for a half hour or whatever fresh air and bring some snacks, toilettries and I got some homely items make her comfortable there herself also. Plus loads of teddies for her lil girl.

    Was meant to go to a halloween party saturday night but I think I was to wound up from hospital I felt ill, physically and mentally drained by it all. Tomorrow going to Glasglow :D missing TKD though :/ xxx

    My boys birthday next week also woo! Party this weekend as well and my local does fireworks display as well
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Glasglow tonight cannot wait! Also I am being ditched for halloween :(! My son has got to the age where he is going with his friends from school instead... as long as he has fun eh :(!

    2 days til payday. Saw my way its £100 more. Apparently tax sure likes a rise. Spose we have that RF to pay for... enough said lol

    Had a we client phone this morning, she was allowed Attendance Allowance and was all over the moon in tears that she and her husband can have heating on over the winter. My heart went out to them, god love them puts it all in perspective! Called me her guardian angel, just wanted to hug her we soul!xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Aww bless, what a nice thing to do for your friend.

    With my boy, it has got to the point where he won't go trick or treating but will happily munch on any sweets that DD doesn't want...to be fair he is 15 though.

    So nice of that lady and you should be very proud that you could help her.

    Have a lovely day xx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Glasglow was amazing last night, minus it was mobbed this year they should organise crowds better! Cannot wait for next years :) my boy loved it!!

    A week today and he is 8! I really gotta charge that hoverboard. Someone remind me Friday night eh haha. Saturday taking him and a friend to gokarts (bloody £27 per child!?) also fireworks at our bit at night over 2,000 people attend this but love we can watch from window if too cold! Sunday is his party also so Sunday night we will sleep!

    Tomorrow is payday thank god! Had to go into savings but due to billings coming out and paid on last day of month does not help :/ Wil replinish tomorrow that :D xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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